Komercijalna Banka AD Skopje (XMAE:KMB) SpecialCharges: MKD-377 Mil (TTM As of Sep. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XMAE:KMB Komercijalna Banka AD Skopje XMAE:KMB
61 GF Score
Price MKD26,400.00
GF Value MKD28,113.44
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Komercijalna Banka AD Skopje SpecialCharges?

Komercijalna Banka AD Skopje XMAE:KMB +0.38% 61 SpecialCharges is MKD-377 Mil as of Sep. 2025. GuruFocus rates XMAE:KMB with a GF Score™ of 61/100 and a GF Value™ of MKD28,113.44 (Fairly Valued). The stock has 3 warning signs investors should review.

Komercijalna Banka AD Skopje's special charges for the three months ended in Sep. 2025 was MKD0 Mil. Its special charges for the trailing twelve months (TTM) ended in Sep. 2025 was MKD-377 Mil.


Komercijalna Banka AD Skopje SpecialCharges Historical Data

* Premium members only.

The historical data trend for Komercijalna Banka AD Skopje's SpecialCharges can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Komercijalna Banka AD Skopje SpecialCharges Chart

Komercijalna Banka AD Skopje Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
SpecialCharges
Get a 7-Day Free Trial Premium Member Only Premium Member Only -343.22 -1,087.01 -412.46 -105.30 -378.86

Komercijalna Banka AD Skopje Quarterly Data
Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
SpecialCharges Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 -381.97 4.89 0.00 0.03
XMAE:KMB
61GF Score
Komercijalna Banka AD Skopje XMAE:KMB
SpecialCharges is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Komercijalna Banka AD Skopje SpecialCharges Calculation

It is nonrecurring losses or expenses resulting from transactions or events which, in the view of management, are not representative of normal business activities of the period and which affect comparability of earnings.

SpecialCharges for the trailing twelve months (TTM) ended in Sep. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was MKD-377 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about SpecialCharges →
What does a SpecialCharges of MKD-377 Mil mean?
Komercijalna Banka AD Skopje (XMAE:KMB) has a SpecialCharges of MKD-377 Mil as of Sep. 2025. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on Komercijalna Banka AD Skopje and its competitors.
Is Komercijalna Banka AD Skopje's SpecialCharges too high?
Komercijalna Banka AD Skopje's current SpecialCharges is MKD-377 Mil. Overall, Komercijalna Banka AD Skopje has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Komercijalna Banka AD Skopje's SpecialCharges compare to PNC and USB?
Komercijalna Banka AD Skopje's SpecialCharges of MKD-377 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good SpecialCharges for a Banks company?
A good SpecialCharges depends on the Banks industry context. However, SpecialCharges should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high SpecialCharges mean?
A high SpecialCharges can signal that a stock is expensive relative to its fundamentals. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on Komercijalna Banka AD Skopje and its competitors. Komercijalna Banka AD Skopje's current SpecialCharges is MKD-377 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Komercijalna Banka AD Skopje stock overvalued right now?
Based on GuruFocus' analysis, Komercijalna Banka AD Skopje (XMAE:KMB) is currently considered Fairly Valued. The stock's GF Value™ is MKD28,113.44, compared to a current price of MKD26,400.00 — trading 6.1% below its estimated fair value. The current SpecialCharges is MKD-377 Mil. Komercijalna Banka AD Skopje's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is SpecialCharges calculated?
SpecialCharges is calculated from a company's financial statements. For Komercijalna Banka AD Skopje (XMAE:KMB), the current SpecialCharges is MKD-377 Mil as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Komercijalna Banka AD Skopje (XMAE:KMB) Overvalued in 2026?

Based on GuruFocus' analysis, Komercijalna Banka AD Skopje stock appears to be undervalued. The current stock price of MKD26,400.00 is trading 6.1% below its estimated GF Value™ of MKD28,113.44. GuruFocus considers Komercijalna Banka AD Skopje to be Fairly Valued.

Key valuation signals for XMAE:KMB:

  • SpecialCharges: MKD-377 Mil
  • GF Value™: MKD28,113.44 vs. price of MKD26,400.00 (6.1% below fair value)
  • GF Score™: 61/100 with 3 warning signs

No single metric tells the full story. See the XMAE:KMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Komercijalna Banka AD Skopje Business Description

Address St.Orce Nikolov Street no. 3, P.O. Box 563, Skopje, MKD, 1000
Komercijalna Banka AD Skopje is a commercial bank. The principal activities of the bank are - collecting deposits, placing loans and advances domestically and abroad, factoring and financing commercial transactions, foreign exchange operations, fast money transfer, trading with foreign currencies, trading with securities, services of a bank-custodian of investment and pension funds, intermediating in selling insurance policies, data collection and analysis of company's credit rating, and many others. It operates in the Republic of Macedonia, Europe, and other EU member countries.
61GF Score

Get the complete analysis for XMAE:KMB

SpecialCharges is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MKD26,400.00
Price
MKD28,113.44
GF Value