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* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Komercijalna Banka AD Skopje's PEG Ratio or its related term are showing as below:
XMAE:KMB'
s PEG Ratio Range Over the Past 10 Years
Min: 1.39 Med: 2.4 Max: 3.76
Current: 1.4
During the past 13 years, Komercijalna Banka AD Skopje's highest PEG Ratio was 3.76. The lowest was 1.39. And the median was 2.40.
XMAE:KMB's PEG Ratio is ranked better than 53.58% of 1230
companies
in the Banks industry
Industry Median: 1.53
vs XMAE:KMB: 1.40
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Komercijalna Banka AD Skopje (XMAE:KMB) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Komercijalna Banka AD Skopje PEG Ratio Related Terms
Komercijalna Banka AD Skopje PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Komercijalna Banka AD Skopje's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Komercijalna Banka AD Skopje PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Komercijalna Banka AD Skopje's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Komercijalna Banka AD Skopje's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Komercijalna Banka AD Skopje (XMAE:KMB) has a PEG Ratio of 1.40 as of Jul. 14, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Komercijalna Banka AD Skopje and its competitors. This is 42% below median its historical median of 2.40. Over the past decade, Komercijalna Banka AD Skopje's PEG Ratio has ranged from 1.39 to 3.76. According to the industry distribution chart, Komercijalna Banka AD Skopje ranks #571 out of 1230 companies in the Banks industry, placing it in the top 46.4%.
Is Komercijalna Banka AD Skopje's PEG Ratio too high?
Komercijalna Banka AD Skopje's current PEG Ratio of 1.40 is 42% below median its 10-year median of 2.40. Over the past 10 years, this metric has ranged from a low of 1.39 to a high of 3.76. The Banks industry median PEG Ratio is 1.53. Komercijalna Banka AD Skopje's value of 1.40 is 8.5% below this industry median. Based on the distribution chart, Komercijalna Banka AD Skopje ranks #571 out of 1230 companies in the Banks industry, which is above the industry midpoint. Overall, Komercijalna Banka AD Skopje has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Komercijalna Banka AD Skopje's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Komercijalna Banka AD Skopje ranks #571 out of 1230 companies for PEG Ratio. This puts Komercijalna Banka AD Skopje in the upper half of its industry. The industry median PEG Ratio is 1.53. Komercijalna Banka AD Skopje's value of 1.40 is 8.5% below this benchmark. Historically, Komercijalna Banka AD Skopje's own PEG Ratio has ranged from 1.39 to 3.76 over the past decade. While the company's 10-year median is 2.40 vs. the industry median of 1.53, Komercijalna Banka AD Skopje has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.53, based on 1,230 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Komercijalna Banka AD Skopje's current PEG Ratio of 1.40 is 8.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Komercijalna Banka AD Skopje and its competitors. For the Banks industry, the median PEG Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Komercijalna Banka AD Skopje's current PEG Ratio is 1.40, which is 42% below median its own 10-year median of 2.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Komercijalna Banka AD Skopje stock overvalued right now?
Based on GuruFocus' analysis, Komercijalna Banka AD Skopje (XMAE:KMB) is currently considered Fairly Valued. The stock's GF Value™ is MKD27,961.18, compared to a current price of MKD25,400.00 — trading 9.2% below its estimated fair value. The current PEG Ratio is 1.40, which is 42% below median its 10-year median of 2.40 and 8.5% below the Banks industry median of 1.53. Komercijalna Banka AD Skopje's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Komercijalna Banka AD Skopje (XMAE:KMB), the current PEG Ratio is 1.40 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Komercijalna Banka AD Skopje (XMAE:KMB) Overvalued in 2026?
Based on GuruFocus' analysis, Komercijalna Banka AD Skopje stock appears to be undervalued.
The current stock price of MKD25,400.00 is trading 9.2% below its estimated GF Value™ of MKD27,961.18.
GuruFocus considers Komercijalna Banka AD Skopje to be Fairly Valued.
Key valuation signals for XMAE:KMB:
PEG Ratio: 1.40 (42% below median its 10-year median of 2.40)
GF Value™: MKD27,961.18 vs. price of MKD25,400.00 (9.2% below fair value)
Industry Position: 8.5% below the Banks median (#571 of 1230)
No single metric tells the full story. See the XMAE:KMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Komercijalna Banka AD Skopje is a commercial bank. The principal activities of the bank are - collecting deposits, placing loans and advances domestically and abroad, factoring and financing commercial transactions, foreign exchange operations, fast money transfer, trading with foreign currencies, trading with securities, services of a bank-custodian of investment and pension funds, intermediating in selling insurance policies, data collection and analysis of company's credit rating, and many others. It operates in the Republic of Macedonia, Europe, and other EU member countries.
65GF Score
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