Komercijalna Banka AD Skopje (XMAE:KMB) Margin of Safety % (DCF Dividends Based): N/A (As of Aug. 29, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XMAE:KMB Komercijalna Banka AD Skopje XMAE:KMB
70 GF Score
Price MKD25,898.00
GF Value MKD29,936.82
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Komercijalna Banka AD Skopje Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-08-29), Komercijalna Banka AD Skopje's Predictability Rank is 2-Stars. Komercijalna Banka AD Skopje's intrinsic value calculated from the Discounted Dividend model is MKD57038.19 and current share price is MKD25898.00. Consequently,

Komercijalna Banka AD Skopje's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is N/A.

XMAE:KMB vs PNC, USB: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Regional subindustry, Komercijalna Banka AD Skopje's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Komercijalna Banka AD Skopje Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Komercijalna Banka AD Skopje's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Komercijalna Banka AD Skopje's Margin of Safety % (DCF Dividends Based) falls into.


XMAE:KMB
70GF Score
Komercijalna Banka AD Skopje XMAE:KMB
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Komercijalna Banka AD Skopje Margin of Safety % (DCF Dividends Based) Calculation

Komercijalna Banka AD Skopje's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(0.00-25898.00)/0.00
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

Is Komercijalna Banka AD Skopje (XMAE:KMB) Overvalued in 2026?

Based on GuruFocus' analysis, Komercijalna Banka AD Skopje stock appears to be undervalued. The current stock price of MKD25,898.00 is trading 13.5% below its estimated GF Value™ of MKD29,936.82. GuruFocus considers Komercijalna Banka AD Skopje to be Modestly Undervalued.

Key valuation signals for XMAE:KMB:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: MKD29,936.82 vs. price of MKD25,898.00 (13.5% below fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the XMAE:KMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Komercijalna Banka AD Skopje Business Description

Address St.Orce Nikolov Street no. 3, P.O. Box 563, Skopje, MKD, 1000
Komercijalna Banka AD Skopje is a commercial bank. The principal activities of the bank are - collecting deposits, placing loans and advances domestically and abroad, factoring and financing commercial transactions, foreign exchange operations, fast money transfer, trading with foreign currencies, trading with securities, services of a bank-custodian of investment and pension funds, intermediating in selling insurance policies, data collection and analysis of company's credit rating, and many others. It operates in the Republic of Macedonia, Europe, and other EU member countries.
70GF Score

Get the complete analysis for XMAE:KMB

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MKD25,898.00
Price
MKD29,936.82
GF Value