Komercijalna Banka AD Skopje (XMAE:KMB) PS Ratio: 7.16 (As of Jul. 14, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XMAE:KMB Komercijalna Banka AD Skopje XMAE:KMB
65 GF Score
Price MKD25,400.00
GF Value MKD27,961.18
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Komercijalna Banka AD Skopje PS Ratio?

Komercijalna Banka AD Skopje XMAE:KMB +0.79% 65 PS Ratio is 7.16 as of Jul. 14, 2026, which is 9% below its 10-year median of 7.85. GuruFocus rates XMAE:KMB with a GF Score™ of 65/100 and a GF Value™ of MKD27,961.18 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,520 Banks companies, Komercijalna Banka AD Skopje ranks worse than 94.34% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Komercijalna Banka AD Skopje's share price is MKD25400.00. Komercijalna Banka AD Skopje's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2025 was MKD3,545.74. Hence, Komercijalna Banka AD Skopje's PS Ratio for today is 7.16.

Good Sign:

Komercijalna Banka AD Skopje stock PS Ratio (=7.11) is close to 2-year low of 6.51.

The historical rank and industry rank for Komercijalna Banka AD Skopje's PS Ratio or its related term are showing as below:

XMAE:KMB' s PS Ratio Range Over the Past 10 Years
Min: 6.34   Med: 7.85   Max: 18.21
Current: 7.17

During the past 13 years, Komercijalna Banka AD Skopje's highest PS Ratio was 18.21. The lowest was 6.34. And the median was 7.85.

XMAE:KMB's PS Ratio is ranked worse than
94.34% of 1520 companies
in the Banks industry
Industry Median: 3.02 vs XMAE:KMB: 7.17

Komercijalna Banka AD Skopje's Revenue per Sharefor the three months ended in Sep. 2025 was MKD851.60. Its Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2025 was MKD3,545.74.

Warning Sign:

Komercijalna Banka AD Skopje revenue per share is in decline over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of Komercijalna Banka AD Skopje was -3.00% per year. During the past 3 years, the average Revenue per Share Growth Rate was 25.10% per year. During the past 5 years, the average Revenue per Share Growth Rate was 14.30% per year. During the past 10 years, the average Revenue per Share Growth Rate was 5.10% per year.

During the past 13 years, Komercijalna Banka AD Skopje's highest 3-Year average Revenue per Share Growth Rate was 25.10% per year. The lowest was -2.90% per year. And the median was 1.50% per year.

Back to Basics: PS Ratio


Komercijalna Banka AD Skopje  (XMAE:KMB) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Komercijalna Banka AD Skopje PS Ratio Related Terms


Komercijalna Banka AD Skopje PS Ratio Historical Data

* Premium members only.

The historical data trend for Komercijalna Banka AD Skopje's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Komercijalna Banka AD Skopje PS Ratio Chart

Komercijalna Banka AD Skopje Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.35 6.26 5.55 4.74 7.81

Komercijalna Banka AD Skopje Quarterly Data
Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.59 7.81 8.12 7.82 7.76

XMAE:KMB vs PNC, USB: PS Ratio Comparison

For the Banks - Regional subindustry, Komercijalna Banka AD Skopje's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Komercijalna Banka AD Skopje PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Komercijalna Banka AD Skopje's PS Ratio distribution charts can be found below:

* The bar in red indicates where Komercijalna Banka AD Skopje's PS Ratio falls into.


XMAE:KMB
65GF Score
Komercijalna Banka AD Skopje XMAE:KMB
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Komercijalna Banka AD Skopje PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Komercijalna Banka AD Skopje's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=25400.00/3545.736
=7.16

Komercijalna Banka AD Skopje's Share Price of today is MKD25400.00.
Komercijalna Banka AD Skopje's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was MKD3,545.74.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 7.16 mean?
Komercijalna Banka AD Skopje (XMAE:KMB) has a PS Ratio of 7.16 as of Jul. 14, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Komercijalna Banka AD Skopje and its competitors. This is near median its historical median of 7.85. Over the past decade, Komercijalna Banka AD Skopje's PS Ratio has ranged from 6.34 to 18.21. According to the industry distribution chart, Komercijalna Banka AD Skopje ranks #1434 out of 1520 companies in the Banks industry, placing it in the top 94.3%.
Is Komercijalna Banka AD Skopje's PS Ratio too high?
Komercijalna Banka AD Skopje's current PS Ratio of 7.16 is near median its 10-year median of 7.85. Over the past 10 years, this metric has ranged from a low of 6.34 to a high of 18.21. The Banks industry median PS Ratio is 3.02. Komercijalna Banka AD Skopje's value of 7.16 is 137.1% above this industry median. Based on the distribution chart, Komercijalna Banka AD Skopje ranks #1434 out of 1520 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Komercijalna Banka AD Skopje has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Komercijalna Banka AD Skopje's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Komercijalna Banka AD Skopje ranks #1434 out of 1520 companies for PS Ratio. This places Komercijalna Banka AD Skopje in the lower half of its industry. The industry median PS Ratio is 3.02. Komercijalna Banka AD Skopje's value of 7.16 is 137.1% above this benchmark. Historically, Komercijalna Banka AD Skopje's own PS Ratio has ranged from 6.34 to 18.21 over the past decade. While the company's 10-year median is 7.85 vs. the industry median of 3.02, Komercijalna Banka AD Skopje has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.02, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Komercijalna Banka AD Skopje's current PS Ratio of 7.16 is 137.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Komercijalna Banka AD Skopje and its competitors. For the Banks industry, the median PS Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Komercijalna Banka AD Skopje's current PS Ratio is 7.16, which is near median its own 10-year median of 7.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Komercijalna Banka AD Skopje stock overvalued right now?
Based on GuruFocus' analysis, Komercijalna Banka AD Skopje (XMAE:KMB) is currently considered Fairly Valued. The stock's GF Value™ is MKD27,961.18, compared to a current price of MKD25,400.00 — trading 9.2% below its estimated fair value. The current PS Ratio is 7.16, which is near median its 10-year median of 7.85 and 137.1% above the Banks industry median of 3.02. Komercijalna Banka AD Skopje's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Komercijalna Banka AD Skopje (XMAE:KMB), the current PS Ratio is 7.16 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Komercijalna Banka AD Skopje (XMAE:KMB) Overvalued in 2026?

Based on GuruFocus' analysis, Komercijalna Banka AD Skopje stock appears to be undervalued. The current stock price of MKD25,400.00 is trading 9.2% below its estimated GF Value™ of MKD27,961.18. GuruFocus considers Komercijalna Banka AD Skopje to be Fairly Valued.

Key valuation signals for XMAE:KMB:

  • PS Ratio: 7.16 (near median its 10-year median of 7.85)
  • GF Value™: MKD27,961.18 vs. price of MKD25,400.00 (9.2% below fair value)
  • GF Score™: 65/100 with 3 warning signs
  • Industry Position: 137.1% above the Banks median (#1434 of 1520)

No single metric tells the full story. See the XMAE:KMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Komercijalna Banka AD Skopje Business Description

Address St.Orce Nikolov Street no. 3, P.O. Box 563, Skopje, MKD, 1000
Komercijalna Banka AD Skopje is a commercial bank. The principal activities of the bank are - collecting deposits, placing loans and advances domestically and abroad, factoring and financing commercial transactions, foreign exchange operations, fast money transfer, trading with foreign currencies, trading with securities, services of a bank-custodian of investment and pension funds, intermediating in selling insurance policies, data collection and analysis of company's credit rating, and many others. It operates in the Republic of Macedonia, Europe, and other EU member countries.
65GF Score

Get the complete analysis for XMAE:KMB

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MKD25,400.00
Price
MKD27,961.18
GF Value