Komercijalna Banka AD Skopje (XMAE:KMB) Dividend Payout Ratio: 0.00 (As of Sep. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XMAE:KMB Komercijalna Banka AD Skopje XMAE:KMB
65 GF Score
Price MKD25,400.00
GF Value MKD27,961.18
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Komercijalna Banka AD Skopje Dividend Payout Ratio?

Komercijalna Banka AD Skopje XMAE:KMB +0.79% 65 Dividend Payout Ratio is 0.00 as of Sep. 2025. GuruFocus rates XMAE:KMB with a GF Score™ of 65/100 and a GF Value™ of MKD27,961.18 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,175 Banks companies, Komercijalna Banka AD Skopje ranks worse than 87.49% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Komercijalna Banka AD Skopje's Dividend Payout Ratio for the months ended in Sep. 2025 was 0.00.

The historical rank and industry rank for Komercijalna Banka AD Skopje's Dividend Payout Ratio or its related term are showing as below:

XMAE:KMB' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.19   Med: 0.45   Max: 1.04
Current: 0.64


During the past 13 years, the highest Dividend Payout Ratio of Komercijalna Banka AD Skopje was 1.04. The lowest was 0.19. And the median was 0.45.

XMAE:KMB's Dividend Payout Ratio is ranked worse than
87.49% of 1175 companies
in the Banks industry
Industry Median: 0.32 vs XMAE:KMB: 0.64

As of today (2026-07-14), the Dividend Yield % of Komercijalna Banka AD Skopje is 5.31%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Komercijalna Banka AD Skopje was 5.36%. The lowest was 2.95%. And the median was 4.40%.

Komercijalna Banka AD Skopje's Dividends per Share for the months ended in Sep. 2025 was MKD0.00.

During the past 12 months, Komercijalna Banka AD Skopje's average Dividends Per Share Growth Rate was 37.40% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 14.90% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 10.90% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Komercijalna Banka AD Skopje was 54.20% per year. The lowest was -3.10% per year. And the median was 32.15% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Komercijalna Banka AD Skopje (XMAE:KMB) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Komercijalna Banka AD Skopje Dividend Payout Ratio Related Terms


Komercijalna Banka AD Skopje Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Komercijalna Banka AD Skopje's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Komercijalna Banka AD Skopje Dividend Payout Ratio Chart

Komercijalna Banka AD Skopje Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.78 1.04 0.80 0.33 0.45

Komercijalna Banka AD Skopje Quarterly Data
Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 1.84 0.00

XMAE:KMB vs PNC, USB: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Komercijalna Banka AD Skopje's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Komercijalna Banka AD Skopje Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Komercijalna Banka AD Skopje's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Komercijalna Banka AD Skopje's Dividend Payout Ratio falls into.


XMAE:KMB
65GF Score
Komercijalna Banka AD Skopje XMAE:KMB
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Komercijalna Banka AD Skopje Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Komercijalna Banka AD Skopje's Dividend Payout Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2024 )/ EPS without NRI (A: Dec. 2024 )
=910/ 2021.72
=0.45

Komercijalna Banka AD Skopje's Dividend Payout Ratio for the quarter that ended in Sep. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Sep. 2025 )/ EPS without NRI (Q: Sep. 2025 )
=0/ 565.47
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Komercijalna Banka AD Skopje (XMAE:KMB) has a Dividend Payout Ratio of 0.00 as of Sep. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Komercijalna Banka AD Skopje and its competitors. Over the past decade, Komercijalna Banka AD Skopje's Dividend Payout Ratio has ranged from 0.19 to 1.04. According to the industry distribution chart, Komercijalna Banka AD Skopje ranks #1028 out of 1175 companies in the Banks industry, placing it in the top 87.5%.
Is Komercijalna Banka AD Skopje's Dividend Payout Ratio too high?
Komercijalna Banka AD Skopje's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 1.04. Based on the distribution chart, Komercijalna Banka AD Skopje ranks #1028 out of 1175 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Komercijalna Banka AD Skopje has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Komercijalna Banka AD Skopje's Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Komercijalna Banka AD Skopje ranks #1028 out of 1175 companies for Dividend Payout Ratio. This places Komercijalna Banka AD Skopje in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, Komercijalna Banka AD Skopje's own Dividend Payout Ratio has ranged from 0.19 to 1.04 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Komercijalna Banka AD Skopje and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Komercijalna Banka AD Skopje's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Komercijalna Banka AD Skopje stock overvalued right now?
Based on GuruFocus' analysis, Komercijalna Banka AD Skopje (XMAE:KMB) is currently considered Fairly Valued. The stock's GF Value™ is MKD27,961.18, compared to a current price of MKD25,400.00 — trading 9.2% below its estimated fair value. The current Dividend Payout Ratio is 0.00. Komercijalna Banka AD Skopje's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Komercijalna Banka AD Skopje (XMAE:KMB), the current Dividend Payout Ratio is 0.00 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Komercijalna Banka AD Skopje (XMAE:KMB) Overvalued in 2026?

Based on GuruFocus' analysis, Komercijalna Banka AD Skopje stock appears to be undervalued. The current stock price of MKD25,400.00 is trading 9.2% below its estimated GF Value™ of MKD27,961.18. GuruFocus considers Komercijalna Banka AD Skopje to be Fairly Valued.

Key valuation signals for XMAE:KMB:

  • Dividend Payout Ratio: 0.00
  • GF Value™: MKD27,961.18 vs. price of MKD25,400.00 (9.2% below fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the XMAE:KMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Komercijalna Banka AD Skopje Business Description

Address St.Orce Nikolov Street no. 3, P.O. Box 563, Skopje, MKD, 1000
Komercijalna Banka AD Skopje is a commercial bank. The principal activities of the bank are - collecting deposits, placing loans and advances domestically and abroad, factoring and financing commercial transactions, foreign exchange operations, fast money transfer, trading with foreign currencies, trading with securities, services of a bank-custodian of investment and pension funds, intermediating in selling insurance policies, data collection and analysis of company's credit rating, and many others. It operates in the Republic of Macedonia, Europe, and other EU member countries.
65GF Score

Get the complete analysis for XMAE:KMB

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MKD25,400.00
Price
MKD27,961.18
GF Value