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The historical rank and industry rank for Komercijalna Banka AD Skopje's Net Margin % or its related term are showing as below:
XMAE:KMB'
s Net Margin % Range Over the Past 10 Years
Min: 11.39 Med: 41.87 Max: 59.94
Current: 59.08
XMAE:KMB's Net Margin % is ranked better than 97.51% of 1527
companies
in the Banks industry
Industry Median: 26.87
vs XMAE:KMB: 59.08
Komercijalna Banka AD Skopje (XMAE:KMB) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Komercijalna Banka AD Skopje Net Margin % Related Terms
Komercijalna Banka AD Skopje Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Komercijalna Banka AD Skopje's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Komercijalna Banka AD Skopje Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Komercijalna Banka AD Skopje's Net Margin % distribution charts can be found below:
* The bar in red indicates where Komercijalna Banka AD Skopje's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Komercijalna Banka AD Skopje (XMAE:KMB) has a Net Margin % of 66.40% as of Sep. 2025. Net margin is the ratio of total net income to net sales. View historical data on Komercijalna Banka AD Skopje and its competitors. This is 59% above median its historical median of 41.87. Over the past decade, Komercijalna Banka AD Skopje's Net Margin % has ranged from 11.39 to 59.94. According to the industry distribution chart, Komercijalna Banka AD Skopje ranks #38 out of 1527 companies in the Banks industry, placing it in the top 2.5%.
Is Komercijalna Banka AD Skopje's Net Margin % too high?
Komercijalna Banka AD Skopje's current Net Margin % of 66.40% is 59% above median its 10-year median of 41.87. Over the past 10 years, this metric has ranged from a low of 11.39 to a high of 59.94. The Banks industry median Net Margin % is 26.87. Komercijalna Banka AD Skopje's value of 66.40% is 147.1% above this industry median. Based on the distribution chart, Komercijalna Banka AD Skopje ranks #38 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Komercijalna Banka AD Skopje has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Komercijalna Banka AD Skopje's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Komercijalna Banka AD Skopje ranks #38 out of 1527 companies for Net Margin %. This places Komercijalna Banka AD Skopje in the top 3% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.87. Komercijalna Banka AD Skopje's value of 66.40% is 147.1% above this benchmark. Historically, Komercijalna Banka AD Skopje's own Net Margin % has ranged from 11.39 to 59.94 over the past decade. While the company's 10-year median is 41.87 vs. the industry median of 26.87, Komercijalna Banka AD Skopje has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.87, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Komercijalna Banka AD Skopje's current Net Margin % of 66.40% is 147.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Komercijalna Banka AD Skopje and its competitors. For the Banks industry, the median Net Margin % is 26.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Komercijalna Banka AD Skopje's current Net Margin % is 66.40%, which is 59% above median its own 10-year median of 41.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Komercijalna Banka AD Skopje stock overvalued right now?
Based on GuruFocus' analysis, Komercijalna Banka AD Skopje (XMAE:KMB) is currently considered Modestly Undervalued. The stock's GF Value™ is MKD27,975.02, compared to a current price of MKD25,300.00 — trading 9.6% below its estimated fair value. The current Net Margin % is 66.40%, which is 59% above median its 10-year median of 41.87 and 147.1% above the Banks industry median of 26.87. Komercijalna Banka AD Skopje's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Komercijalna Banka AD Skopje (XMAE:KMB), the current Net Margin % is 66.40% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Komercijalna Banka AD Skopje (XMAE:KMB) Overvalued in 2026?
Based on GuruFocus' analysis, Komercijalna Banka AD Skopje stock appears to be undervalued.
The current stock price of MKD25,300.00 is trading 9.6% below its estimated GF Value™ of MKD27,975.02.
GuruFocus considers Komercijalna Banka AD Skopje to be Modestly Undervalued.
Key valuation signals for XMAE:KMB:
Net Margin %: 66.40% (59% above median its 10-year median of 41.87)
GF Value™: MKD27,975.02 vs. price of MKD25,300.00 (9.6% below fair value)
Industry Position: 147.1% above the Banks median (#38 of 1527)
No single metric tells the full story. See the XMAE:KMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Komercijalna Banka AD Skopje is a commercial bank. The principal activities of the bank are - collecting deposits, placing loans and advances domestically and abroad, factoring and financing commercial transactions, foreign exchange operations, fast money transfer, trading with foreign currencies, trading with securities, services of a bank-custodian of investment and pension funds, intermediating in selling insurance policies, data collection and analysis of company's credit rating, and many others. It operates in the Republic of Macedonia, Europe, and other EU member countries.
65GF Score
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