Komercijalna Banka AD Skopje (XMAE:KMB) Growth Rank: 2 (As of Sep. 21, 2026) — 50% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XMAE:KMB Komercijalna Banka AD Skopje XMAE:KMB
57 GF Score
Price MKD24,900.00
GF Value MKD29,350.14
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Komercijalna Banka AD Skopje Growth Rank?

Komercijalna Banka AD Skopje XMAE:KMB -0.40% 57 Growth Rank is 2 as of Sep. 21, 2026, which is 50% below its 10-year median of 4.00. GuruFocus rates XMAE:KMB with a GF Score™ of 57/100 and a GF Value™ of MKD29,350.14 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Komercijalna Banka AD Skopje has the Growth Rank of 2.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Komercijalna Banka AD Skopje Growth Rank Related Terms

XMAE:KMB vs USB, PNC: Growth Rank Comparison

For the Banks - Regional subindustry, Komercijalna Banka AD Skopje's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Komercijalna Banka AD Skopje Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Komercijalna Banka AD Skopje's Growth Rank distribution charts can be found below:

* The bar in red indicates where Komercijalna Banka AD Skopje's Growth Rank falls into.


XMAE:KMB
57GF Score
Komercijalna Banka AD Skopje XMAE:KMB
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 2 mean?
Komercijalna Banka AD Skopje (XMAE:KMB) has a Growth Rank of 2 as of Sep. 21, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Komercijalna Banka AD Skopje and its competitors. This is 50% below median its historical median of 4.00. Over the past decade, Komercijalna Banka AD Skopje's Growth Rank has ranged from 1.00 to 9.00.
Is Komercijalna Banka AD Skopje's Growth Rank too high?
Komercijalna Banka AD Skopje's current Growth Rank of 2 is 50% below median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 9.00. Overall, Komercijalna Banka AD Skopje has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Komercijalna Banka AD Skopje's Growth Rank compare to USB and PNC?
Komercijalna Banka AD Skopje's Growth Rank of 2 can be compared against companies in the Banks industry. Historically, Komercijalna Banka AD Skopje's own Growth Rank has ranged from 1.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Komercijalna Banka AD Skopje and its competitors. Komercijalna Banka AD Skopje's current Growth Rank is 2, which is 50% below median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Komercijalna Banka AD Skopje stock overvalued right now?
Based on GuruFocus' analysis, Komercijalna Banka AD Skopje (XMAE:KMB) is currently considered Modestly Undervalued. The stock's GF Value™ is MKD29,350.14, compared to a current price of MKD24,900.00 — trading 15.2% below its estimated fair value. The current Growth Rank is 2, which is 50% below median its 10-year median of 4.00. Komercijalna Banka AD Skopje's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Komercijalna Banka AD Skopje (XMAE:KMB), the current Growth Rank is 2 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Komercijalna Banka AD Skopje (XMAE:KMB) Overvalued in 2026?

Based on GuruFocus' analysis, Komercijalna Banka AD Skopje stock appears to be undervalued. The current stock price of MKD24,900.00 is trading 15.2% below its estimated GF Value™ of MKD29,350.14. GuruFocus considers Komercijalna Banka AD Skopje to be Modestly Undervalued.

Key valuation signals for XMAE:KMB:

  • Growth Rank: 2 (50% below median its 10-year median of 4.00)
  • GF Value™: MKD29,350.14 vs. price of MKD24,900.00 (15.2% below fair value)
  • GF Score™: 57/100 with 3 warning signs

No single metric tells the full story. See the XMAE:KMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Komercijalna Banka AD Skopje Business Description

Address St.Orce Nikolov Street no. 3, P.O. Box 563, Skopje, MKD, 1000
Komercijalna Banka AD Skopje is a commercial bank. The principal activities of the bank are - collecting deposits, placing loans and advances domestically and abroad, factoring and financing commercial transactions, foreign exchange operations, fast money transfer, trading with foreign currencies, trading with securities, services of a bank-custodian of investment and pension funds, intermediating in selling insurance policies, data collection and analysis of company's credit rating, and many others. It operates in the Republic of Macedonia, Europe, and other EU member countries.
57GF Score

Get the complete analysis for XMAE:KMB

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MKD24,900.00
Price
MKD29,350.14
GF Value