Komercijalna Banka AD Skopje (XMAE:KMB) Shareholder Yield % : 3.37% (As of Sep. 2025) — 20% Below Median

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XMAE:KMB Komercijalna Banka AD Skopje XMAE:KMB
65 GF Score
Price MKD25,400.00
GF Value MKD27,961.18
Valuation Fairly Valued
! 3 Warning Signs
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What is Komercijalna Banka AD Skopje Shareholder Yield %?

Komercijalna Banka AD Skopje XMAE:KMB +0.79% 65 Shareholder Yield % is 3.37% as of Sep. 2025, which is 20% below its 10-year median of 4.22. GuruFocus rates XMAE:KMB with a GF Score™ of 65/100 and a GF Value™ of MKD27,961.18 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,504 Banks companies, Komercijalna Banka AD Skopje ranks better than 57.78% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Komercijalna Banka AD Skopje's Shareholder Yield % was 3.37%.


Komercijalna Banka AD Skopje  (XMAE:KMB) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Komercijalna Banka AD Skopje Shareholder Yield % Related Terms


Komercijalna Banka AD Skopje Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Komercijalna Banka AD Skopje's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Komercijalna Banka AD Skopje Shareholder Yield % Chart

Komercijalna Banka AD Skopje Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.99 5.09 4.99 3.34 2.52

Komercijalna Banka AD Skopje Quarterly Data
Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.14 2.52 2.31 3.38 2.73

XMAE:KMB vs PNC, USB: Shareholder Yield % Comparison

For the Banks - Regional subindustry, Komercijalna Banka AD Skopje's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Komercijalna Banka AD Skopje Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Komercijalna Banka AD Skopje's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Komercijalna Banka AD Skopje's Shareholder Yield % falls into.


XMAE:KMB
65GF Score
Komercijalna Banka AD Skopje XMAE:KMB
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Komercijalna Banka AD Skopje Shareholder Yield % Calculation

Komercijalna Banka AD Skopje's Shareholder Yield % for the quarter that ended in Sep. 2025 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=4.55 %+0.00 %+-1.82 %
=2.73 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 3.37% mean?
Komercijalna Banka AD Skopje (XMAE:KMB) has a Shareholder Yield % of 3.37% as of Sep. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Komercijalna Banka AD Skopje and its competitors. This is 20% below median its historical median of 4.22. Over the past decade, Komercijalna Banka AD Skopje's Shareholder Yield % has ranged from 2.31 to 12.12. According to the industry distribution chart, Komercijalna Banka AD Skopje ranks #635 out of 1504 companies in the Banks industry, placing it in the top 42.2%.
Is Komercijalna Banka AD Skopje's Shareholder Yield % too high?
Komercijalna Banka AD Skopje's current Shareholder Yield % of 3.37% is 20% below median its 10-year median of 4.22. Over the past 10 years, this metric has ranged from a low of 2.31 to a high of 12.12. The Banks industry median Shareholder Yield % is 1.57. Komercijalna Banka AD Skopje's value of 3.37% is 114.6% above this industry median. Based on the distribution chart, Komercijalna Banka AD Skopje ranks #635 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, Komercijalna Banka AD Skopje has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Komercijalna Banka AD Skopje's Shareholder Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Komercijalna Banka AD Skopje ranks #635 out of 1504 companies for Shareholder Yield %. This puts Komercijalna Banka AD Skopje in the upper half of its industry. The industry median Shareholder Yield % is 1.57. Komercijalna Banka AD Skopje's value of 3.37% is 114.6% above this benchmark. Historically, Komercijalna Banka AD Skopje's own Shareholder Yield % has ranged from 2.31 to 12.12 over the past decade. While the company's 10-year median is 4.22 vs. the industry median of 1.57, Komercijalna Banka AD Skopje has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.57, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Komercijalna Banka AD Skopje's current Shareholder Yield % of 3.37% is 114.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Komercijalna Banka AD Skopje and its competitors. For the Banks industry, the median Shareholder Yield % is 1.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Komercijalna Banka AD Skopje's current Shareholder Yield % is 3.37%, which is 20% below median its own 10-year median of 4.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Komercijalna Banka AD Skopje stock overvalued right now?
Based on GuruFocus' analysis, Komercijalna Banka AD Skopje (XMAE:KMB) is currently considered Fairly Valued. The stock's GF Value™ is MKD27,961.18, compared to a current price of MKD25,400.00 — trading 9.2% below its estimated fair value. The current Shareholder Yield % is 3.37%, which is 20% below median its 10-year median of 4.22 and 114.6% above the Banks industry median of 1.57. Komercijalna Banka AD Skopje's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Komercijalna Banka AD Skopje (XMAE:KMB), the current Shareholder Yield % is 3.37% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Komercijalna Banka AD Skopje (XMAE:KMB) Overvalued in 2026?

Based on GuruFocus' analysis, Komercijalna Banka AD Skopje stock appears to be undervalued. The current stock price of MKD25,400.00 is trading 9.2% below its estimated GF Value™ of MKD27,961.18. GuruFocus considers Komercijalna Banka AD Skopje to be Fairly Valued.

Key valuation signals for XMAE:KMB:

  • Shareholder Yield %: 3.37% (20% below median its 10-year median of 4.22)
  • GF Value™: MKD27,961.18 vs. price of MKD25,400.00 (9.2% below fair value)
  • GF Score™: 65/100 with 3 warning signs
  • Industry Position: 114.6% above the Banks median (#635 of 1504)

No single metric tells the full story. See the XMAE:KMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Komercijalna Banka AD Skopje Business Description

Address St.Orce Nikolov Street no. 3, P.O. Box 563, Skopje, MKD, 1000
Komercijalna Banka AD Skopje is a commercial bank. The principal activities of the bank are - collecting deposits, placing loans and advances domestically and abroad, factoring and financing commercial transactions, foreign exchange operations, fast money transfer, trading with foreign currencies, trading with securities, services of a bank-custodian of investment and pension funds, intermediating in selling insurance policies, data collection and analysis of company's credit rating, and many others. It operates in the Republic of Macedonia, Europe, and other EU member countries.
65GF Score

Get the complete analysis for XMAE:KMB

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MKD25,400.00
Price
MKD27,961.18
GF Value