Komercijalna Banka AD Skopje (XMAE:KMB) Short-Term Debt: MKD0 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XMAE:KMB Komercijalna Banka AD Skopje XMAE:KMB
70 GF Score
Price MKD26,300.00
GF Value MKD29,531.09
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Komercijalna Banka AD Skopje Short-Term Debt?

Komercijalna Banka AD Skopje XMAE:KMB +0.19% 70 Short-Term Debt is MKD0 Mil as of Dec. 2025. GuruFocus rates XMAE:KMB with a GF Score™ of 70/100 and a GF Value™ of MKD29,531.09 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Komercijalna Banka AD Skopje's Short-Term Debt for the quarter that ended in Dec. 2025 was MKD0 Mil.


Komercijalna Banka AD Skopje Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.


Komercijalna Banka AD Skopje Short-Term Debt Related Terms


Komercijalna Banka AD Skopje Short-Term Debt Historical Data

* Premium members only.

The historical data trend for Komercijalna Banka AD Skopje's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Komercijalna Banka AD Skopje Short-Term Debt Chart

Komercijalna Banka AD Skopje Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Komercijalna Banka AD Skopje Quarterly Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
XMAE:KMB
70GF Score
Komercijalna Banka AD Skopje XMAE:KMB
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of MKD0 Mil mean?
Komercijalna Banka AD Skopje (XMAE:KMB) has a Short-Term Debt of MKD0 Mil as of Dec. 2025.
Is Komercijalna Banka AD Skopje's Short-Term Debt too high?
Komercijalna Banka AD Skopje's current Short-Term Debt is MKD0 Mil. Overall, Komercijalna Banka AD Skopje has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Komercijalna Banka AD Skopje's Short-Term Debt compare to PNC and USB?
Komercijalna Banka AD Skopje's Short-Term Debt of MKD0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Banks company?
A good Short-Term Debt depends on the Banks industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Komercijalna Banka AD Skopje's current Short-Term Debt is MKD0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Komercijalna Banka AD Skopje stock overvalued right now?
Based on GuruFocus' analysis, Komercijalna Banka AD Skopje (XMAE:KMB) is currently considered Modestly Undervalued. The stock's GF Value™ is MKD29,531.09, compared to a current price of MKD26,300.00 — trading 10.9% below its estimated fair value. The current Short-Term Debt is MKD0 Mil. Komercijalna Banka AD Skopje's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Komercijalna Banka AD Skopje (XMAE:KMB), the current Short-Term Debt is MKD0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Komercijalna Banka AD Skopje (XMAE:KMB) Overvalued in 2026?

Based on GuruFocus' analysis, Komercijalna Banka AD Skopje stock appears to be undervalued. The current stock price of MKD26,300.00 is trading 10.9% below its estimated GF Value™ of MKD29,531.09. GuruFocus considers Komercijalna Banka AD Skopje to be Modestly Undervalued.

Key valuation signals for XMAE:KMB:

  • Short-Term Debt: MKD0 Mil
  • GF Value™: MKD29,531.09 vs. price of MKD26,300.00 (10.9% below fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the XMAE:KMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Komercijalna Banka AD Skopje Business Description

Address St.Orce Nikolov Street no. 3, P.O. Box 563, Skopje, MKD, 1000
Komercijalna Banka AD Skopje is a commercial bank. The principal activities of the bank are - collecting deposits, placing loans and advances domestically and abroad, factoring and financing commercial transactions, foreign exchange operations, fast money transfer, trading with foreign currencies, trading with securities, services of a bank-custodian of investment and pension funds, intermediating in selling insurance policies, data collection and analysis of company's credit rating, and many others. It operates in the Republic of Macedonia, Europe, and other EU member countries.
70GF Score

Get the complete analysis for XMAE:KMB

Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MKD26,300.00
Price
MKD29,531.09
GF Value