Komercijalna Banka AD Skopje (XMAE:KMB) OCF Yield %: 14.04 (As of Jul. 15, 2026) — 54% Above Median

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XMAE:KMB Komercijalna Banka AD Skopje XMAE:KMB
65 GF Score
Price MKD25,300.00
GF Value MKD27,975.02
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Komercijalna Banka AD Skopje OCF Yield %?

Komercijalna Banka AD Skopje XMAE:KMB -0.39% 65 OCF Yield % is 14.04 as of Jul. 15, 2026, which is 54% above its 10-year median of 9.13. GuruFocus rates XMAE:KMB with a GF Score™ of 65/100 and a GF Value™ of MKD27,975.02 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,500 Banks companies, Komercijalna Banka AD Skopje ranks better than 68.27% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Komercijalna Banka AD Skopje's Trailing 12-Month Cash Flow from Operations is MKD8,065 Mil, and Market Cap is MKD57,660 Mil. Therefore, Komercijalna Banka AD Skopje's OCF Yield % for today is 14.04%.

The historical rank and industry rank for Komercijalna Banka AD Skopje's OCF Yield % or its related term are showing as below:

XMAE:KMB' s OCF Yield % Range Over the Past 10 Years
Min: -4.72   Med: 9.13   Max: 14.04
Current: 14.04


During the past 13 years, the highest OCF Yield % of Komercijalna Banka AD Skopje was 14.04%. The lowest was -4.72%. And the median was 9.13%.

XMAE:KMB's OCF Yield % is ranked better than
68.27% of 1500 companies
in the Banks industry
Industry Median: 9.245 vs XMAE:KMB: 14.04

Komercijalna Banka AD Skopje's OCF Margin % for the quarter that ended in Sep. 2025 was %.


Komercijalna Banka AD Skopje OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Komercijalna Banka AD Skopje OCF Yield % Related Terms


Komercijalna Banka AD Skopje OCF Yield % Historical Data

* Premium members only.

The historical data trend for Komercijalna Banka AD Skopje's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Komercijalna Banka AD Skopje OCF Yield % Chart

Komercijalna Banka AD Skopje Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 85.15 42.79 -6.10 19.27 4.95

Komercijalna Banka AD Skopje Quarterly Data
Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.64 12.45 4.93 18.84 13.98

XMAE:KMB vs PNC, USB: OCF Yield % Comparison

For the Banks - Regional subindustry, Komercijalna Banka AD Skopje's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Komercijalna Banka AD Skopje OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Komercijalna Banka AD Skopje's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Komercijalna Banka AD Skopje's OCF Yield % falls into.


XMAE:KMB
65GF Score
Komercijalna Banka AD Skopje XMAE:KMB
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Komercijalna Banka AD Skopje OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Komercijalna Banka AD Skopje's OCF Yield % for the fiscal year that ended in Dec. 2024 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=3195.028 / 64497.979
=4.95%

Komercijalna Banka AD Skopje's annualized OCF Yield % for the quarter that ended in Sep. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=2190.763 * 4 / 62672.5
=13.98%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 14.04 mean?
Komercijalna Banka AD Skopje (XMAE:KMB) has a OCF Yield % of 14.04 as of Jul. 15, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Komercijalna Banka AD Skopje and its competitors. This is 54% above median its historical median of 9.13. According to the industry distribution chart, Komercijalna Banka AD Skopje ranks #476 out of 1500 companies in the Banks industry, placing it in the top 31.7%.
Is Komercijalna Banka AD Skopje's OCF Yield % too high?
Komercijalna Banka AD Skopje's current OCF Yield % of 14.04 is 54% above median its 10-year median of 9.13. The Banks industry median OCF Yield % is 9.25. Komercijalna Banka AD Skopje's value of 14.04 is 51.9% above this industry median. Based on the distribution chart, Komercijalna Banka AD Skopje ranks #476 out of 1500 companies in the Banks industry, which is above the industry midpoint. Overall, Komercijalna Banka AD Skopje has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Komercijalna Banka AD Skopje's OCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Komercijalna Banka AD Skopje ranks #476 out of 1500 companies for OCF Yield %. This puts Komercijalna Banka AD Skopje in the upper half of its industry. The industry median OCF Yield % is 9.25. Komercijalna Banka AD Skopje's value of 14.04 is 51.9% above this benchmark. While the company's 10-year median is 9.13 vs. the industry median of 9.25, Komercijalna Banka AD Skopje has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.25, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Komercijalna Banka AD Skopje's current OCF Yield % of 14.04 is 51.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Komercijalna Banka AD Skopje and its competitors. For the Banks industry, the median OCF Yield % is 9.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Komercijalna Banka AD Skopje's current OCF Yield % is 14.04, which is 54% above median its own 10-year median of 9.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Komercijalna Banka AD Skopje stock overvalued right now?
Based on GuruFocus' analysis, Komercijalna Banka AD Skopje (XMAE:KMB) is currently considered Modestly Undervalued. The stock's GF Value™ is MKD27,975.02, compared to a current price of MKD25,300.00 — trading 9.6% below its estimated fair value. The current OCF Yield % is 14.04, which is 54% above median its 10-year median of 9.13 and 51.9% above the Banks industry median of 9.25. Komercijalna Banka AD Skopje's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Komercijalna Banka AD Skopje (XMAE:KMB), the current OCF Yield % is 14.04 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Komercijalna Banka AD Skopje (XMAE:KMB) Overvalued in 2026?

Based on GuruFocus' analysis, Komercijalna Banka AD Skopje stock appears to be undervalued. The current stock price of MKD25,300.00 is trading 9.6% below its estimated GF Value™ of MKD27,975.02. GuruFocus considers Komercijalna Banka AD Skopje to be Modestly Undervalued.

Key valuation signals for XMAE:KMB:

  • OCF Yield %: 14.04 (54% above median its 10-year median of 9.13)
  • GF Value™: MKD27,975.02 vs. price of MKD25,300.00 (9.6% below fair value)
  • GF Score™: 65/100 with 3 warning signs
  • Industry Position: 51.9% above the Banks median (#476 of 1500)

No single metric tells the full story. See the XMAE:KMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Komercijalna Banka AD Skopje Business Description

Address St.Orce Nikolov Street no. 3, P.O. Box 563, Skopje, MKD, 1000
Komercijalna Banka AD Skopje is a commercial bank. The principal activities of the bank are - collecting deposits, placing loans and advances domestically and abroad, factoring and financing commercial transactions, foreign exchange operations, fast money transfer, trading with foreign currencies, trading with securities, services of a bank-custodian of investment and pension funds, intermediating in selling insurance policies, data collection and analysis of company's credit rating, and many others. It operates in the Republic of Macedonia, Europe, and other EU member countries.
65GF Score

Get the complete analysis for XMAE:KMB

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MKD25,300.00
Price
MKD27,975.02
GF Value