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Kumari BankXNEP:KBL +1.35%76 EV-to-FCF is 0.46 as of Aug. 01, 2026, which is 48% below its 10-year median of 0.89. GuruFocus rates XNEP:KBL with a GF Score™ of 76/100 and a GF Value™ of NPR232.27 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,191 Banks companies, Kumari Bank ranks better than 81.61% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Kumari Bank's Enterprise Value is NPR16,470 Mil.
Kumari Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 was NPR35,546 Mil. Therefore, Kumari Bank's EV-to-FCF for today is 0.46.
The historical rank and industry rank for Kumari Bank's EV-to-FCF or its related term are showing as below:
XNEP:KBL'
s EV-to-FCF Range Over the Past 10 Years
Min: -17.72 Med: 0.89 Max: 96.61
Current: 0.49
During the past 13 years, the highest EV-to-FCF of Kumari Bank was 96.61. The lowest was -17.72. And the median was 0.89.
XNEP:KBL's EV-to-FCF is ranked better than 81.61% of 1191
companies
in the Banks industry
Industry Median: 7.15
vs XNEP:KBL: 0.49
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Kumari Bank's PE Ratio (TTM) for today is calculated as:
Kumari Bank's share price for today is NPR225.00.
Kumari Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR34.552.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Kumari Bank EV-to-FCF Related Terms
Kumari Bank EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Kumari Bank's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Kumari Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kumari Bank EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Kumari Bank's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Kumari Bank's EV-to-FCF falls into.
Kumari Bank's current Enterprise Value is NPR16,470 Mil.
Kumari Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR35,546 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kumari Bank (XNEP:KBL) has a EV-to-FCF of 0.46 as of Aug. 01, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Kumari Bank and its competitors. This is 48% below median its historical median of 0.89. According to the industry distribution chart, Kumari Bank ranks #219 out of 1191 companies in the Banks industry, placing it in the top 18.4%.
Is Kumari Bank's EV-to-FCF too high?
Kumari Bank's current EV-to-FCF of 0.46 is 48% below median its 10-year median of 0.89. The Banks industry median EV-to-FCF is 7.15. Kumari Bank's value of 0.46 is 93.6% below this industry median. Based on the distribution chart, Kumari Bank ranks #219 out of 1191 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Kumari Bank has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kumari Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Kumari Bank ranks #219 out of 1191 companies for EV-to-FCF. This places Kumari Bank in the top 18% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 7.15. Kumari Bank's value of 0.46 is 93.6% below this benchmark. While the company's 10-year median is 0.89 vs. the industry median of 7.15, Kumari Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.15, based on 1,191 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kumari Bank's current EV-to-FCF of 0.46 is 93.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Kumari Bank and its competitors. For the Banks industry, the median EV-to-FCF is 7.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kumari Bank's current EV-to-FCF is 0.46, which is 48% below median its own 10-year median of 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kumari Bank stock overvalued right now?
Based on GuruFocus' analysis, Kumari Bank (XNEP:KBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR232.27, compared to a current price of NPR225.00 — trading 3.1% below its estimated fair value. The current EV-to-FCF is 0.46, which is 48% below median its 10-year median of 0.89 and 93.6% below the Banks industry median of 7.15. Kumari Bank's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Kumari Bank (XNEP:KBL), the current EV-to-FCF is 0.46 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kumari Bank (XNEP:KBL) Overvalued in 2026?
Based on GuruFocus' analysis, Kumari Bank stock appears to be undervalued.
The current stock price of NPR225.00 is trading 3.1% below its estimated GF Value™ of NPR232.27.
GuruFocus considers Kumari Bank to be Fairly Valued.
Key valuation signals for XNEP:KBL:
EV-to-FCF: 0.46 (48% below median its 10-year median of 0.89)
GF Value™: NPR232.27 vs. price of NPR225.00 (3.1% below fair value)
Industry Position: 93.6% below the Banks median (#219 of 1191)
No single metric tells the full story. See the XNEP:KBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kumari Bank Ltd provides banking services in Nepal, including loans, deposits, trade finance, card services, remittances, e-commerce, and bullion trading with technological support. Its operating segments are Banking, Cards, Remittance Services, Digital Banking, and Treasury. The Banking segment includes loans, deposits, trade operations, and related services. Cards cover credit, debit, and prepaid card products along with digital payment services. Remittance services include inward and outward transfers, while Treasury involves investment activities, foreign exchange trading, and liquidity management. The majority of revenue is generated from the Banking segment.
76GF Score
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