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Kumari BankXNEP:KBL 77 OCF Yield % is 66.23 as of Jul. 20, 2026, which is 181% above its 10-year median of 23.60. GuruFocus rates XNEP:KBL with a GF Score™ of 77/100 and a GF Value™ of NPR232.08 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,499 Banks companies, Kumari Bank ranks better than 90.33% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Kumari Bank OCF Yield % Related Terms
Kumari Bank OCF Yield % Historical Data
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The historical data trend for Kumari Bank's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Kumari Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kumari Bank OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Kumari Bank's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Kumari Bank's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kumari Bank (XNEP:KBL) has a OCF Yield % of 66.23 as of Jul. 20, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Kumari Bank and its competitors. This is 181% above median its historical median of 23.60. According to the industry distribution chart, Kumari Bank ranks #145 out of 1499 companies in the Banks industry, placing it in the top 9.7%.
Is Kumari Bank's OCF Yield % too high?
Kumari Bank's current OCF Yield % of 66.23 is 181% above median its 10-year median of 23.60. The Banks industry median OCF Yield % is 9.18. Kumari Bank's value of 66.23 is 621.5% above this industry median. Based on the distribution chart, Kumari Bank ranks #145 out of 1499 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Kumari Bank has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kumari Bank's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, Kumari Bank ranks #145 out of 1499 companies for OCF Yield %. This places Kumari Bank in the top 10% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.18. Kumari Bank's value of 66.23 is 621.5% above this benchmark. While the company's 10-year median is 23.60 vs. the industry median of 9.18, Kumari Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.18, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kumari Bank's current OCF Yield % of 66.23 is 621.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Kumari Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kumari Bank's current OCF Yield % is 66.23, which is 181% above median its own 10-year median of 23.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kumari Bank stock overvalued right now?
Based on GuruFocus' analysis, Kumari Bank (XNEP:KBL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR232.08, compared to a current price of NPR210.00 — trading 9.5% below its estimated fair value. The current OCF Yield % is 66.23, which is 181% above median its 10-year median of 23.60 and 621.5% above the Banks industry median of 9.18. Kumari Bank's overall GF Score™ is 77/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Kumari Bank (XNEP:KBL), the current OCF Yield % is 66.23 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kumari Bank (XNEP:KBL) Overvalued in 2026?
Based on GuruFocus' analysis, Kumari Bank stock appears to be undervalued.
The current stock price of NPR210.00 is trading 9.5% below its estimated GF Value™ of NPR232.08.
GuruFocus considers Kumari Bank to be Modestly Undervalued.
Key valuation signals for XNEP:KBL:
OCF Yield %: 66.23 (181% above median its 10-year median of 23.60)
GF Value™: NPR232.08 vs. price of NPR210.00 (9.5% below fair value)
Industry Position: 621.5% above the Banks median (#145 of 1499)
No single metric tells the full story. See the XNEP:KBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kumari Bank Ltd provides banking services in Nepal, including loans, deposits, trade finance, card services, remittances, e-commerce, and bullion trading with technological support. Its operating segments are Banking, Cards, Remittance Services, Digital Banking, and Treasury. The Banking segment includes loans, deposits, trade operations, and related services. Cards cover credit, debit, and prepaid card products along with digital payment services. Remittance services include inward and outward transfers, while Treasury involves investment activities, foreign exchange trading, and liquidity management. The majority of revenue is generated from the Banking segment.
77GF Score
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