Kumari Bank (XNEP:KBL) FCF Margin %: 0.00% (As of Apr. 2026)


XNEP:KBL Kumari Bank Ltd XNEP:KBL
77 GF Score
Price NPR210.10
GF Value NPR231.80
Valuation Fairly Valued
! 1 Warning Sign
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What is Kumari Bank FCF Margin %?

Kumari Bank XNEP:KBL +2.89% 77 FCF Margin % is 0.00% as of Apr. 2026. GuruFocus rates XNEP:KBL with a GF Score™ of 77/100 and a GF Value™ of NPR231.80 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,506 Banks companies, Kumari Bank ranks better than 93.82% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Kumari Bank's Free Cash Flow for the three months ended in Apr. 2026 was NPR0 Mil. Kumari Bank's Revenue for the three months ended in Apr. 2026 was NPR3,884 Mil. Therefore, Kumari Bank's FCF Margin % for the quarter that ended in Apr. 2026 was 0.00%.

As of today, Kumari Bank's current FCF Yield % is 64.51%.

The historical rank and industry rank for Kumari Bank's FCF Margin % or its related term are showing as below:

XNEP:KBL' s FCF Margin % Range Over the Past 10 Years
Min: -64.43   Med: 80.58   Max: 203.06
Current: 203.06


During the past 13 years, the highest FCF Margin % of Kumari Bank was 203.06%. The lowest was -64.43%. And the median was 80.58%.

XNEP:KBL's FCF Margin % is ranked better than
93.82% of 1506 companies
in the Banks industry
Industry Median: 26.355 vs XNEP:KBL: 203.06


Kumari Bank FCF Margin % Related Terms


Kumari Bank FCF Margin % Historical Data

* Premium members only.

The historical data trend for Kumari Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kumari Bank FCF Margin % Chart

Kumari Bank Annual Data
Trend Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -64.43 133.58 135.87 1.45 128.28

Kumari Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 444.49 390.14 0.00 0.00

Kumari Bank FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Kumari Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kumari Bank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Kumari Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Kumari Bank's FCF Margin % falls into.


XNEP:KBL
77GF Score
Kumari Bank Ltd XNEP:KBL
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Kumari Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Kumari Bank's FCF Margin for the fiscal year that ended in Jul. 2024 is calculated as

FCF Margin=Free Cash Flow (A: Jul. 2024 )/Revenue (A: Jul. 2024 )
=17846.678/13911.861
=128.28 %

Kumari Bank's FCF Margin for the quarter that ended in Apr. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Apr. 2026 )/Revenue (Q: Apr. 2026 )
=0/3883.887
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
Kumari Bank (XNEP:KBL) has a FCF Margin % of 0.00% as of Apr. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Kumari Bank and its competitors. According to the industry distribution chart, Kumari Bank ranks #93 out of 1506 companies in the Banks industry, placing it in the top 6.2%.
Is Kumari Bank's FCF Margin % too high?
Kumari Bank's current FCF Margin % is 0.00%. Based on the distribution chart, Kumari Bank ranks #93 out of 1506 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Kumari Bank has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kumari Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Kumari Bank ranks #93 out of 1506 companies for FCF Margin %. This places Kumari Bank in the top 6% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.36. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.36, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Kumari Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kumari Bank's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kumari Bank stock overvalued right now?
Based on GuruFocus' analysis, Kumari Bank (XNEP:KBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR231.80, compared to a current price of NPR210.10 — trading 9.4% below its estimated fair value. The current FCF Margin % is 0.00%. Kumari Bank's overall GF Score™ is 77/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Kumari Bank (XNEP:KBL), the current FCF Margin % is 0.00% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kumari Bank (XNEP:KBL) Overvalued in 2026?

Based on GuruFocus' analysis, Kumari Bank stock appears to be undervalued. The current stock price of NPR210.10 is trading 9.4% below its estimated GF Value™ of NPR231.80. GuruFocus considers Kumari Bank to be Fairly Valued.

Key valuation signals for XNEP:KBL:

  • FCF Margin %: 0.00%
  • GF Value™: NPR231.80 vs. price of NPR210.10 (9.4% below fair value)
  • GF Score™: 77/100 with 1 warning sign

No single metric tells the full story. See the XNEP:KBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kumari Bank Business Description

Address Thirbam Sadak, Tangal, Kathmandu, NPL
Kumari Bank Ltd provides banking services in Nepal, including loans, deposits, trade finance, card services, remittances, e-commerce, and bullion trading with technological support. Its operating segments are Banking, Cards, Remittance Services, Digital Banking, and Treasury. The Banking segment includes loans, deposits, trade operations, and related services. Cards cover credit, debit, and prepaid card products along with digital payment services. Remittance services include inward and outward transfers, while Treasury involves investment activities, foreign exchange trading, and liquidity management. The majority of revenue is generated from the Banking segment.
77GF Score

Get the complete analysis for XNEP:KBL

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR210.10
Price
NPR231.80
GF Value