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Kumari Bank has the GF Score of 75, which implies that the company
is
Likely to have average performance.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Kumari Bank
is
Likely to have average performance.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Kumari Bank GF Score Related Terms
Kumari Bank GF Score Competitor Comparison
For the Banks - Regional subindustry, Kumari Bank's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kumari Bank GF Score vs Banks Industry
For the Banks industry and Financial Services sector, Kumari Bank's GF Score distribution charts can be found below:
* The bar in red indicates where Kumari Bank's GF Score falls into.
Kumari Bank (XNEP:KBL) has a GF Score of 75 as of Aug. 03, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Kumari Bank and its competitors. This is 14% below median its historical median of 87.00. Over the past decade, Kumari Bank's GF Score has ranged from 37.00 to 100.00.
Is Kumari Bank's GF Score too high?
Kumari Bank's current GF Score of 75 is 14% below median its 10-year median of 87.00. Over the past 10 years, this metric has ranged from a low of 37.00 to a high of 100.00. Overall, Kumari Bank has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kumari Bank's GF Score compare to competitors?
Kumari Bank's GF Score of 75 can be compared against companies in the Banks industry. Historically, Kumari Bank's own GF Score has ranged from 37.00 to 100.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Kumari Bank and its competitors. Kumari Bank's current GF Score is 75, which is 14% below median its own 10-year median of 87.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kumari Bank stock overvalued right now?
Based on GuruFocus' analysis, Kumari Bank (XNEP:KBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR232.31, compared to a current price of NPR225.00 — trading 3.1% below its estimated fair value. The current GF Score is 75, which is 14% below median its 10-year median of 87.00. Kumari Bank's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Kumari Bank (XNEP:KBL), the current GF Score is 75 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kumari Bank (XNEP:KBL) Overvalued in 2026?
Based on GuruFocus' analysis, Kumari Bank stock appears to be undervalued.
The current stock price of NPR225.00 is trading 3.1% below its estimated GF Value™ of NPR232.31.
GuruFocus considers Kumari Bank to be Fairly Valued.
Key valuation signals for XNEP:KBL:
GF Score: 75 (14% below median its 10-year median of 87.00)
GF Value™: NPR232.31 vs. price of NPR225.00 (3.1% below fair value)
No single metric tells the full story. See the XNEP:KBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kumari Bank Ltd provides banking services in Nepal, including loans, deposits, trade finance, card services, remittances, e-commerce, and bullion trading with technological support. Its operating segments are Banking, Cards, Remittance Services, Digital Banking, and Treasury. The Banking segment includes loans, deposits, trade operations, and related services. Cards cover credit, debit, and prepaid card products along with digital payment services. Remittance services include inward and outward transfers, while Treasury involves investment activities, foreign exchange trading, and liquidity management. The majority of revenue is generated from the Banking segment.
75GF Score
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