Kumari Bank (XNEP:KBL) Cyclically Adjusted Book per Share: NPR151.05 (As of Apr. 2026)

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XNEP:KBL Kumari Bank Ltd XNEP:KBL
76 GF Score
Price NPR228.20
GF Value NPR232.15
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is Kumari Bank Cyclically Adjusted Book per Share?

Kumari Bank XNEP:KBL +2.33% 76 Cyclically Adjusted Book per Share is NPR151.05 as of Apr. 2026. GuruFocus rates XNEP:KBL with a GF Score™ of 76/100 and a GF Value™ of NPR232.15 (Fairly Valued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Kumari Bank's adjusted book value per share for the three months ended in Apr. 2026 was NPR161.421. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is NPR151.05 for the trailing ten years ended in Apr. 2026.

During the past 12 months, Kumari Bank's average Cyclically Adjusted Book Growth Rate was 5.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-25), Kumari Bank's current stock price is NPR228.20. Kumari Bank's Cyclically Adjusted Book per Share for the quarter that ended in Apr. 2026 was NPR151.05. Kumari Bank's Cyclically Adjusted PB Ratio of today is 1.51.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Kumari Bank was 1.84. The lowest was 0.95. And the median was 1.39.


Kumari Bank  (XNEP:KBL) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Kumari Bank's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=228.20/151.05
=1.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Kumari Bank was 1.84. The lowest was 0.95. And the median was 1.39.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Kumari Bank Cyclically Adjusted Book per Share Related Terms


Kumari Bank Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Kumari Bank's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kumari Bank Cyclically Adjusted Book per Share Chart

Kumari Bank Annual Data
Trend Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 125.99 135.75 139.89

Kumari Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 142.58 144.31 145.79 146.79 151.05

Kumari Bank Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Kumari Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kumari Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Kumari Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Kumari Bank's Cyclically Adjusted PB Ratio falls into.


XNEP:KBL
76GF Score
Kumari Bank Ltd XNEP:KBL
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kumari Bank Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Kumari Bank's adjusted Book Value per Share data for the three months ended in Apr. 2026 was:

Adj_Book= Book Value per Share /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=161.421/333.0200*333.0200
=161.421

Current CPI (Apr. 2026) = 333.0200.

Kumari Bank Quarterly Data

Book Value per Share CPI Adj_Book
201604 87.187 239.261 121.353
201607 94.989 240.628 131.461
201610 98.927 241.729 136.288
201701 102.269 242.839 140.248
201704 103.841 244.524 141.422
201707 190.284 244.786 258.873
201710 76.901 246.663 103.824
201804 77.532 250.546 103.054
201807 93.267 252.006 123.250
201810 98.158 252.885 129.263
201901 101.498 251.712 134.284
201904 102.729 255.548 133.872
201907 104.835 256.571 136.072
201910 108.066 257.346 139.843
202001 111.785 257.971 144.306
202004 86.570 256.389 112.445
202007 118.342 259.101 152.104
202010 121.880 260.388 155.877
202101 124.562 261.582 158.580
202104 129.260 267.054 161.189
202107 130.032 273.003 158.618
202110 132.246 276.589 159.227
202201 132.821 281.148 157.327
202204 139.810 289.109 161.045
202207 145.113 296.276 163.110
202210 152.167 298.012 170.042
202301 265.554 299.170 295.600
202304 142.117 303.363 156.010
202307 136.317 305.691 148.504
202310 143.548 307.671 155.375
202401 138.455 308.417 149.500
202404 138.440 313.548 147.037
202407 134.719 314.540 142.634
202410 148.475 315.664 156.639
202501 135.514 317.671 142.062
202504 138.523 320.795 143.802
202507 143.872 323.048 148.313
202510 147.246 0.000
202601 153.463 325.252 157.128
202604 161.421 333.020 161.421

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of NPR151.05 mean?
Kumari Bank (XNEP:KBL) has a Cyclically Adjusted Book per Share of NPR151.05 as of Apr. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Kumari Bank and its competitors.
Is Kumari Bank's Cyclically Adjusted Book per Share too high?
Kumari Bank's current Cyclically Adjusted Book per Share is NPR151.05. Overall, Kumari Bank has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kumari Bank's Cyclically Adjusted Book per Share compare to competitors?
Kumari Bank's Cyclically Adjusted Book per Share of NPR151.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Kumari Bank and its competitors. Kumari Bank's current Cyclically Adjusted Book per Share is NPR151.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kumari Bank stock overvalued right now?
Based on GuruFocus' analysis, Kumari Bank (XNEP:KBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR232.15, compared to a current price of NPR228.20 — trading 1.7% below its estimated fair value. The current Cyclically Adjusted Book per Share is NPR151.05. Kumari Bank's overall GF Score™ is 76/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Kumari Bank (XNEP:KBL), the current Cyclically Adjusted Book per Share is NPR151.05 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kumari Bank (XNEP:KBL) Overvalued in 2026?

Based on GuruFocus' analysis, Kumari Bank stock appears to be undervalued. The current stock price of NPR228.20 is trading 1.7% below its estimated GF Value™ of NPR232.15. GuruFocus considers Kumari Bank to be Fairly Valued.

Key valuation signals for XNEP:KBL:

  • Cyclically Adjusted Book per Share: NPR151.05
  • GF Value™: NPR232.15 vs. price of NPR228.20 (1.7% below fair value)
  • GF Score™: 76/100 with 1 warning sign

No single metric tells the full story. See the XNEP:KBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kumari Bank Business Description

Address Thirbam Sadak, Tangal, Kathmandu, NPL
Kumari Bank Ltd provides banking services in Nepal, including loans, deposits, trade finance, card services, remittances, e-commerce, and bullion trading with technological support. Its operating segments are Banking, Cards, Remittance Services, Digital Banking, and Treasury. The Banking segment includes loans, deposits, trade operations, and related services. Cards cover credit, debit, and prepaid card products along with digital payment services. Remittance services include inward and outward transfers, while Treasury involves investment activities, foreign exchange trading, and liquidity management. The majority of revenue is generated from the Banking segment.
76GF Score

Get the complete analysis for XNEP:KBL

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR228.20
Price
NPR232.15
GF Value