Kumari Bank (XNEP:KBL) Scaled Net Operating Assets: -0.00 (As of Apr. 2026)

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XNEP:KBL Kumari Bank Ltd XNEP:KBL
77 GF Score
Price NPR210.00
GF Value NPR232.08
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Kumari Bank Scaled Net Operating Assets?

Kumari Bank XNEP:KBL 77 Scaled Net Operating Assets is -0.00 as of Apr. 2026. GuruFocus rates XNEP:KBL with a GF Score™ of 77/100 and a GF Value™ of NPR232.08 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Kumari Bank's operating assets for the quarter that ended in Apr. 2026 was NPR419,236 Mil. Kumari Bank's operating liabilities for the quarter that ended in Apr. 2026 was NPR419,440 Mil. Kumari Bank's Total Assets for the quarter that ended in Jan. 2026 was NPR454,174 Mil. Therefore, Kumari Bank's scaled net operating assets (SNOA) for the quarter that ended in Apr. 2026 was -0.00.

XNEP:KBL
77GF Score
Kumari Bank Ltd XNEP:KBL
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Kumari Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Kumari Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Jul. 2024 is calculated as

Scaled Net Operating Assets (SNOA)(A: Jul. 2024 )
=(Operating Assets (A: Jul. 2024 )-Operating Liabilities (A: Jul. 2024 ))/Total Assets (A: Jul. 2023 )
=(360287.555-356327.636)/380757.023
=0.01

where

Operating Assets(A: Jul. 2024 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=409938.44 - 49650.885
=360287.555

Operating Liabilities(A: Jul. 2024 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=374607.09 - 18279.454 - 0
=356327.636

Kumari Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Apr. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Apr. 2026 )
=(Operating Assets (Q: Apr. 2026 )-Operating Liabilities (Q: Apr. 2026 ))/Total Assets (Q: Jan. 2026 )
=(419235.687-419439.615)/454174.057
=-0.00

where

Operating Assets(Q: Apr. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=475757.316 - 56521.629
=419235.687

Operating Liabilities(Q: Apr. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=433423.139 - 13983.524 - 0
=419439.615

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.00 mean?
Kumari Bank (XNEP:KBL) has a Scaled Net Operating Assets of -0.00 as of Apr. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Kumari Bank and its competitors.
Is Kumari Bank's Scaled Net Operating Assets too high?
Kumari Bank's current Scaled Net Operating Assets is -0.00. Overall, Kumari Bank has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kumari Bank's Scaled Net Operating Assets compare to competitors?
Kumari Bank's Scaled Net Operating Assets of -0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Kumari Bank and its competitors. Kumari Bank's current Scaled Net Operating Assets is -0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kumari Bank stock overvalued right now?
Based on GuruFocus' analysis, Kumari Bank (XNEP:KBL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR232.08, compared to a current price of NPR210.00 — trading 9.5% below its estimated fair value. The current Scaled Net Operating Assets is -0.00. Kumari Bank's overall GF Score™ is 77/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Kumari Bank (XNEP:KBL), the current Scaled Net Operating Assets is -0.00 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kumari Bank (XNEP:KBL) Overvalued in 2026?

Based on GuruFocus' analysis, Kumari Bank stock appears to be undervalued. The current stock price of NPR210.00 is trading 9.5% below its estimated GF Value™ of NPR232.08. GuruFocus considers Kumari Bank to be Modestly Undervalued.

Key valuation signals for XNEP:KBL:

  • Scaled Net Operating Assets: -0.00
  • GF Value™: NPR232.08 vs. price of NPR210.00 (9.5% below fair value)
  • GF Score™: 77/100 with 1 warning sign

No single metric tells the full story. See the XNEP:KBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Kumari Bank Business Description

Address Thirbam Sadak, Tangal, Kathmandu, NPL
Kumari Bank Ltd provides banking services in Nepal, including loans, deposits, trade finance, card services, remittances, e-commerce, and bullion trading with technological support. Its operating segments are Banking, Cards, Remittance Services, Digital Banking, and Treasury. The Banking segment includes loans, deposits, trade operations, and related services. Cards cover credit, debit, and prepaid card products along with digital payment services. Remittance services include inward and outward transfers, while Treasury involves investment activities, foreign exchange trading, and liquidity management. The majority of revenue is generated from the Banking segment.
77GF Score

Get the complete analysis for XNEP:KBL

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR210.00
Price
NPR232.08
GF Value