Kumari Bank (XNEP:KBL) ROC (Joel Greenblatt) %: % (As of Jul. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:KBL Kumari Bank Ltd XNEP:KBL
71 GF Score
Price NPR211.00
GF Value NPR191.95
Valuation Fairly Valued
! 2 Warning Signs
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What is Kumari Bank ROC (Joel Greenblatt) %?

Kumari Bank XNEP:KBL 71 ROC (Joel Greenblatt) % is % as of Jul. 2026. GuruFocus rates XNEP:KBL with a GF Score™ of 71/100 and a GF Value™ of NPR191.95 (Fairly Valued). The stock has 2 warning signs investors should review. Among 47 Banks companies, Kumari Bank ranks worse than 2127657.45% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

XNEP:KBL
71GF Score
Kumari Bank Ltd XNEP:KBL
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Kumari Bank (XNEP:KBL) has a ROC (Joel Greenblatt) % of % as of Jul. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Kumari Bank and its competitors. According to the industry distribution chart, Kumari Bank ranks #999999 out of 47 companies in the Banks industry.
Is Kumari Bank's ROC (Joel Greenblatt) % too high?
Kumari Bank's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Kumari Bank ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Kumari Bank has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kumari Bank's ROC (Joel Greenblatt) % compare to competitors?
According to the Banks industry distribution chart, Kumari Bank ranks #999999 out of 47 companies for ROC (Joel Greenblatt) %. This places Kumari Bank in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 50.71. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 50.71, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Kumari Bank and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 50.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kumari Bank's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kumari Bank stock overvalued right now?
Based on GuruFocus' analysis, Kumari Bank (XNEP:KBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR191.95, compared to a current price of NPR211.00 — trading 9.9% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Kumari Bank's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Kumari Bank (XNEP:KBL), the current ROC (Joel Greenblatt) % is % as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kumari Bank (XNEP:KBL) Overvalued in 2026?

Based on GuruFocus' analysis, Kumari Bank stock appears to be overvalued. The current stock price of NPR211.00 is trading 9.9% above its estimated GF Value™ of NPR191.95. GuruFocus considers Kumari Bank to be Fairly Valued.

Key valuation signals for XNEP:KBL:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: NPR191.95 vs. price of NPR211.00 (9.9% above fair value)
  • GF Score™: 71/100 with 2 warning signs

No single metric tells the full story. See the XNEP:KBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Kumari Bank Business Description

Address Thirbam Sadak, Tangal, Kathmandu, NPL
Kumari Bank Ltd provides banking services in Nepal, including loans, deposits, trade finance, card services, remittances, e-commerce, and bullion trading with technological support. Its operating segments are Banking, Cards, Remittance Services, Digital Banking, and Treasury. The Banking segment includes loans, deposits, trade operations, and related services. Cards cover credit, debit, and prepaid card products along with digital payment services. Remittance services include inward and outward transfers, while Treasury involves investment activities, foreign exchange trading, and liquidity management. The majority of revenue is generated from the Banking segment.
71GF Score

Get the complete analysis for XNEP:KBL

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR211.00
Price
NPR191.95
GF Value