Kumari Bank (XNEP:KBL) 5-Year Yield-on-Cost %: 0.00 (As of Sep. 11, 2026)

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Director of Data and Quant Analytics at GuruFocus
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XNEP:KBL Kumari Bank Ltd XNEP:KBL
68 GF Score
Price NPR213.20
GF Value NPR192.32
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Kumari Bank 5-Year Yield-on-Cost %?

Kumari Bank XNEP:KBL -0.84% 68 5-Year Yield-on-Cost % is 0.00 as of Sep. 11, 2026. GuruFocus rates XNEP:KBL with a GF Score™ of 68/100 and a GF Value™ of NPR192.32 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,241 Banks companies, Kumari Bank ranks worse than 80580.1% on this metric.

Kumari Bank's yield on cost for the quarter that ended in Jul. 2026 was 0.00.


The historical rank and industry rank for Kumari Bank's 5-Year Yield-on-Cost % or its related term are showing as below:


During the past 13 years, Kumari Bank's highest Yield on Cost was 8.06. The lowest was 0.00. And the median was 1.13.


XNEP:KBL's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.83
* Ranked among companies with meaningful 5-Year Yield-on-Cost % only.

Kumari Bank  (XNEP:KBL) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Kumari Bank 5-Year Yield-on-Cost % Related Terms


Kumari Bank 5-Year Yield-on-Cost % Competitor Comparison

For the Banks - Regional subindustry, Kumari Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kumari Bank 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Kumari Bank's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Kumari Bank's 5-Year Yield-on-Cost % falls into.


XNEP:KBL
68GF Score
Kumari Bank Ltd XNEP:KBL
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Kumari Bank 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Kumari Bank is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.00 mean?
Kumari Bank (XNEP:KBL) has a 5-Year Yield-on-Cost % of 0.00 as of Sep. 11, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Kumari Bank and its competitors. According to the industry distribution chart, Kumari Bank ranks #999999 out of 1241 companies in the Banks industry.
Is Kumari Bank's 5-Year Yield-on-Cost % too high?
Kumari Bank's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, Kumari Bank ranks #999999 out of 1241 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Kumari Bank has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kumari Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Kumari Bank ranks #999999 out of 1241 companies for 5-Year Yield-on-Cost %. This places Kumari Bank in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.83. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.83, based on 1,241 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Kumari Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kumari Bank's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kumari Bank stock overvalued right now?
Based on GuruFocus' analysis, Kumari Bank (XNEP:KBL) is currently considered Modestly Overvalued. The stock's GF Value™ is NPR192.32, compared to a current price of NPR213.20 — trading 10.9% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Kumari Bank's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Kumari Bank (XNEP:KBL), the current 5-Year Yield-on-Cost % is 0.00 as of Sep. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kumari Bank (XNEP:KBL) Overvalued in 2026?

Based on GuruFocus' analysis, Kumari Bank stock appears to be overvalued. The current stock price of NPR213.20 is trading 10.9% above its estimated GF Value™ of NPR192.32. GuruFocus considers Kumari Bank to be Modestly Overvalued.

Key valuation signals for XNEP:KBL:

  • 5-Year Yield-on-Cost %: 0.00
  • GF Value™: NPR192.32 vs. price of NPR213.20 (10.9% above fair value)
  • GF Score™: 68/100 with 2 warning signs

No single metric tells the full story. See the XNEP:KBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kumari Bank Business Description

Address Thirbam Sadak, Tangal, Kathmandu, NPL
Kumari Bank Ltd provides banking services in Nepal, including loans, deposits, trade finance, card services, remittances, e-commerce, and bullion trading with technological support. Its operating segments are Banking, Cards, Remittance Services, Digital Banking, and Treasury. The Banking segment includes loans, deposits, trade operations, and related services. Cards cover credit, debit, and prepaid card products along with digital payment services. Remittance services include inward and outward transfers, while Treasury involves investment activities, foreign exchange trading, and liquidity management. The majority of revenue is generated from the Banking segment.
68GF Score

Get the complete analysis for XNEP:KBL

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR213.20
Price
NPR192.32
GF Value