Kumari BankXNEP:KBL -2.70%77 Median PS Value is NPR382.09 as of Jul. 07, 2026, which is 100% below its 10-year median of 0.54. GuruFocus rates XNEP:KBL with a GF Score™ of 77/100 and a GF Value™ of NPR231.88 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,041 Banks companies, Kumari Bank ranks better than 95.39% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. Kumari Bank's Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 was NPR86.201. Kumari Bank's 10-Year median PS Ratio is 4.4325. Therefore, the Median PS Value for today is NPR382.09.
As of today (2026-07-07), Kumari Bank's share price is NPR209.10. Kumari Bank's Median PS Value is NPR382.09. Therefore, Kumari Bank's Price to Median PS Value for today is 0.55.
The historical rank and industry rank for Kumari Bank's Median PS Value or its related term are showing as below:
XNEP:KBL'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.35 Med: 0.54 Max: 0.67
Current: 0.55
During the past 13 years, the highest Price to Median PS Value of Kumari Bank was 0.67. The lowest was 0.35. And the median was 0.54.
XNEP:KBL's Price-to-Median-PS-Value is ranked better than 95.39% of 1041
companies
in the Banks industry
Industry Median: 1.11
vs XNEP:KBL: 0.55
Kumari Bank (XNEP:KBL) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Kumari Bank's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
209.10
/
382.09
=
0.55
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kumari Bank Median PS Value Related Terms
Kumari Bank Median PS Value Historical Data
* Premium members only.
The historical data trend for Kumari Bank's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Kumari Bank's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kumari Bank Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Kumari Bank's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Kumari Bank's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 4.4325.
Kumari Bank's Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR86.201.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kumari Bank (XNEP:KBL) has a Median PS Value of NPR382.09 as of Jul. 07, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Kumari Bank and its competitors. This is 70657% above median its historical median of 0.54. Over the past decade, Kumari Bank's Median PS Value has ranged from 0.35 to 0.67. According to the industry distribution chart, Kumari Bank ranks #48 out of 1041 companies in the Banks industry, placing it in the top 4.6%.
Is Kumari Bank's Median PS Value too high?
Kumari Bank's current Median PS Value of NPR382.09 is 70657% above median its 10-year median of 0.54. Over the past 10 years, this metric has ranged from a low of 0.35 to a high of 0.67. Based on the distribution chart, Kumari Bank ranks #48 out of 1041 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Kumari Bank has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kumari Bank's Median PS Value compare to competitors?
According to the Banks industry distribution chart, Kumari Bank ranks #48 out of 1041 companies for Median PS Value. This places Kumari Bank in the top 5% of its industry — outperforming the majority of peers. The industry median Median PS Value is 1.11. Historically, Kumari Bank's own Median PS Value has ranged from 0.35 to 0.67 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,041 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Kumari Bank and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kumari Bank's current Median PS Value is NPR382.09, which is 70657% above median its own 10-year median of 0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kumari Bank stock overvalued right now?
Based on GuruFocus' analysis, Kumari Bank (XNEP:KBL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR231.88, compared to a current price of NPR209.10 — trading 9.8% below its estimated fair value. The current Median PS Value is NPR382.09, which is 70657% above median its 10-year median of 0.54. Kumari Bank's overall GF Score™ is 77/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Kumari Bank (XNEP:KBL), the current Median PS Value is NPR382.09 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kumari Bank (XNEP:KBL) Overvalued in 2026?
Based on GuruFocus' analysis, Kumari Bank stock appears to be undervalued.
The current stock price of NPR209.10 is trading 9.8% below its estimated GF Value™ of NPR231.88.
GuruFocus considers Kumari Bank to be Modestly Undervalued.
Key valuation signals for XNEP:KBL:
Median PS Value: NPR382.09 (70657% above median its 10-year median of 0.54)
GF Value™: NPR231.88 vs. price of NPR209.10 (9.8% below fair value)
No single metric tells the full story. See the XNEP:KBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kumari Bank Ltd provides banking services in Nepal, including loans, deposits, trade finance, card services, remittances, e-commerce, and bullion trading with technological support. Its operating segments are Banking, Cards, Remittance Services, Digital Banking, and Treasury. The Banking segment includes loans, deposits, trade operations, and related services. Cards cover credit, debit, and prepaid card products along with digital payment services. Remittance services include inward and outward transfers, while Treasury involves investment activities, foreign exchange trading, and liquidity management. The majority of revenue is generated from the Banking segment.
77GF Score
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