Kumari Bank (XNEP:KBL) ROC %: % (As of Jul. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:KBL Kumari Bank Ltd XNEP:KBL
63 GF Score
Price NPR215.40
GF Value NPR191.50
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Kumari Bank ROC %?

Kumari Bank XNEP:KBL -0.05% 63 ROC % is % as of Jul. 2026. GuruFocus rates XNEP:KBL with a GF Score™ of 63/100 and a GF Value™ of NPR191.50 (Modestly Overvalued). The stock has 2 warning signs investors should review.

ROC %does not apply to banks.

XNEP:KBL
63GF Score
Kumari Bank Ltd XNEP:KBL
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Kumari Bank (XNEP:KBL) has a ROC % of % as of Jul. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Kumari Bank and its competitors.
Is Kumari Bank's ROC % too high?
Kumari Bank's current ROC % is %. Overall, Kumari Bank has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kumari Bank's ROC % compare to competitors?
Kumari Bank's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.54. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.54, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Kumari Bank and its competitors. For the Banks industry, the median ROC % is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kumari Bank's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kumari Bank stock overvalued right now?
Based on GuruFocus' analysis, Kumari Bank (XNEP:KBL) is currently considered Modestly Overvalued. The stock's GF Value™ is NPR191.50, compared to a current price of NPR215.40 — trading 12.5% above its estimated fair value. The current ROC % is %. Kumari Bank's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Kumari Bank (XNEP:KBL), the current ROC % is % as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kumari Bank (XNEP:KBL) Overvalued in 2026?

Based on GuruFocus' analysis, Kumari Bank stock appears to be overvalued. The current stock price of NPR215.40 is trading 12.5% above its estimated GF Value™ of NPR191.50. GuruFocus considers Kumari Bank to be Modestly Overvalued.

Key valuation signals for XNEP:KBL:

  • ROC %: %
  • GF Value™: NPR191.50 vs. price of NPR215.40 (12.5% above fair value)
  • GF Score™: 63/100 with 2 warning signs

No single metric tells the full story. See the XNEP:KBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Kumari Bank Business Description

Address Thirbam Sadak, Tangal, Kathmandu, NPL
Kumari Bank Ltd provides banking services in Nepal, including loans, deposits, trade finance, card services, remittances, e-commerce, and bullion trading with technological support. Its operating segments are Banking, Cards, Remittance Services, Digital Banking, and Treasury. The Banking segment includes loans, deposits, trade operations, and related services. Cards cover credit, debit, and prepaid card products along with digital payment services. Remittance services include inward and outward transfers, while Treasury involves investment activities, foreign exchange trading, and liquidity management. The majority of revenue is generated from the Banking segment.
63GF Score

Get the complete analysis for XNEP:KBL

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR215.40
Price
NPR191.50
GF Value