Kumari Bank (XNEP:KBL) FCF Yield %: 30.34 (As of Jul. 12, 2026) — 34% Above Median


XNEP:KBL Kumari Bank Ltd XNEP:KBL
76 GF Score
Price NPR210.40
GF Value NPR231.96
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is Kumari Bank FCF Yield %?

Kumari Bank XNEP:KBL +0.67% 76 FCF Yield % is 30.34 as of Jul. 12, 2026, which is 34% above its 10-year median of 22.71. GuruFocus rates XNEP:KBL with a GF Score™ of 76/100 and a GF Value™ of NPR231.96 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,506 Banks companies, Kumari Bank ranks better than 82.6% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Kumari Bank's Trailing 12-Month Free Cash Flow is NPR16,740 Mil, and Market Cap is NPR55,179 Mil. Therefore, Kumari Bank's FCF Yield % for today is 30.34%.

The historical rank and industry rank for Kumari Bank's FCF Yield % or its related term are showing as below:

XNEP:KBL' s FCF Yield % Range Over the Past 10 Years
Min: -17.1   Med: 22.71   Max: 150.98
Current: 30.34


During the past 13 years, the highest FCF Yield % of Kumari Bank was 150.98%. The lowest was -17.10%. And the median was 22.71%.

XNEP:KBL's FCF Yield % is ranked better than
82.6% of 1506 companies
in the Banks industry
Industry Median: 8.1 vs XNEP:KBL: 30.34

Kumari Bank's FCF Margin % for the quarter that ended in Apr. 2026 was 0.00%.


Kumari Bank FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Kumari Bank FCF Yield % Related Terms


Kumari Bank FCF Yield % Historical Data

* Premium members only.

The historical data trend for Kumari Bank's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kumari Bank FCF Yield % Chart

Kumari Bank Annual Data
Trend Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -11.70 16.67 35.47 0.40 30.65

Kumari Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 130.12 136.53 0.00 0.00

Kumari Bank FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Kumari Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kumari Bank FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Kumari Bank's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Kumari Bank's FCF Yield % falls into.


XNEP:KBL
76GF Score
Kumari Bank Ltd XNEP:KBL
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kumari Bank FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Kumari Bank's FCF Yield % for the fiscal year that ended in Jul. 2024 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=17846.678 / 58221.498
=30.65%

Kumari Bank's annualized FCF Yield % for the quarter that ended in Apr. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 56988.8807
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 30.34 mean?
Kumari Bank (XNEP:KBL) has a FCF Yield % of 30.34 as of Jul. 12, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Kumari Bank and its competitors. This is 34% above median its historical median of 22.71. According to the industry distribution chart, Kumari Bank ranks #262 out of 1506 companies in the Banks industry, placing it in the top 17.4%.
Is Kumari Bank's FCF Yield % too high?
Kumari Bank's current FCF Yield % of 30.34 is 34% above median its 10-year median of 22.71. The Banks industry median FCF Yield % is 8.10. Kumari Bank's value of 30.34 is 274.6% above this industry median. Based on the distribution chart, Kumari Bank ranks #262 out of 1506 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Kumari Bank has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kumari Bank's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Kumari Bank ranks #262 out of 1506 companies for FCF Yield %. This places Kumari Bank in the top 17% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.10. Kumari Bank's value of 30.34 is 274.6% above this benchmark. While the company's 10-year median is 22.71 vs. the industry median of 8.10, Kumari Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.10, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kumari Bank's current FCF Yield % of 30.34 is 274.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Kumari Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kumari Bank's current FCF Yield % is 30.34, which is 34% above median its own 10-year median of 22.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kumari Bank stock overvalued right now?
Based on GuruFocus' analysis, Kumari Bank (XNEP:KBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR231.96, compared to a current price of NPR210.40 — trading 9.3% below its estimated fair value. The current FCF Yield % is 30.34, which is 34% above median its 10-year median of 22.71 and 274.6% above the Banks industry median of 8.10. Kumari Bank's overall GF Score™ is 76/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Kumari Bank (XNEP:KBL), the current FCF Yield % is 30.34 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kumari Bank (XNEP:KBL) Overvalued in 2026?

Based on GuruFocus' analysis, Kumari Bank stock appears to be undervalued. The current stock price of NPR210.40 is trading 9.3% below its estimated GF Value™ of NPR231.96. GuruFocus considers Kumari Bank to be Fairly Valued.

Key valuation signals for XNEP:KBL:

  • FCF Yield %: 30.34 (34% above median its 10-year median of 22.71)
  • GF Value™: NPR231.96 vs. price of NPR210.40 (9.3% below fair value)
  • GF Score™: 76/100 with 1 warning sign
  • Industry Position: 274.6% above the Banks median (#262 of 1506)

No single metric tells the full story. See the XNEP:KBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kumari Bank Business Description

Address Thirbam Sadak, Tangal, Kathmandu, NPL
Kumari Bank Ltd provides banking services in Nepal, including loans, deposits, trade finance, card services, remittances, e-commerce, and bullion trading with technological support. Its operating segments are Banking, Cards, Remittance Services, Digital Banking, and Treasury. The Banking segment includes loans, deposits, trade operations, and related services. Cards cover credit, debit, and prepaid card products along with digital payment services. Remittance services include inward and outward transfers, while Treasury involves investment activities, foreign exchange trading, and liquidity management. The majority of revenue is generated from the Banking segment.
76GF Score

Get the complete analysis for XNEP:KBL

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR210.40
Price
NPR231.96
GF Value