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NIC Asia BankXNEP:NICA +0.94%74 EV-to-FCF is 2.18 as of Jul. 25, 2026, which is 49% above its 10-year median of 1.46. GuruFocus rates XNEP:NICA with a GF Score™ of 74/100 and a GF Value™ of NPR380.86 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,192 Banks companies, NIC Asia Bank ranks better than 68.96% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, NIC Asia Bank's Enterprise Value is NPR-22,371 Mil.
NIC Asia Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 was NPR-10,241 Mil. Therefore, NIC Asia Bank's EV-to-FCF for today is 2.18.
The historical rank and industry rank for NIC Asia Bank's EV-to-FCF or its related term are showing as below:
XNEP:NICA'
s EV-to-FCF Range Over the Past 10 Years
Min: -193.08 Med: 1.46 Max: 21.54
Current: 2.46
During the past 13 years, the highest EV-to-FCF of NIC Asia Bank was 21.54. The lowest was -193.08. And the median was 1.46.
XNEP:NICA's EV-to-FCF is ranked better than 68.96% of 1192
companies
in the Banks industry
Industry Median: 6.68
vs XNEP:NICA: 2.46
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
NIC Asia Bank's PE Ratio (TTM) for today is calculated as:
NIC Asia Bank's share price for today is NPR344.20.
NIC Asia Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR3.347.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
NIC Asia Bank EV-to-FCF Related Terms
NIC Asia Bank EV-to-FCF Historical Data
* Premium members only.
The historical data trend for NIC Asia Bank's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, NIC Asia Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NIC Asia Bank EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, NIC Asia Bank's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where NIC Asia Bank's EV-to-FCF falls into.
NIC Asia Bank's current Enterprise Value is NPR-22,371 Mil.
NIC Asia Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR-10,241 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NIC Asia Bank (XNEP:NICA) has a EV-to-FCF of 2.18 as of Jul. 25, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on NIC Asia Bank and its competitors. This is 49% above median its historical median of 1.46. According to the industry distribution chart, NIC Asia Bank ranks #370 out of 1192 companies in the Banks industry, placing it in the top 31%.
Is NIC Asia Bank's EV-to-FCF too high?
NIC Asia Bank's current EV-to-FCF of 2.18 is 49% above median its 10-year median of 1.46. The Banks industry median EV-to-FCF is 6.68. NIC Asia Bank's value of 2.18 is 67.4% below this industry median. Based on the distribution chart, NIC Asia Bank ranks #370 out of 1192 companies in the Banks industry, which is above the industry midpoint. Overall, NIC Asia Bank has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NIC Asia Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, NIC Asia Bank ranks #370 out of 1192 companies for EV-to-FCF. This puts NIC Asia Bank in the upper half of its industry. The industry median EV-to-FCF is 6.68. NIC Asia Bank's value of 2.18 is 67.4% below this benchmark. While the company's 10-year median is 1.46 vs. the industry median of 6.68, NIC Asia Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.68, based on 1,192 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NIC Asia Bank's current EV-to-FCF of 2.18 is 67.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on NIC Asia Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NIC Asia Bank's current EV-to-FCF is 2.18, which is 49% above median its own 10-year median of 1.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NIC Asia Bank stock overvalued right now?
Based on GuruFocus' analysis, NIC Asia Bank (XNEP:NICA) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR380.86, compared to a current price of NPR344.20 — trading 9.6% below its estimated fair value. The current EV-to-FCF is 2.18, which is 49% above median its 10-year median of 1.46 and 67.4% below the Banks industry median of 6.68. NIC Asia Bank's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For NIC Asia Bank (XNEP:NICA), the current EV-to-FCF is 2.18 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NIC Asia Bank (XNEP:NICA) Overvalued in 2026?
Based on GuruFocus' analysis, NIC Asia Bank stock appears to be undervalued.
The current stock price of NPR344.20 is trading 9.6% below its estimated GF Value™ of NPR380.86.
GuruFocus considers NIC Asia Bank to be Modestly Undervalued.
Key valuation signals for XNEP:NICA:
EV-to-FCF: 2.18 (49% above median its 10-year median of 1.46)
GF Value™: NPR380.86 vs. price of NPR344.20 (9.6% below fair value)
Industry Position: 67.4% below the Banks median (#370 of 1192)
No single metric tells the full story. See the XNEP:NICA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NIC Asia Bank Ltd is engaged in commercial banking services in Nepal. It is organized for management and reporting purposes into segments such as Retail Banking, Corporate Banking, SME Banking, Deprived Sector Banking (DSL), Treasury, Transaction Banking (TB) and Other Banking. It generates a vast majority of the revenues from the Retail banking segment.
74GF Score
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