Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Nepal Insurance CoXNEP:NICL +0.80%93 EV-to-FCF is 21.69 as of Aug. 14, 2026, which is 66% above its 10-year median of 13.08. GuruFocus rates XNEP:NICL with a GF Score™ of 93/100 and a GF Value™ of NPR633.65 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 388 Insurance companies, Nepal Insurance Co ranks worse than 78.09% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Nepal Insurance Co's Enterprise Value is NPR14,928 Mil.
Nepal Insurance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 was NPR688 Mil. Therefore, Nepal Insurance Co's EV-to-FCF for today is 21.69.
The historical rank and industry rank for Nepal Insurance Co's EV-to-FCF or its related term are showing as below:
XNEP:NICL'
s EV-to-FCF Range Over the Past 10 Years
Min: -1583.06 Med: 13.08 Max: 127.64
Current: 21.48
During the past 10 years, the highest EV-to-FCF of Nepal Insurance Co was 127.64. The lowest was -1583.06. And the median was 13.08.
XNEP:NICL's EV-to-FCF is ranked worse than 78.09% of 388
companies
in the Insurance industry
Industry Median: 9.05
vs XNEP:NICL: 21.48
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Nepal Insurance Co (XNEP:NICL) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Nepal Insurance Co's PE Ratio (TTM) for today is calculated as:
Nepal Insurance Co's share price for today is NPR500.00.
Nepal Insurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR-3.648.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Nepal Insurance Co EV-to-FCF Related Terms
Nepal Insurance Co EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Nepal Insurance Co's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Nepal Insurance Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nepal Insurance Co EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Nepal Insurance Co's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Nepal Insurance Co's EV-to-FCF falls into.
Nepal Insurance Co's current Enterprise Value is NPR14,928 Mil.
Nepal Insurance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR688 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nepal Insurance Co (XNEP:NICL) has a EV-to-FCF of 21.69 as of Aug. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nepal Insurance Co and its competitors. This is 66% above median its historical median of 13.08. According to the industry distribution chart, Nepal Insurance Co ranks #303 out of 388 companies in the Insurance industry, placing it in the top 78.1%.
Is Nepal Insurance Co's EV-to-FCF too high?
Nepal Insurance Co's current EV-to-FCF of 21.69 is 66% above median its 10-year median of 13.08. The Insurance industry median EV-to-FCF is 9.05. Nepal Insurance Co's value of 21.69 is 139.7% above this industry median. Based on the distribution chart, Nepal Insurance Co ranks #303 out of 388 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Nepal Insurance Co has a GF Score™ of 93/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nepal Insurance Co's EV-to-FCF compare to CB and PGR?
According to the Insurance industry distribution chart, Nepal Insurance Co ranks #303 out of 388 companies for EV-to-FCF. This places Nepal Insurance Co in the lower half of its industry. The industry median EV-to-FCF is 9.05. Nepal Insurance Co's value of 21.69 is 139.7% above this benchmark. While the company's 10-year median is 13.08 vs. the industry median of 9.05, Nepal Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.05, based on 388 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nepal Insurance Co's current EV-to-FCF of 21.69 is 139.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nepal Insurance Co and its competitors. For the Insurance industry, the median EV-to-FCF is 9.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal Insurance Co's current EV-to-FCF is 21.69, which is 66% above median its own 10-year median of 13.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Nepal Insurance Co (XNEP:NICL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR633.65, compared to a current price of NPR500.00 — trading 21.1% below its estimated fair value. The current EV-to-FCF is 21.69, which is 66% above median its 10-year median of 13.08 and 139.7% above the Insurance industry median of 9.05. Nepal Insurance Co's overall GF Score™ is 93/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Nepal Insurance Co (XNEP:NICL), the current EV-to-FCF is 21.69 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nepal Insurance Co (XNEP:NICL) Overvalued in 2026?
Based on GuruFocus' analysis, Nepal Insurance Co stock appears to be undervalued.
The current stock price of NPR500.00 is trading 21.1% below its estimated GF Value™ of NPR633.65.
GuruFocus considers Nepal Insurance Co to be Modestly Undervalued.
Key valuation signals for XNEP:NICL:
EV-to-FCF: 21.69 (66% above median its 10-year median of 13.08)
GF Value™: NPR633.65 vs. price of NPR500.00 (21.1% below fair value)
Industry Position: 139.7% above the Insurance median (#303 of 388)
No single metric tells the full story. See the XNEP:NICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nepal Insurance Co Ltd is a non-life insurance company in Nepal. The company offers motor insurance, property insurance, home insurance, marine insurance, engineering insurance, aviation insurance, agricultural and livestock insurance, and other miscellaneous insurance.
93GF Score
Get the complete analysis for XNEP:NICL
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XNEP:NICL has been successfully added to your 
