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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Nepal Life Insurance Co's Enterprise Value is NPR80,158 Mil.
Nepal Life Insurance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 was NPR21,183 Mil. Therefore, Nepal Life Insurance Co's EV-to-FCF for today is 3.78.
The historical rank and industry rank for Nepal Life Insurance Co's EV-to-FCF or its related term are showing as below:
XNEP:NLIC'
s EV-to-FCF Range Over the Past 10 Years
Min: 1.19 Med: 4.05 Max: 22.36
Current: 3.83
During the past 13 years, the highest EV-to-FCF of Nepal Life Insurance Co was 22.36. The lowest was 1.19. And the median was 4.05.
XNEP:NLIC's EV-to-FCF is ranked better than 79.6% of 397
companies
in the Insurance industry
Industry Median: 9.58
vs XNEP:NLIC: 3.83
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Nepal Life Insurance Co (XNEP:NLIC) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Nepal Life Insurance Co's PE Ratio (TTM) for today is calculated as:
Nepal Life Insurance Co's share price for today is NPR758.00.
Nepal Life Insurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR19.716.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Nepal Life Insurance Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nepal Life Insurance Co EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Nepal Life Insurance Co's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Nepal Life Insurance Co's EV-to-FCF falls into.
Nepal Life Insurance Co's current Enterprise Value is NPR80,158 Mil.
Nepal Life Insurance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR21,183 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nepal Life Insurance Co (XNEP:NLIC) has a EV-to-FCF of 3.78 as of Jul. 28, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nepal Life Insurance Co and its competitors. This is near median its historical median of 4.05. Over the past decade, Nepal Life Insurance Co's EV-to-FCF has ranged from 1.19 to 22.36. According to the industry distribution chart, Nepal Life Insurance Co ranks #81 out of 397 companies in the Insurance industry, placing it in the top 20.4%.
Is Nepal Life Insurance Co's EV-to-FCF too high?
Nepal Life Insurance Co's current EV-to-FCF of 3.78 is near median its 10-year median of 4.05. Over the past 10 years, this metric has ranged from a low of 1.19 to a high of 22.36. The Insurance industry median EV-to-FCF is 9.58. Nepal Life Insurance Co's value of 3.78 is 60.5% below this industry median. Based on the distribution chart, Nepal Life Insurance Co ranks #81 out of 397 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Nepal Life Insurance Co has a GF Score™ of 89/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nepal Life Insurance Co's EV-to-FCF compare to AFL and MET?
According to the Insurance industry distribution chart, Nepal Life Insurance Co ranks #81 out of 397 companies for EV-to-FCF. This places Nepal Life Insurance Co in the top 20% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 9.58. Nepal Life Insurance Co's value of 3.78 is 60.5% below this benchmark. Historically, Nepal Life Insurance Co's own EV-to-FCF has ranged from 1.19 to 22.36 over the past decade. While the company's 10-year median is 4.05 vs. the industry median of 9.58, Nepal Life Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.58, based on 397 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nepal Life Insurance Co's current EV-to-FCF of 3.78 is 60.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nepal Life Insurance Co and its competitors. For the Insurance industry, the median EV-to-FCF is 9.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal Life Insurance Co's current EV-to-FCF is 3.78, which is near median its own 10-year median of 4.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Nepal Life Insurance Co (XNEP:NLIC) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR1,378.40, compared to a current price of NPR758.00 — trading 45% below its estimated fair value. The current EV-to-FCF is 3.78, which is near median its 10-year median of 4.05 and 60.5% below the Insurance industry median of 9.58. Nepal Life Insurance Co's overall GF Score™ is 89/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Nepal Life Insurance Co (XNEP:NLIC), the current EV-to-FCF is 3.78 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nepal Life Insurance Co (XNEP:NLIC) Overvalued in 2026?
Based on GuruFocus' analysis, Nepal Life Insurance Co stock appears to be undervalued.
The current stock price of NPR758.00 is trading 45% below its estimated GF Value™ of NPR1,378.40.
GuruFocus considers Nepal Life Insurance Co to be Significantly Undervalued.
Key valuation signals for XNEP:NLIC:
EV-to-FCF: 3.78 (near median its 10-year median of 4.05)
GF Value™: NPR1,378.40 vs. price of NPR758.00 (45% below fair value)
Industry Position: 60.5% below the Insurance median (#81 of 397)
No single metric tells the full story. See the XNEP:NLIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nepal Life Insurance Co Ltd is a Nepal based life insurance company. The company's operating segments include Endowment Life, Money Back, Jeevan Sahara, Jeevan Sarathi, and Term Life Insurance Policy. Company includes various product's like Ketaketi Sunaulo Bhawishya Jeevan Beema Yojana, Sunaulo Bhabisya Jeevan Beema Yojana, Jeevan Unnati Beema Yojana, Naulo Jeevan Sambriddhi Jeevan Beema Yojana, Anmol Jeevan Beema Yojana, iEnsure Jeevan Beema Yojana, Gramin Sawadhik Jeevan Beema Yojana and many more.
89GF Score
Get the complete analysis for XNEP:NLIC
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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