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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Arab Islamic Bank's Enterprise Value is $-574.98 Mil.
Arab Islamic Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $70.88 Mil. Therefore, Arab Islamic Bank's EV-to-FCF for today is -8.11.
The historical rank and industry rank for Arab Islamic Bank's EV-to-FCF or its related term are showing as below:
XPAE:AIB'
s EV-to-FCF Range Over the Past 10 Years
Min: -126.16 Med: 3.6 Max: 423.41
Current: -8.13
During the past 13 years, the highest EV-to-FCF of Arab Islamic Bank was 423.41. The lowest was -126.16. And the median was 3.60.
XPAE:AIB's EV-to-FCF is ranked better than 97.24% of 1194
companies
in the Banks industry
Industry Median: 6.725
vs XPAE:AIB: -8.13
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Arab Islamic Bank (XPAE:AIB) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Arab Islamic Bank's PE Ratio (TTM) for today is calculated as:
Arab Islamic Bank's share price for today is $1.09.
Arab Islamic Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.053.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Arab Islamic Bank EV-to-FCF Related Terms
Arab Islamic Bank EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Arab Islamic Bank's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Arab Islamic Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arab Islamic Bank EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Arab Islamic Bank's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Arab Islamic Bank's EV-to-FCF falls into.
Arab Islamic Bank's current Enterprise Value is $-574.98 Mil.
Arab Islamic Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $70.88 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Arab Islamic Bank (XPAE:AIB) has a EV-to-FCF of -8.11 as of Jul. 17, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Arab Islamic Bank and its competitors. According to the industry distribution chart, Arab Islamic Bank ranks #33 out of 1194 companies in the Banks industry, placing it in the top 2.8%.
Is Arab Islamic Bank's EV-to-FCF too high?
Arab Islamic Bank's current EV-to-FCF is -8.11. Based on the distribution chart, Arab Islamic Bank ranks #33 out of 1194 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Arab Islamic Bank has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arab Islamic Bank's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Arab Islamic Bank ranks #33 out of 1194 companies for EV-to-FCF. This places Arab Islamic Bank in the top 3% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.73. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.73, based on 1,194 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Arab Islamic Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arab Islamic Bank's current EV-to-FCF is -8.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arab Islamic Bank stock overvalued right now?
Based on GuruFocus' analysis, Arab Islamic Bank (XPAE:AIB) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.24, compared to a current price of $1.09 — trading 12.1% below its estimated fair value. The current EV-to-FCF is -8.11. Arab Islamic Bank's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Arab Islamic Bank (XPAE:AIB), the current EV-to-FCF is -8.11 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arab Islamic Bank (XPAE:AIB) Overvalued in 2026?
Based on GuruFocus' analysis, Arab Islamic Bank stock appears to be undervalued.
The current stock price of $1.09 is trading 12.1% below its estimated GF Value™ of $1.24.
GuruFocus considers Arab Islamic Bank to be Modestly Undervalued.
Key valuation signals for XPAE:AIB:
EV-to-FCF: -8.11
GF Value™: $1.24 vs. price of $1.09 (12.1% below fair value)
No single metric tells the full story. See the XPAE:AIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arab Islamic Bank is an Islamic banking firm in Palestine that provides banking and investment services according to Islamic Shari'a. The bank operates through three segments including Retail banking, Corporate banking, and Treasury. Its Retail Banking segment is engaged in handling individual customers' deposits and providing them with Islamic financing and other services. Its Corporate banking segment handles Islamic financing, deposits and current accounts for corporate and institutional customers. While its Treasury segment provides trading and treasury services and also manages Bank's funds and investments. The bank operates geographically in Palestine, Jordan, Israel and other countries, and earns majority of its revenue from Palestine.
64GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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