Hypoport AGXSWX:HYQ +5.85%66 EV-to-FCF is 19.59 as of Jul. 03, 2026, which is 78% below its 10-year median of 89.91. GuruFocus rates XSWX:HYQ with a GF Score™ of 66/100 and a GF Value™ of CHF257.12 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 263 Credit Services companies, Hypoport AG ranks worse than 57.41% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Hypoport AG's Enterprise Value is CHF484.4 Mil.
Hypoport AG's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was CHF24.7 Mil. Therefore, Hypoport AG's EV-to-FCF for today is 19.59.
The historical rank and industry rank for Hypoport AG's EV-to-FCF or its related term are showing as below:
XSWX:HYQ'
s EV-to-FCF Range Over the Past 10 Years
Min: -569.68 Med: 89.91 Max: 517.48
Current: 17.77
During the past 13 years, the highest EV-to-FCF of Hypoport AG was 517.48. The lowest was -569.68. And the median was 89.91.
XSWX:HYQ's EV-to-FCF is ranked worse than 57.41% of 263
companies
in the Credit Services industry
Industry Median: 13.72
vs XSWX:HYQ: 17.77
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Hypoport AG's PE Ratio (TTM) for today is calculated as:
Hypoport AG's share price for today is CHF77.80.
Hypoport AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF3.924.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Hypoport AG EV-to-FCF Related Terms
Hypoport AG EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Hypoport AG's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Hypoport AG's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hypoport AG EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Hypoport AG's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Hypoport AG's EV-to-FCF falls into.
Hypoport AG's current Enterprise Value is CHF484.4 Mil.
Hypoport AG's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF24.7 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hypoport AG (XSWX:HYQ) has a EV-to-FCF of 19.59 as of Jul. 03, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Hypoport AG and its competitors. This is 78% below median its historical median of 89.91. According to the industry distribution chart, Hypoport AG ranks #151 out of 263 companies in the Credit Services industry, placing it in the top 57.4%.
Is Hypoport AG's EV-to-FCF too high?
Hypoport AG's current EV-to-FCF of 19.59 is 78% below median its 10-year median of 89.91. The Credit Services industry median EV-to-FCF is 13.72. Hypoport AG's value of 19.59 is 42.8% above this industry median. Based on the distribution chart, Hypoport AG ranks #151 out of 263 companies in the Credit Services industry, which is below the industry midpoint. Overall, Hypoport AG has a GF Score™ of 66/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hypoport AG's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, Hypoport AG ranks #151 out of 263 companies for EV-to-FCF. This places Hypoport AG in the lower half of its industry. The industry median EV-to-FCF is 13.72. Hypoport AG's value of 19.59 is 42.8% above this benchmark. While the company's 10-year median is 89.91 vs. the industry median of 13.72, Hypoport AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.72, based on 263 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hypoport AG's current EV-to-FCF of 19.59 is 42.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Hypoport AG and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hypoport AG's current EV-to-FCF is 19.59, which is 78% below median its own 10-year median of 89.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hypoport AG stock overvalued right now?
Based on GuruFocus' analysis, Hypoport AG (XSWX:HYQ) is currently considered Significantly Undervalued. The stock's GF Value™ is CHF257.12, compared to a current price of CHF77.80 — trading 69.7% below its estimated fair value. The current EV-to-FCF is 19.59, which is 78% below median its 10-year median of 89.91 and 42.8% above the Credit Services industry median of 13.72. Hypoport AG's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Hypoport AG (XSWX:HYQ), the current EV-to-FCF is 19.59 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hypoport AG (XSWX:HYQ) Overvalued in 2026?
Based on GuruFocus' analysis, Hypoport AG stock appears to be undervalued.
The current stock price of CHF77.80 is trading 69.7% below its estimated GF Value™ of CHF257.12.
GuruFocus considers Hypoport AG to be Significantly Undervalued.
Key valuation signals for XSWX:HYQ:
EV-to-FCF: 19.59 (78% below median its 10-year median of 89.91)
GF Value™: CHF257.12 vs. price of CHF77.80 (69.7% below fair value)
Industry Position: 42.8% above the Credit Services median (#151 of 263)
No single metric tells the full story. See the XSWX:HYQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hypoport AG operates as a technology-based financial service provider in Germany. The company is engaged in the development, operation, and marketing of B2B technology platforms - that is, internet-based digital infrastructures that connect two or more companies without a direct business relationship with end customers for the credit, housing & insurance industries (fintech, proptech, insurtech). The Business segments of the group are divided into Real Estate & Mortgage Platforms, Insurance Platforms, & Financing Platforms. The company generates the majority of its revenue from the Real Estate & Mortgage Platforms segment. The Real Estate & Mortgage Platforms segment is involved in the development of technology platforms for brokering, financing, & valuing private residential properties.
66GF Score
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