AFMACAS:AFM 84 FCF Margin % is 0.00% as of Dec. 2025. GuruFocus rates CAS:AFM with a GF Score™ of 84/100 and a GF Value™ of MAD1,572.88 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 501 Insurance companies, AFMA ranks worse than 199600.6% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. AFMA's Free Cash Flow for the
six
months ended in Dec. 2025 was MAD0.0 Mil. AFMA's Revenue for the
six
months ended in Dec. 2025 was MAD138.9 Mil. Therefore, AFMA's FCF Margin % for the quarter that ended in Dec. 2025 was 0.00%.
The historical rank and industry rank for AFMA's FCF Margin % or its related term are showing as below:
During the past 11 years, the highest FCF Margin % of AFMA was 20.43%. The lowest was -21.90%. And the median was -0.13%.
CAS:AFM's FCF Margin % is not ranked *
in the Insurance industry.
Industry Median: 9.6 * Ranked among companies with meaningful FCF Margin % only.
AFMA FCF Margin % Related Terms
AFMA FCF Margin % Historical Data
* Premium members only.
The historical data trend for AFMA's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CAS:AFM vs MRSH, AON, AJG: FCF Margin % Comparison
For the Insurance Brokers subindustry, AFMA's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AFMA FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, AFMA's FCF Margin % distribution charts can be found below:
* The bar in red indicates where AFMA's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AFMA (CAS:AFM) has a FCF Margin % of 0.00% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on AFMA and its competitors. According to the industry distribution chart, AFMA ranks #999999 out of 501 companies in the Insurance industry.
Is AFMA's FCF Margin % too high?
AFMA's current FCF Margin % is 0.00%. Based on the distribution chart, AFMA ranks #999999 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, AFMA has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AFMA's FCF Margin % compare to MRSH and AON?
According to the Insurance industry distribution chart, AFMA ranks #999999 out of 501 companies for FCF Margin %. This places AFMA in the lower half of its industry. The industry median FCF Margin % is 9.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on AFMA and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AFMA's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AFMA stock overvalued right now?
Based on GuruFocus' analysis, AFMA (CAS:AFM) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD1,572.88, compared to a current price of MAD1,240.00 — trading 21.2% below its estimated fair value. The current FCF Margin % is 0.00%. AFMA's overall GF Score™ is 84/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For AFMA (CAS:AFM), the current FCF Margin % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AFMA (CAS:AFM) Overvalued in 2026?
Based on GuruFocus' analysis, AFMA stock appears to be undervalued.
The current stock price of MAD1,240.00 is trading 21.2% below its estimated GF Value™ of MAD1,572.88.
GuruFocus considers AFMA to be Modestly Undervalued.
Key valuation signals for CAS:AFM:
FCF Margin %: 0.00%
GF Value™: MAD1,572.88 vs. price of MAD1,240.00 (21.2% below fair value)
No single metric tells the full story. See the CAS:AFM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AFMA SA provides insurance brokerage services in Morocco. It offers insurance products including Damage Insurance, Insurance Operating Losses, Civil Responsibilities, Car insurance, Transport Insurance, Construction-Related Insurance, Insurance of Persons and Credit insurance. It provides insurance services to both individuals and corporate clients.
84GF Score
Get the complete analysis for CAS:AFM
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CAS:AFM has been successfully added to your 
