AFMA (CAS:AFM) 1-Year Share Buyback Ratio: 1.00% (As of Dec. 2025 )

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CAS:AFM AFMA SA CAS:AFM
84 GF Score
Price MAD1,231.00
GF Value MAD1,584.77
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is AFMA 1-Year Share Buyback Ratio?

AFMA CAS:AFM 84 1-Year Share Buyback Ratio is 1.00 as of Dec. 2025. GuruFocus rates CAS:AFM with a GF Score™ of 84/100 and a GF Value™ of MAD1,584.77 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 265 Insurance companies, AFMA ranks better than 61.13% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. AFMA's current 1-Year Share Buyback Ratio was 1.00%.

CAS:AFM's 1-Year Share Buyback Ratio is ranked better than
61.13% of 265 companies
in the Insurance industry
Industry Median: 0.1 vs CAS:AFM: 1.00

AFMA  (CAS:AFM) 1-Year Share Buyback Ratio Explanation

A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


AFMA 1-Year Share Buyback Ratio Related Terms


CAS:AFM vs MRSH, AON, AJG: 1-Year Share Buyback Ratio Comparison

For the Insurance Brokers subindustry, AFMA's 1-Year Share Buyback Ratio, along with its competitors' market caps and 1-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AFMA 1-Year Share Buyback Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, AFMA's 1-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where AFMA's 1-Year Share Buyback Ratio falls into.


CAS:AFM
84GF Score
AFMA SA CAS:AFM
1-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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AFMA 1-Year Share Buyback Ratio Calculation

AFMA's 1-Year Share Buyback Ratio for the quarter that ended in Dec. 2025 is calculated as

1-Year Share Buyback Ratio=(Shares Outstanding (EOP) (Dec. 2024 ) - Shares Outstanding (EOP) (Dec. 2025 )) / Shares Outstanding (EOP) (Dec. 2024 )
=(1.005 - 0.995) / 1.005
=1.0%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a 1-Year Share Buyback Ratio of 1.00 mean?
AFMA (CAS:AFM) has a 1-Year Share Buyback Ratio of 1.00 as of Dec. 2025. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for AFMA and its competitors. According to the industry distribution chart, AFMA ranks #103 out of 265 companies in the Insurance industry, placing it in the top 38.9%.
Is AFMA's 1-Year Share Buyback Ratio too high?
AFMA's current 1-Year Share Buyback Ratio is 1.00. The Insurance industry median 1-Year Share Buyback Ratio is 0.10. AFMA's value of 1.00 is 900% above this industry median. Based on the distribution chart, AFMA ranks #103 out of 265 companies in the Insurance industry, which is above the industry midpoint. Overall, AFMA has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AFMA's 1-Year Share Buyback Ratio compare to MRSH and AON?
According to the Insurance industry distribution chart, AFMA ranks #103 out of 265 companies for 1-Year Share Buyback Ratio. This puts AFMA in the upper half of its industry. The industry median 1-Year Share Buyback Ratio is 0.10. AFMA's value of 1.00 is 900% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Share Buyback Ratio for an Insurance company?
The median 1-Year Share Buyback Ratio among Insurance companies is 0.10, based on 265 companies in the industry. Companies in the top quartile (top 25%) have a 1-Year Share Buyback Ratio significantly above this median, while those in the bottom quartile fall well below. However, 1-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AFMA's current 1-Year Share Buyback Ratio of 1.00 is 900% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Share Buyback Ratio mean?
A high 1-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for AFMA and its competitors. For the Insurance industry, the median 1-Year Share Buyback Ratio is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AFMA's current 1-Year Share Buyback Ratio is 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AFMA stock overvalued right now?
Based on GuruFocus' analysis, AFMA (CAS:AFM) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD1,584.77, compared to a current price of MAD1,231.00 — trading 22.3% below its estimated fair value. The current 1-Year Share Buyback Ratio is 1.00 and 900% above the Insurance industry median of 0.10. AFMA's overall GF Score™ is 84/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Share Buyback Ratio calculated?
1-Year Share Buyback Ratio is calculated from a company's financial statements. For AFMA (CAS:AFM), the current 1-Year Share Buyback Ratio is 1.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AFMA (CAS:AFM) Overvalued in 2026?

Based on GuruFocus' analysis, AFMA stock appears to be undervalued. The current stock price of MAD1,231.00 is trading 22.3% below its estimated GF Value™ of MAD1,584.77. GuruFocus considers AFMA to be Modestly Undervalued.

Key valuation signals for CAS:AFM:

  • 1-Year Share Buyback Ratio: 1.00
  • GF Value™: MAD1,584.77 vs. price of MAD1,231.00 (22.3% below fair value)
  • GF Score™: 84/100 with 4 warning signs
  • Industry Position: 900% above the Insurance median (#103 of 265)

No single metric tells the full story. See the CAS:AFM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AFMA Business Description

Address 22, Moulay Youssef bd, Casablanca, MAR, 20 070
AFMA SA provides insurance brokerage services in Morocco. It offers insurance products including Damage Insurance, Insurance Operating Losses, Civil Responsibilities, Car insurance, Transport Insurance, Construction-Related Insurance, Insurance of Persons and Credit insurance. It provides insurance services to both individuals and corporate clients.
84GF Score

Get the complete analysis for CAS:AFM

1-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD1,231.00
Price
MAD1,584.77
GF Value