AFMA (CAS:AFM) Long-Term Debt: MAD30.4 Mil (As of Dec. 2025)


CAS:AFM AFMA SA CAS:AFM
29 GF Score
Price MAD1,240.00
GF Value MAD1,573.26
Valuation Modestly Undervalued
! 4 Warning Signs
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What is AFMA Long-Term Debt?

AFMA CAS:AFM 29 Long-Term Debt is MAD30.4 Mil as of Dec. 2025. GuruFocus rates CAS:AFM with a GF Score™ of 29/100 and a GF Value™ of MAD1,573.26 (Modestly Undervalued). The stock has 4 warning signs investors should review.

AFMA's Long-Term Debt for the quarter that ended in Dec. 2025 was MAD30.4 Mil.

AFMA's quarterly Long-Term Debt increased from Dec. 2024 (MAD0.0 Mil) to Jun. 2025 (MAD19.7 Mil) and increased from Jun. 2025 (MAD19.7 Mil) to Dec. 2025 (MAD30.4 Mil).

AFMA's annual Long-Term Debt declined from Dec. 2023 (MAD18.4 Mil) to Dec. 2024 (MAD0.0 Mil) but then increased from Dec. 2024 (MAD0.0 Mil) to Dec. 2025 (MAD30.4 Mil).

AFMA  (CAS:AFM) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

AFMA Long-Term Debt Related Terms

AFMA Long-Term Debt Historical Data

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The historical data trend for AFMA's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AFMA Long-Term Debt Chart

AFMA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.90 21.85 18.36 0.00 30.40

AFMA Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.36 17.75 0.00 19.71 30.40
CAS:AFM
29GF Score
AFMA SA CAS:AFM
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of MAD30.4 Mil mean?
AFMA (CAS:AFM) has a Long-Term Debt of MAD30.4 Mil as of Dec. 2025.
Is AFMA's Long-Term Debt too high?
AFMA's current Long-Term Debt is MAD30.4 Mil. Overall, AFMA has a GF Score™ of 29/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AFMA's Long-Term Debt compare to MRSH and AON?
AFMA's Long-Term Debt of MAD30.4 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. AFMA's current Long-Term Debt is MAD30.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AFMA stock overvalued right now?
Based on GuruFocus' analysis, AFMA (CAS:AFM) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD1,573.26, compared to a current price of MAD1,240.00 — trading 21.2% below its estimated fair value. The current Long-Term Debt is MAD30.4 Mil. AFMA's overall GF Score™ is 29/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For AFMA (CAS:AFM), the current Long-Term Debt is MAD30.4 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AFMA (CAS:AFM) Overvalued in 2026?

Based on GuruFocus' analysis, AFMA stock appears to be undervalued. The current stock price of MAD1,240.00 is trading 21.2% below its estimated GF Value™ of MAD1,573.26. GuruFocus considers AFMA to be Modestly Undervalued.

Key valuation signals for CAS:AFM:

  • Long-Term Debt: MAD30.4 Mil
  • GF Value™: MAD1,573.26 vs. price of MAD1,240.00 (21.2% below fair value)
  • GF Score™: 29/100 with 4 warning signs

No single metric tells the full story. See the CAS:AFM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AFMA Business Description

Address 22, Moulay Youssef bd, Casablanca, MAR, 20 070
AFMA SA provides insurance brokerage services in Morocco. It offers insurance products including Damage Insurance, Insurance Operating Losses, Civil Responsibilities, Car insurance, Transport Insurance, Construction-Related Insurance, Insurance of Persons and Credit insurance. It provides insurance services to both individuals and corporate clients.
29GF Score

Get the complete analysis for CAS:AFM

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD1,240.00
Price
MAD1,573.26
GF Value