AFMA (CAS:AFM) Net Interest Income: MAD-8.1 Mil (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CAS:AFM AFMA SA CAS:AFM
90 GF Score
Price MAD1,261.00
GF Value MAD1,591.29
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is AFMA Net Interest Income?

AFMA CAS:AFM -0.08% 90 Net Interest Income is MAD-8.1 Mil as of Dec. 2025. GuruFocus rates CAS:AFM with a GF Score™ of 90/100 and a GF Value™ of MAD1,591.29 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors. AFMA's net interest income for the six months ended in Dec. 2025 was MAD-4.4 Mil. Its net interest income for the trailing twelve months (TTM) ended in Dec. 2025 was MAD-8.1 Mil.

AFMA Net Interest Income Related Terms

AFMA Net Interest Income Historical Data

* Premium members only.

The historical data trend for AFMA's Net Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AFMA Net Interest Income Chart

AFMA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only -5.58 -5.71 -6.36 -8.08 -8.07

AFMA Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.10 -4.02 -4.07 -3.65 -4.42
CAS:AFM
90GF Score
AFMA SA CAS:AFM
Net Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AFMA Net Interest Income Calculation

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors.

Net Interest Income for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was MAD-8.1 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Interest Income →
What does a Net Interest Income of MAD-8.1 Mil mean?
AFMA (CAS:AFM) has a Net Interest Income of MAD-8.1 Mil as of Dec. 2025.
Is AFMA's Net Interest Income too high?
AFMA's current Net Interest Income is MAD-8.1 Mil. Overall, AFMA has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AFMA's Net Interest Income compare to MRSH and AON?
AFMA's Net Interest Income of MAD-8.1 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Income for an Insurance company?
A good Net Interest Income depends on the Insurance industry context. However, Net Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Income mean?
A high Net Interest Income can signal that a stock is expensive relative to its fundamentals. AFMA's current Net Interest Income is MAD-8.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AFMA stock overvalued right now?
Based on GuruFocus' analysis, AFMA (CAS:AFM) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD1,591.29, compared to a current price of MAD1,261.00 — trading 20.8% below its estimated fair value. The current Net Interest Income is MAD-8.1 Mil. AFMA's overall GF Score™ is 90/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Income calculated?
Net Interest Income is calculated from a company's financial statements. For AFMA (CAS:AFM), the current Net Interest Income is MAD-8.1 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AFMA (CAS:AFM) Overvalued in 2026?

Based on GuruFocus' analysis, AFMA stock appears to be undervalued. The current stock price of MAD1,261.00 is trading 20.8% below its estimated GF Value™ of MAD1,591.29. GuruFocus considers AFMA to be Modestly Undervalued.

Key valuation signals for CAS:AFM:

  • Net Interest Income: MAD-8.1 Mil
  • GF Value™: MAD1,591.29 vs. price of MAD1,261.00 (20.8% below fair value)
  • GF Score™: 90/100 with 4 warning signs

No single metric tells the full story. See the CAS:AFM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AFMA Business Description

Address 22, Moulay Youssef bd, Casablanca, MAR, 20 070
AFMA SA provides insurance brokerage services in Morocco. It offers insurance products including Damage Insurance, Insurance Operating Losses, Civil Responsibilities, Car insurance, Transport Insurance, Construction-Related Insurance, Insurance of Persons and Credit insurance. It provides insurance services to both individuals and corporate clients.
90GF Score

Get the complete analysis for CAS:AFM

Net Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD1,261.00
Price
MAD1,591.29
GF Value