AFMA (CAS:AFM) Interest Expense: MAD-8.6 Mil (TTM As of Dec. 2025)

What is AFMA Interest Expense?

AFMA CAS:AFM 29 Interest Expense is MAD-8.6 Mil as of Dec. 2025. GuruFocus rates CAS:AFM with a GF Score™ of 29/100 and a GF Value™ of MAD1,573.26 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. AFMA's interest expense for the six months ended in Dec. 2025 was MAD -4.7 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was MAD-8.6 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. AFMA's Operating Income for the six months ended in Dec. 2025 was MAD 47.5 Mil. AFMA's Interest Expense for the six months ended in Dec. 2025 was MAD -4.7 Mil. AFMA's Interest Coverage for the quarter that ended in Dec. 2025 was 10.15. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

AFMA (CAS:AFM) Interest Expense Explanation

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

AFMA's Interest Expense for the six months ended in Dec. 2025 was MAD-4.7 Mil. Its Operating Income for the six months ended in Dec. 2025 was MAD47.5 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Dec. 2025 was MAD109.4 Mil.

AFMA's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Interest Coverage	=	-1	*	Operating Income (Q: Dec. 2025 )	/	Interest Expense (Q: Dec. 2025 )
	=	-1	*	47.517	/	-4.683
	=	10.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

AFMA Interest Expense Historical Data

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The historical data trend for AFMA's Interest Expense can be seen below:

AFMA Interest Expense Chart

AFMA Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Interest Expense

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-5.72

-5.82

-6.82

-8.78

-8.59

AFMA Semi-Annual Data
	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
Interest Expense	Get a 7-Day Free Trial															-3.31	-4.30	-4.48	-3.90	-4.68

29GF Score

AFMA SA CAS:AFM

Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.

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AFMA Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was MAD-8.6 Mil.

Frequently Asked Questions Learn more about Interest Expense →

What does a Interest Expense of MAD-8.6 Mil mean?

AFMA (CAS:AFM) has a Interest Expense of MAD-8.6 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on AFMA and its competitors.

Is AFMA's Interest Expense too high?

AFMA's current Interest Expense is MAD-8.6 Mil. Overall, AFMA has a GF Score™ of 29/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does AFMA's Interest Expense compare to MRSH and AON?

AFMA's Interest Expense of MAD-8.6 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Interest Expense for an Insurance company?

A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Interest Expense mean?

A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on AFMA and its competitors. AFMA's current Interest Expense is MAD-8.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is AFMA stock overvalued right now?

Based on GuruFocus' analysis, AFMA (CAS:AFM) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD1,573.26, compared to a current price of MAD1,240.00 — trading 21.2% below its estimated fair value. The current Interest Expense is MAD-8.6 Mil. AFMA's overall GF Score™ is 29/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Interest Expense calculated?

Interest Expense is calculated from a company's financial statements. For AFMA (CAS:AFM), the current Interest Expense is MAD-8.6 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AFMA (CAS:AFM) Overvalued in 2026?

Based on GuruFocus' analysis, AFMA stock appears to be undervalued. The current stock price of MAD1,240.00 is trading 21.2% below its estimated GF Value™ of MAD1,573.26. GuruFocus considers AFMA to be Modestly Undervalued.

Key valuation signals for CAS:AFM:

Interest Expense: MAD-8.6 Mil
GF Value™: MAD1,573.26 vs. price of MAD1,240.00 (21.2% below fair value)
GF Score™: 29/100 with 4 warning signs

No single metric tells the full story. See the CAS:AFM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AFMA Business Description

Industry Financial Services Insurance

Comparable Companies CAS:AGM CAS:SAH MRSH AON AJG WTW BRO ERIE BOM:543390 NP ASX:SDF CRVL SAU:8313 ARX ASX:AUB BWIN MEX:GPROFUT XSGO:BANVIDA LIFE GSHD

Address 22, Moulay Youssef bd, Casablanca, MAR, 20 070

Website http://www.afma.ma

AFMA SA provides insurance brokerage services in Morocco. It offers insurance products including Damage Insurance, Insurance Operating Losses, Civil Responsibilities, Car insurance, Transport Insurance, Construction-Related Insurance, Insurance of Persons and Credit insurance. It provides insurance services to both individuals and corporate clients.

29GF Score

Get the complete analysis for CAS:AFM

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD1,240.00

Price

MAD1,573.26

GF Value

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