AFMA (CAS:AFM) Short-Term Debt: MAD37.1 Mil (As of Dec. 2025)


CAS:AFM AFMA SA CAS:AFM
26 GF Score
Price MAD1,240.00
GF Value MAD1,575.94
Valuation Modestly Undervalued
! 4 Warning Signs
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What is AFMA Short-Term Debt?

AFMA CAS:AFM 26 Short-Term Debt is MAD37.1 Mil as of Dec. 2025. GuruFocus rates CAS:AFM with a GF Score™ of 26/100 and a GF Value™ of MAD1,575.94 (Modestly Undervalued). The stock has 4 warning signs investors should review.

AFMA's Short-Term Debt for the quarter that ended in Dec. 2025 was MAD37.1 Mil.

AFMA's quarterly Short-Term Debt increased from Dec. 2024 (MAD0.0 Mil) to Jun. 2025 (MAD46.2 Mil) but then declined from Jun. 2025 (MAD46.2 Mil) to Dec. 2025 (MAD37.1 Mil).

AFMA's annual Short-Term Debt declined from Dec. 2023 (MAD45.6 Mil) to Dec. 2024 (MAD0.0 Mil) but then increased from Dec. 2024 (MAD0.0 Mil) to Dec. 2025 (MAD37.1 Mil).

AFMA Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

AFMA Short-Term Debt Related Terms

AFMA Short-Term Debt Historical Data

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The historical data trend for AFMA's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AFMA Short-Term Debt Chart

AFMA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.58 32.77 45.56 0.00 37.07

AFMA Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 45.56 67.41 0.00 46.16 37.07
CAS:AFM
26GF Score
AFMA SA CAS:AFM
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of MAD37.1 Mil mean?
AFMA (CAS:AFM) has a Short-Term Debt of MAD37.1 Mil as of Dec. 2025.
Is AFMA's Short-Term Debt too high?
AFMA's current Short-Term Debt is MAD37.1 Mil. Overall, AFMA has a GF Score™ of 26/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AFMA's Short-Term Debt compare to MRSH and AON?
AFMA's Short-Term Debt of MAD37.1 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for an Insurance company?
A good Short-Term Debt depends on the Insurance industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. AFMA's current Short-Term Debt is MAD37.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AFMA stock overvalued right now?
Based on GuruFocus' analysis, AFMA (CAS:AFM) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD1,575.94, compared to a current price of MAD1,240.00 — trading 21.3% below its estimated fair value. The current Short-Term Debt is MAD37.1 Mil. AFMA's overall GF Score™ is 26/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For AFMA (CAS:AFM), the current Short-Term Debt is MAD37.1 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AFMA (CAS:AFM) Overvalued in 2026?

Based on GuruFocus' analysis, AFMA stock appears to be undervalued. The current stock price of MAD1,240.00 is trading 21.3% below its estimated GF Value™ of MAD1,575.94. GuruFocus considers AFMA to be Modestly Undervalued.

Key valuation signals for CAS:AFM:

  • Short-Term Debt: MAD37.1 Mil
  • GF Value™: MAD1,575.94 vs. price of MAD1,240.00 (21.3% below fair value)
  • GF Score™: 26/100 with 4 warning signs

No single metric tells the full story. See the CAS:AFM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AFMA Business Description

Address 22, Moulay Youssef bd, Casablanca, MAR, 20 070
AFMA SA provides insurance brokerage services in Morocco. It offers insurance products including Damage Insurance, Insurance Operating Losses, Civil Responsibilities, Car insurance, Transport Insurance, Construction-Related Insurance, Insurance of Persons and Credit insurance. It provides insurance services to both individuals and corporate clients.
26GF Score

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Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD1,240.00
Price
MAD1,575.94
GF Value