AFMA (CAS:AFM) OCF Margin %: 0.00% (As of Dec. 2025)


CAS:AFM AFMA SA CAS:AFM
84 GF Score
Price MAD1,240.00
GF Value MAD1,572.88
Valuation Modestly Undervalued
! 4 Warning Signs
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What is AFMA OCF Margin %?

AFMA CAS:AFM 84 OCF Margin % is 0.00% as of Dec. 2025. GuruFocus rates CAS:AFM with a GF Score™ of 84/100 and a GF Value™ of MAD1,572.88 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 501 Insurance companies, AFMA ranks worse than 199600.6% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. AFMA's Cash Flow from Operations for the six months ended in Dec. 2025 was MAD0.0 Mil. AFMA's Revenue for the six months ended in Dec. 2025 was MAD138.9 Mil. Therefore, AFMA's OCF Margin % for the quarter that ended in Dec. 2025 was 0.00%.

As of today, AFMA's current OCF Yield % is 0.00%.

The historical rank and industry rank for AFMA's OCF Margin % or its related term are showing as below:


During the past 11 years, the highest OCF Margin % of AFMA was 23.34%. The lowest was -20.92%. And the median was 2.21%.

CAS:AFM's OCF Margin % is not ranked *
in the Insurance industry.
Industry Median: 10.85
* Ranked among companies with meaningful OCF Margin % only.

AFMA OCF Margin % Related Terms

AFMA OCF Margin % Historical Data

* Premium members only.

The historical data trend for AFMA's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AFMA OCF Margin % Chart

AFMA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.70 -7.93 7.19 0.00 0.00

AFMA Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
CAS:AFM
84GF Score
AFMA SA CAS:AFM
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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AFMA OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

AFMA's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=0/316.421
=0.00 %

AFMA's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=0/138.921
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 0.00% mean?
AFMA (CAS:AFM) has a OCF Margin % of 0.00% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on AFMA and its competitors. According to the industry distribution chart, AFMA ranks #999999 out of 501 companies in the Insurance industry.
Is AFMA's OCF Margin % too high?
AFMA's current OCF Margin % is 0.00%. Based on the distribution chart, AFMA ranks #999999 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, AFMA has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AFMA's OCF Margin % compare to MRSH and AON?
According to the Insurance industry distribution chart, AFMA ranks #999999 out of 501 companies for OCF Margin %. This places AFMA in the lower half of its industry. The industry median OCF Margin % is 10.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on AFMA and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AFMA's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AFMA stock overvalued right now?
Based on GuruFocus' analysis, AFMA (CAS:AFM) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD1,572.88, compared to a current price of MAD1,240.00 — trading 21.2% below its estimated fair value. The current OCF Margin % is 0.00%. AFMA's overall GF Score™ is 84/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For AFMA (CAS:AFM), the current OCF Margin % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AFMA (CAS:AFM) Overvalued in 2026?

Based on GuruFocus' analysis, AFMA stock appears to be undervalued. The current stock price of MAD1,240.00 is trading 21.2% below its estimated GF Value™ of MAD1,572.88. GuruFocus considers AFMA to be Modestly Undervalued.

Key valuation signals for CAS:AFM:

  • OCF Margin %: 0.00%
  • GF Value™: MAD1,572.88 vs. price of MAD1,240.00 (21.2% below fair value)
  • GF Score™: 84/100 with 4 warning signs

No single metric tells the full story. See the CAS:AFM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AFMA Business Description

Address 22, Moulay Youssef bd, Casablanca, MAR, 20 070
AFMA SA provides insurance brokerage services in Morocco. It offers insurance products including Damage Insurance, Insurance Operating Losses, Civil Responsibilities, Car insurance, Transport Insurance, Construction-Related Insurance, Insurance of Persons and Credit insurance. It provides insurance services to both individuals and corporate clients.
84GF Score

Get the complete analysis for CAS:AFM

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD1,240.00
Price
MAD1,572.88
GF Value