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Scotia Group JamaicaXJAM:SGJ 81 OCF Margin % is 59.41% as of Apr. 2026, which is 164% above its 10-year median of 22.48. GuruFocus rates XJAM:SGJ with a GF Score™ of 81/100 and a GF Value™ of JMD57.69 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,504 Banks companies, Scotia Group Jamaica ranks worse than 60.17% on this metric.
The historical rank and industry rank for Scotia Group Jamaica's OCF Margin % or its related term are showing as below:
XJAM:SGJ'
s OCF Margin % Range Over the Past 10 Years
Min: -62.81 Med: 22.48 Max: 122.57
Current: 22.59
During the past 13 years, the highest OCF Margin % of Scotia Group Jamaica was 122.57%. The lowest was -62.81%. And the median was 22.48%.
XJAM:SGJ's OCF Margin % is ranked worse than 60.17% of 1504
companies
in the Banks industry
Industry Median: 29.45
vs XJAM:SGJ: 22.59
Scotia Group Jamaica OCF Margin % Related Terms
Scotia Group Jamaica OCF Margin % Historical Data
* Premium members only.
The historical data trend for Scotia Group Jamaica's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Scotia Group Jamaica's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Scotia Group Jamaica OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Scotia Group Jamaica's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Scotia Group Jamaica's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Scotia Group Jamaica (XJAM:SGJ) has a OCF Margin % of 59.41% as of Apr. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Scotia Group Jamaica and its competitors. This is 164% above median its historical median of 22.48. According to the industry distribution chart, Scotia Group Jamaica ranks #905 out of 1504 companies in the Banks industry, placing it in the top 60.2%.
Is Scotia Group Jamaica's OCF Margin % too high?
Scotia Group Jamaica's current OCF Margin % of 59.41% is 164% above median its 10-year median of 22.48. The Banks industry median OCF Margin % is 29.45. Scotia Group Jamaica's value of 59.41% is 101.7% above this industry median. Based on the distribution chart, Scotia Group Jamaica ranks #905 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, Scotia Group Jamaica has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Scotia Group Jamaica's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Scotia Group Jamaica ranks #905 out of 1504 companies for OCF Margin %. This places Scotia Group Jamaica in the lower half of its industry. The industry median OCF Margin % is 29.45. Scotia Group Jamaica's value of 59.41% is 101.7% above this benchmark. While the company's 10-year median is 22.48 vs. the industry median of 29.45, Scotia Group Jamaica has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.45, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Scotia Group Jamaica's current OCF Margin % of 59.41% is 101.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Scotia Group Jamaica and its competitors. For the Banks industry, the median OCF Margin % is 29.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Scotia Group Jamaica's current OCF Margin % is 59.41%, which is 164% above median its own 10-year median of 22.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Scotia Group Jamaica stock overvalued right now?
Based on GuruFocus' analysis, Scotia Group Jamaica (XJAM:SGJ) is currently considered Fairly Valued. The stock's GF Value™ is JMD57.69, compared to a current price of JMD58.18 — trading 0.8% above its estimated fair value. The current OCF Margin % is 59.41%, which is 164% above median its 10-year median of 22.48 and 101.7% above the Banks industry median of 29.45. Scotia Group Jamaica's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Scotia Group Jamaica (XJAM:SGJ), the current OCF Margin % is 59.41% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Scotia Group Jamaica (XJAM:SGJ) Overvalued in 2026?
Based on GuruFocus' analysis, Scotia Group Jamaica stock appears to be overvalued.
The current stock price of JMD58.18 is trading 0.8% above its estimated GF Value™ of JMD57.69.
GuruFocus considers Scotia Group Jamaica to be Fairly Valued.
Key valuation signals for XJAM:SGJ:
OCF Margin %: 59.41% (164% above median its 10-year median of 22.48)
GF Value™: JMD57.69 vs. price of JMD58.18 (0.8% above fair value)
Industry Position: 101.7% above the Banks median (#905 of 1504)
No single metric tells the full story. See the XJAM:SGJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Scotia Group Jamaica Ltd is a Jamaican financial holding company. It provides a range of financial services through its subsidiaries to personal, commercial, corporate, and government clients across Jamaica. The company has six business segments: Retail, Corporate and Commercial, Treasury, Investment Management Services, Insurance Services, and Others. It generates maximum revenue from the Retail banking segment. The retail banking segment includes personal banking services, personal deposit accounts, credit and debit cards, consumer loans, mortgages, and microfinance.
81GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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