Scotia Group Jamaica (XJAM:SGJ) OCF Yield %: 8.89 (As of Jul. 15, 2026) — 28% Above Median

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XJAM:SGJ Scotia Group Jamaica Ltd XJAM:SGJ
81 GF Score
Price JMD57.82
GF Value JMD57.74
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Scotia Group Jamaica OCF Yield %?

Scotia Group Jamaica XJAM:SGJ -0.62% 81 OCF Yield % is 8.89 as of Jul. 15, 2026, which is 28% above its 10-year median of 6.92. GuruFocus rates XJAM:SGJ with a GF Score™ of 81/100 and a GF Value™ of JMD57.74 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,500 Banks companies, Scotia Group Jamaica ranks worse than 52.27% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Scotia Group Jamaica's Trailing 12-Month Cash Flow from Operations is JMD16,086 Mil, and Market Cap is JMD179,911 Mil. Therefore, Scotia Group Jamaica's OCF Yield % for today is 8.89%.

The historical rank and industry rank for Scotia Group Jamaica's OCF Yield % or its related term are showing as below:

XJAM:SGJ' s OCF Yield % Range Over the Past 10 Years
Min: -28.03   Med: 6.92   Max: 49.66
Current: 8.89


During the past 13 years, the highest OCF Yield % of Scotia Group Jamaica was 49.66%. The lowest was -28.03%. And the median was 6.92%.

XJAM:SGJ's OCF Yield % is ranked worse than
52.27% of 1500 companies
in the Banks industry
Industry Median: 9.245 vs XJAM:SGJ: 8.89

Scotia Group Jamaica's OCF Margin % for the quarter that ended in Apr. 2026 was %.


Scotia Group Jamaica OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Scotia Group Jamaica OCF Yield % Related Terms


Scotia Group Jamaica OCF Yield % Historical Data

* Premium members only.

The historical data trend for Scotia Group Jamaica's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Scotia Group Jamaica OCF Yield % Chart

Scotia Group Jamaica Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 45.12 -0.08 17.66 -28.07 6.37

Scotia Group Jamaica Semi-Annual Data
Oct16 Apr17 Oct17 Apr18 Oct18 Apr19 Oct19 Apr20 Oct20 Apr21 Oct21 Apr22 Oct22 Apr23 Oct23 Apr24 Oct24 Apr25 Oct25 Apr26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.59 -64.28 20.07 -7.13 29.41

XJAM:SGJ vs PNC, USB: OCF Yield % Comparison

For the Banks - Regional subindustry, Scotia Group Jamaica's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Scotia Group Jamaica OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Scotia Group Jamaica's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Scotia Group Jamaica's OCF Yield % falls into.


XJAM:SGJ
81GF Score
Scotia Group Jamaica Ltd XJAM:SGJ
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Scotia Group Jamaica OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Scotia Group Jamaica's OCF Yield % for the fiscal year that ended in Oct. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=10660.628 / 167309.28021
=6.37%

Scotia Group Jamaica's annualized OCF Yield % for the quarter that ended in Apr. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=22053.238 * 2 / 149946.70287
=29.41%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 8.89 mean?
Scotia Group Jamaica (XJAM:SGJ) has a OCF Yield % of 8.89 as of Jul. 15, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Scotia Group Jamaica and its competitors. This is 28% above median its historical median of 6.92. According to the industry distribution chart, Scotia Group Jamaica ranks #784 out of 1500 companies in the Banks industry, placing it in the top 52.3%.
Is Scotia Group Jamaica's OCF Yield % too high?
Scotia Group Jamaica's current OCF Yield % of 8.89 is 28% above median its 10-year median of 6.92. The Banks industry median OCF Yield % is 9.25. Scotia Group Jamaica's value of 8.89 is 3.8% below this industry median. Based on the distribution chart, Scotia Group Jamaica ranks #784 out of 1500 companies in the Banks industry, which is below the industry midpoint. Overall, Scotia Group Jamaica has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Scotia Group Jamaica's OCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Scotia Group Jamaica ranks #784 out of 1500 companies for OCF Yield %. This places Scotia Group Jamaica in the lower half of its industry. The industry median OCF Yield % is 9.25. Scotia Group Jamaica's value of 8.89 is 3.8% below this benchmark. While the company's 10-year median is 6.92 vs. the industry median of 9.25, Scotia Group Jamaica has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.25, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Scotia Group Jamaica's current OCF Yield % of 8.89 is 3.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Scotia Group Jamaica and its competitors. For the Banks industry, the median OCF Yield % is 9.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Scotia Group Jamaica's current OCF Yield % is 8.89, which is 28% above median its own 10-year median of 6.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Scotia Group Jamaica stock overvalued right now?
Based on GuruFocus' analysis, Scotia Group Jamaica (XJAM:SGJ) is currently considered Fairly Valued. The stock's GF Value™ is JMD57.74, compared to a current price of JMD57.82 — trading 0.1% above its estimated fair value. The current OCF Yield % is 8.89, which is 28% above median its 10-year median of 6.92 and 3.8% below the Banks industry median of 9.25. Scotia Group Jamaica's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Scotia Group Jamaica (XJAM:SGJ), the current OCF Yield % is 8.89 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Scotia Group Jamaica (XJAM:SGJ) Overvalued in 2026?

Based on GuruFocus' analysis, Scotia Group Jamaica stock appears to be overvalued. The current stock price of JMD57.82 is trading 0.1% above its estimated GF Value™ of JMD57.74. GuruFocus considers Scotia Group Jamaica to be Fairly Valued.

Key valuation signals for XJAM:SGJ:

  • OCF Yield %: 8.89 (28% above median its 10-year median of 6.92)
  • GF Value™: JMD57.74 vs. price of JMD57.82 (0.1% above fair value)
  • GF Score™: 81/100 with 4 warning signs
  • Industry Position: 3.8% below the Banks median (#784 of 1500)

No single metric tells the full story. See the XJAM:SGJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Scotia Group Jamaica Business Description

Address Port Royal Streets, P.O. Box 709, Corner Duke, Scotiabank Centre, Kingston, JAM
Scotia Group Jamaica Ltd is a Jamaican financial holding company. It provides a range of financial services through its subsidiaries to personal, commercial, corporate, and government clients across Jamaica. The company has six business segments: Retail, Corporate and Commercial, Treasury, Investment Management Services, Insurance Services, and Others. It generates maximum revenue from the Retail banking segment. The retail banking segment includes personal banking services, personal deposit accounts, credit and debit cards, consumer loans, mortgages, and microfinance.
81GF Score

Get the complete analysis for XJAM:SGJ

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD57.82
Price
JMD57.74
GF Value