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Klarna GroupXTER:H1W +2.33%20 FCF Margin % is -94.86% as of Mar. 2026. GuruFocus rates XTER:H1W with a GF Score™ of 20/100. The stock has 3 warning signs investors should review. Among 538 Credit Services companies, Klarna Group ranks worse than 77.7% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Klarna Group's Free Cash Flow for the
three
months ended in Mar. 2026 was €-830 Mil. Klarna Group's Revenue for the
three
months ended in Mar. 2026 was €875 Mil. Therefore, Klarna Group's FCF Margin % for the quarter that ended in Mar. 2026 was -94.86%.
The historical data trend for Klarna Group's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XTER:H1W vs OMF, CACC, ENVA: FCF Margin % Comparison
For the Credit Services subindustry, Klarna Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Klarna Group FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Klarna Group's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Klarna Group's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Klarna Group (XTER:H1W) has a FCF Margin % of -94.86% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Klarna Group and its competitors. According to the industry distribution chart, Klarna Group ranks #418 out of 538 companies in the Credit Services industry, placing it in the top 77.7%.
Is Klarna Group's FCF Margin % too high?
Klarna Group's current FCF Margin % is -94.86%. Based on the distribution chart, Klarna Group ranks #418 out of 538 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Klarna Group has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Klarna Group's FCF Margin % compare to OMF and CACC?
According to the Credit Services industry distribution chart, Klarna Group ranks #418 out of 538 companies for FCF Margin %. This places Klarna Group in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
A good FCF Margin % depends on the Credit Services industry context. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Klarna Group and its competitors. Klarna Group's current FCF Margin % is -94.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Klarna Group stock overvalued right now?
Klarna Group (XTER:H1W) has a current FCF Margin % of -94.86%. The current FCF Margin % is -94.86%. Klarna Group's overall GF Score™ is 20/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Klarna Group (XTER:H1W), the current FCF Margin % is -94.86% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Klarna Group PLC is a technology-driven payments company, with operations spanning multiple countries. It connects consumers and merchants with comprehensive payment solutions and tailored advertising solutions, both online and offline. Its payment solutions provide consumers with more control and flexibility over their payments. It is a digital bank and flexible payments provider building the next-generation AI-powered commerce network.
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