Klarna Group (XTER:H1W) Receivables Turnover: 1.48 (As of Mar. 2026)

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XTER:H1W Klarna Group PLC XTER:H1W
20 GF Score
Price €12.32
! 3 Warning Signs
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What is Klarna Group Receivables Turnover?

Klarna Group XTER:H1W +2.33% 20 Receivables Turnover is 1.48 as of Mar. 2026. GuruFocus rates XTER:H1W with a GF Score™ of 20/100. The stock has 3 warning signs investors should review. Among 296 Credit Services companies, Klarna Group ranks worse than 56.76% on this metric.

The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Klarna Group's Revenue for the three months ended in Mar. 2026 was €875 Mil. Klarna Group's average Accounts Receivable for the three months ended in Mar. 2026 was €592 Mil. Hence, Klarna Group's Receivables Turnover for the three months ended in Mar. 2026 was 1.48.


Klarna Group  (XTER:H1W) Receivables Turnover Explanation

An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.


Klarna Group Receivables Turnover Related Terms


Klarna Group Receivables Turnover Historical Data

* Premium members only.

The historical data trend for Klarna Group's Receivables Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Klarna Group Receivables Turnover Chart

Klarna Group Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Receivables Turnover
0.00 3.26 4.89 6.65

Klarna Group Quarterly Data
Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Receivables Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.45 1.41 1.46 2.02 1.48

XTER:H1W vs OMF, CACC, ENVA: Receivables Turnover Comparison

For the Credit Services subindustry, Klarna Group's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Klarna Group Receivables Turnover vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Klarna Group's Receivables Turnover distribution charts can be found below:

* The bar in red indicates where Klarna Group's Receivables Turnover falls into.


XTER:H1W
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Klarna Group PLC XTER:H1W
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Klarna Group Receivables Turnover Calculation

Receivables Turnover measures the number of times a company collects its average accounts receivable balance.

Klarna Group's Receivables Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Receivables Turnover (A: Dec. 2025 )
=Revenue / Average Accounts Receivable
=Revenue (A: Dec. 2025 ) / ((Accounts Receivable (A: Dec. 2024 ) + Accounts Receivable (A: Dec. 2025 )) / count )
=2997.54 / ((457.445 + 444.08) / 2 )
=2997.54 / 450.7625
=6.65

Klarna Group's Receivables Turnover for the quarter that ended in Mar. 2026 is calculated as

Receivables Turnover (Q: Mar. 2026 )
=Revenue / Average Accounts Receivable
=Revenue (Q: Mar. 2026 ) / ((Accounts Receivable (Q: Dec. 2025 ) + Accounts Receivable (Q: Mar. 2026 )) / count )
=875.38 / ((444.08 + 739.575) / 2 )
=875.38 / 591.8275
=1.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Receivables Turnover →
What does a Receivables Turnover of 1.48 mean?
Klarna Group (XTER:H1W) has a Receivables Turnover of 1.48 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Klarna Group and its competitors. According to the industry distribution chart, Klarna Group ranks #168 out of 296 companies in the Credit Services industry, placing it in the top 56.8%.
Is Klarna Group's Receivables Turnover too high?
Klarna Group's current Receivables Turnover is 1.48. The Credit Services industry median Receivables Turnover is 8.58. Klarna Group's value of 1.48 is 82.7% below this industry median. Based on the distribution chart, Klarna Group ranks #168 out of 296 companies in the Credit Services industry, which is below the industry midpoint. Overall, Klarna Group has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Klarna Group's Receivables Turnover compare to OMF and CACC?
According to the Credit Services industry distribution chart, Klarna Group ranks #168 out of 296 companies for Receivables Turnover. This places Klarna Group in the lower half of its industry. The industry median Receivables Turnover is 8.58. Klarna Group's value of 1.48 is 82.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Credit Services company?
The median Receivables Turnover among Credit Services companies is 8.58, based on 296 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Klarna Group's current Receivables Turnover of 1.48 is 82.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Klarna Group and its competitors. For the Credit Services industry, the median Receivables Turnover is 8.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Klarna Group's current Receivables Turnover is 1.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Klarna Group stock overvalued right now?
Klarna Group (XTER:H1W) has a current Receivables Turnover of 1.48. The current Receivables Turnover is 1.48 and 82.7% below the Credit Services industry median of 8.58. Klarna Group's overall GF Score™ is 20/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Klarna Group (XTER:H1W), the current Receivables Turnover is 1.48 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Klarna Group Business Description

Other Exchanges KLAR:USAKLAR:Austria
Address 10 York Road, London, GBR, SE1 7ND
Klarna Group PLC is a technology-driven payments company, with operations spanning multiple countries. It connects consumers and merchants with comprehensive payment solutions and tailored advertising solutions, both online and offline. Its payment solutions provide consumers with more control and flexibility over their payments. It is a digital bank and flexible payments provider building the next-generation AI-powered commerce network.
20GF Score

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