Klarna Group (XTER:H1W) Retained Earnings: €1,880 Mil (As of Mar. 2026)

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XTER:H1W Klarna Group PLC XTER:H1W
20 GF Score
Price €12.32
! 3 Warning Signs
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What is Klarna Group Retained Earnings?

Klarna Group XTER:H1W +2.33% 20 Retained Earnings is €1,880 Mil as of Mar. 2026. GuruFocus rates XTER:H1W with a GF Score™ of 20/100. The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Klarna Group's retained earnings for the quarter that ended in Mar. 2026 was €1,880 Mil.

Klarna Group's quarterly retained earnings increased from Sep. 2025 (€-2,106 Mil) to Dec. 2025 (€1,853 Mil) and increased from Dec. 2025 (€1,853 Mil) to Mar. 2026 (€1,880 Mil).

Klarna Group's annual retained earnings declined from Dec. 2023 (€-1,980 Mil) to Dec. 2024 (€-1,987 Mil) but then increased from Dec. 2024 (€-1,987 Mil) to Dec. 2025 (€1,853 Mil).


Klarna Group  (XTER:H1W) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Klarna Group Retained Earnings Historical Data

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The historical data trend for Klarna Group's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Klarna Group Retained Earnings Chart

Klarna Group Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Retained Earnings
0.00 -1,979.80 -1,987.36 1,853.18

Klarna Group Quarterly Data
Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only -2,036.85 -1,979.36 -2,106.14 1,853.18 1,879.65
XTER:H1W
20GF Score
Klarna Group PLC XTER:H1W
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Klarna Group Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €1,880 Mil mean?
Klarna Group (XTER:H1W) has a Retained Earnings of €1,880 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Klarna Group and its competitors.
Is Klarna Group's Retained Earnings too high?
Klarna Group's current Retained Earnings is €1,880 Mil. Overall, Klarna Group has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Klarna Group's Retained Earnings compare to OMF and CACC?
Klarna Group's Retained Earnings of €1,880 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Credit Services company?
A good Retained Earnings depends on the Credit Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Klarna Group and its competitors. Klarna Group's current Retained Earnings is €1,880 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Klarna Group stock overvalued right now?
Klarna Group (XTER:H1W) has a current Retained Earnings of €1,880 Mil. The current Retained Earnings is €1,880 Mil. Klarna Group's overall GF Score™ is 20/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Klarna Group (XTER:H1W), the current Retained Earnings is €1,880 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Klarna Group Business Description

Other Exchanges KLAR:USAKLAR:Austria
Address 10 York Road, London, GBR, SE1 7ND
Klarna Group PLC is a technology-driven payments company, with operations spanning multiple countries. It connects consumers and merchants with comprehensive payment solutions and tailored advertising solutions, both online and offline. Its payment solutions provide consumers with more control and flexibility over their payments. It is a digital bank and flexible payments provider building the next-generation AI-powered commerce network.
20GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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