HCI GroupHCI -0.83%69 FCF Yield % is 19.37 as of Jun. 25, 2026, which is 55% above its 10-year median of 12.51. GuruFocus rates HCI with a GF Score™ of 69/100 and a GF Value™ of $248.48 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 504 Insurance companies, HCI Group ranks better than 79.96% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
HCI Group FCF Yield % Related Terms
HCI Group FCF Yield % Historical Data
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The historical data trend for HCI Group's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, HCI Group's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HCI Group FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, HCI Group's FCF Yield % distribution charts can be found below:
* The bar in red indicates where HCI Group's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HCI Group (HCI) has a FCF Yield % of 19.37 as of Jun. 25, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on HCI Group and its competitors. This is 55% above median its historical median of 12.51. According to the industry distribution chart, HCI Group ranks #101 out of 504 companies in the Insurance industry, placing it in the top 20%.
Is HCI Group's FCF Yield % too high?
HCI Group's current FCF Yield % of 19.37 is 55% above median its 10-year median of 12.51. The Insurance industry median FCF Yield % is 7.11. HCI Group's value of 19.37 is 172.4% above this industry median. Based on the distribution chart, HCI Group ranks #101 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, HCI Group has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HCI Group's FCF Yield % compare to STC and SLDE?
According to the Insurance industry distribution chart, HCI Group ranks #101 out of 504 companies for FCF Yield %. This places HCI Group in the top 20% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 7.11. HCI Group's value of 19.37 is 172.4% above this benchmark. While the company's 10-year median is 12.51 vs. the industry median of 7.11, HCI Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.11, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HCI Group's current FCF Yield % of 19.37 is 172.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on HCI Group and its competitors. For the Insurance industry, the median FCF Yield % is 7.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HCI Group's current FCF Yield % is 19.37, which is 55% above median its own 10-year median of 12.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HCI Group stock overvalued right now?
Based on GuruFocus' analysis, HCI Group (HCI) is currently considered Significantly Undervalued. The stock's GF Value™ is $248.48, compared to a current price of $173.52 — trading 30.2% below its estimated fair value. The current FCF Yield % is 19.37, which is 55% above median its 10-year median of 12.51 and 172.4% above the Insurance industry median of 7.11. HCI Group's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For HCI Group (HCI), the current FCF Yield % is 19.37 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HCI Group (HCI) Overvalued in 2026?
Based on GuruFocus' analysis, HCI Group stock appears to be undervalued.
The current stock price of $173.52 is trading 30.2% below its estimated GF Value™ of $248.48.
GuruFocus considers HCI Group to be Significantly Undervalued.
Key valuation signals for HCI:
FCF Yield %: 19.37 (55% above median its 10-year median of 12.51)
GF Value™: $248.48 vs. price of $173.52 (30.2% below fair value)
Industry Position: 172.4% above the Insurance median (#101 of 504)
No single metric tells the full story. See the HCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HCI Group Inc is engaged in the property and casualty insurance business through two Florida domiciled insurance companies, Homeowners Choice Property & Casualty Insurance Company (HCPCI) and TypTap Insurance Company (TypTap). Both HCPCI and TypTap are authorized to underwrite various homeowners' property and casualty insurance products and allied lines business in the state of Florida and other states. The operating segments of the group are insurance operations, TypTap Group, reciprocal exchange operations, real estate operations, and corporate and other. It derives key revenue from the HCPCI Insurance operation segment.
69GF Score
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