HCI GroupHCI -0.29%69 Dividend Yield % is 0.91% as of Jun. 25, 2026, which is 68% below its 10-year median of 2.82. GuruFocus rates HCI with a GF Score™ of 69/100 and a GF Value™ of $248.48 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 422 Insurance companies, HCI Group ranks worse than 92.89% on this metric.
As of today (2026-06-25), the Trailing Annual Dividend Yield of HCI Group is 0.91%.
The historical rank and industry rank for HCI Group's Dividend Yield % or its related term are showing as below:
HCI'
s Dividend Yield % Range Over the Past 10 Years
Min: 0.78 Med: 2.82 Max: 5.47
Current: 0.91
During the past 13 years, the highest Dividend Yield of HCI Group was 5.47%. The lowest was 0.78%. And the median was 2.82%.
HCI's Dividend Yield % is ranked worse than 92.89% of 422
companies
in the Insurance industry
Industry Median: 3.315
vs HCI: 0.91
During the past 10 years, the average Dividends Per Share Growth Rate was 2.90% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of HCI Group was 111.80% per year. The lowest was 0.00% per year. And the median was 7.10% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
HCI Group (NYSE:HCI) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
The historical data trend for HCI Group's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HCI vs STC, SLDE, HMN: Dividend Yield % Comparison
For the Insurance - Property & Casualty subindustry, HCI Group's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HCI Group Dividend Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, HCI Group's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where HCI Group's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
HCI Group Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.400000
2026-05-15
2026-05-15
2026-06-18
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.400000
2026-02-20
2026-02-20
2026-03-20
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.400000
2025-11-21
2025-11-21
2025-12-19
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.400000
2025-08-15
2025-08-15
2025-09-19
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
HCI Group's Trailing Annual Dividend Yield (%) for Today is calculated as
Trailing Annual Dividend Yield
=
Most Recent Full Year Dividend
/
Current Share Price
=
1.6
/
174.47
=
0.92 %
Current Share Price is $174.47. HCI Group's Dividends per Share for the trailing twelve months (TTM) ended in Today is $1.6.
HCI Group's Forward Annual Dividend Yield (%) for Today is calculated as
Forward Annual Dividend Yield
=
Forward Full Year Dividend
/
Current Share Price
=
1.6
/
174.47
=
0.92 %
Current Share Price is $174.47. HCI Group's Dividends per Share for the forward twelve months is calculated as $0.4 * 4 = $1.6.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HCI Group (HCI) has a Dividend Yield % of 0.91% as of Jun. 25, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on HCI Group and its competitors. This is 68% below median its historical median of 2.82. Over the past decade, HCI Group's Dividend Yield % has ranged from 0.78 to 5.47. According to the industry distribution chart, HCI Group ranks #392 out of 422 companies in the Insurance industry, placing it in the top 92.9%.
Is HCI Group's Dividend Yield % too high?
HCI Group's current Dividend Yield % of 0.91% is 68% below median its 10-year median of 2.82. Over the past 10 years, this metric has ranged from a low of 0.78 to a high of 5.47. The Insurance industry median Dividend Yield % is 3.32. HCI Group's value of 0.91% is 72.5% below this industry median. Based on the distribution chart, HCI Group ranks #392 out of 422 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, HCI Group has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HCI Group's Dividend Yield % compare to STC and SLDE?
According to the Insurance industry distribution chart, HCI Group ranks #392 out of 422 companies for Dividend Yield %. This places HCI Group in the lower half of its industry. The industry median Dividend Yield % is 3.32. HCI Group's value of 0.91% is 72.5% below this benchmark. Historically, HCI Group's own Dividend Yield % has ranged from 0.78 to 5.47 over the past decade. While the company's 10-year median is 2.82 vs. the industry median of 3.32, HCI Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for an Insurance company?
The median Dividend Yield % among Insurance companies is 3.32, based on 422 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HCI Group's current Dividend Yield % of 0.91% is 72.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on HCI Group and its competitors. For the Insurance industry, the median Dividend Yield % is 3.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HCI Group's current Dividend Yield % is 0.91%, which is 68% below median its own 10-year median of 2.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HCI Group stock overvalued right now?
Based on GuruFocus' analysis, HCI Group (HCI) is currently considered Significantly Undervalued. The stock's GF Value™ is $248.48, compared to a current price of $174.47 — trading 29.8% below its estimated fair value. The current Dividend Yield % is 0.91%, which is 68% below median its 10-year median of 2.82 and 72.5% below the Insurance industry median of 3.32. HCI Group's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For HCI Group (HCI), the current Dividend Yield % is 0.91% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HCI Group (HCI) Overvalued in 2026?
Based on GuruFocus' analysis, HCI Group stock appears to be undervalued.
The current stock price of $174.47 is trading 29.8% below its estimated GF Value™ of $248.48.
GuruFocus considers HCI Group to be Significantly Undervalued.
Key valuation signals for HCI:
Dividend Yield %: 0.91% (68% below median its 10-year median of 2.82)
GF Value™: $248.48 vs. price of $174.47 (29.8% below fair value)
Industry Position: 72.5% below the Insurance median (#392 of 422)
No single metric tells the full story. See the HCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HCI Group Inc is engaged in the property and casualty insurance business through two Florida domiciled insurance companies, Homeowners Choice Property & Casualty Insurance Company (HCPCI) and TypTap Insurance Company (TypTap). Both HCPCI and TypTap are authorized to underwrite various homeowners' property and casualty insurance products and allied lines business in the state of Florida and other states. The operating segments of the group are insurance operations, TypTap Group, reciprocal exchange operations, real estate operations, and corporate and other. It derives key revenue from the HCPCI Insurance operation segment.
69GF Score
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