HCI (HCI Group) Tariff Resilience Score: 7/10 (As of Jun. 30, 2026)


HCI HCI Group Inc HCI
69 GF Score
Price $178.41
GF Value $248.61
Valuation Modestly Undervalued
! 2 Warning Signs
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What is HCI Group Tariff Resilience Score?

HCI Group HCI -1.14% 69 Tariff Resilience Score is 7 as of Jun. 30, 2026. GuruFocus rates HCI with a GF Score™ of 69/100 and a GF Value™ of $248.61 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 598 Insurance companies, HCI Group ranks better than 76.59% on this metric.

HCI Group has the Tariff Resilience Score of 7, which implies that the company might have Highly Resilient.

HCI Group has Primarily operates in the insurance sector with minimal direct exposure to international trade. Revenue is domestic, and historical tariffs have had little impact. Industry is generally exempt from trade tariffs.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes HCI Group might have Highly Resilient.

HCI Group  (NYSE:HCI) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

HCI Group Tariff Resilience Score Related Terms

HCI vs SKWD, SLDE, STC: Tariff Resilience Score Comparison

For the Insurance - Property & Casualty subindustry, HCI Group's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

HCI Group Tariff Resilience Score vs Insurance Industry

For the Insurance industry and Financial Services sector, HCI Group's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where HCI Group's Tariff Resilience Score falls into.


HCI
69GF Score
HCI Group Inc HCI
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 7 mean?
HCI Group (HCI) has a Tariff Resilience Score of 7 as of Jun. 30, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, HCI Group ranks #140 out of 598 companies in the Insurance industry, placing it in the top 23.4%.
Is HCI Group's Tariff Resilience Score too high?
HCI Group's current Tariff Resilience Score is 7. Based on the distribution chart, HCI Group ranks #140 out of 598 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, HCI Group has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HCI Group's Tariff Resilience Score compare to SKWD and SLDE?
According to the Insurance industry distribution chart, HCI Group ranks #140 out of 598 companies for Tariff Resilience Score. This places HCI Group in the top 23% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for an Insurance company?
A good Tariff Resilience Score depends on the Insurance industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. HCI Group's current Tariff Resilience Score is 7. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HCI Group stock overvalued right now?
Based on GuruFocus' analysis, HCI Group (HCI) is currently considered Modestly Undervalued. The stock's GF Value™ is $248.61, compared to a current price of $178.41 — trading 28.2% below its estimated fair value. The current Tariff Resilience Score is 7. HCI Group's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For HCI Group (HCI), the current Tariff Resilience Score is 7 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HCI Group (HCI) Overvalued in 2026?

Based on GuruFocus' analysis, HCI Group stock appears to be undervalued. The current stock price of $178.41 is trading 28.2% below its estimated GF Value™ of $248.61. GuruFocus considers HCI Group to be Modestly Undervalued.

Key valuation signals for HCI:

  • Tariff Resilience Score: 7
  • GF Value™: $248.61 vs. price of $178.41 (28.2% below fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the HCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

HCI Group Business Description

Other Exchanges 0J22:UK0H5:Germany
Address 3802 Coconut Palm Drive, Tampa, FL, USA, 33619
HCI Group Inc is engaged in the property and casualty insurance business through two Florida domiciled insurance companies, Homeowners Choice Property & Casualty Insurance Company (HCPCI) and TypTap Insurance Company (TypTap). Both HCPCI and TypTap are authorized to underwrite various homeowners' property and casualty insurance products and allied lines business in the state of Florida and other states. The operating segments of the group are insurance operations, TypTap Group, reciprocal exchange operations, real estate operations, and corporate and other. It derives key revenue from the HCPCI Insurance operation segment.
69GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$178.41
Price
$248.61
GF Value