HCI (HCI Group) Insider Ownership: 3.52 % (As of Aug. 13, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HCI HCI Group Inc HCI
82 GF Score
Price $186.34
GF Value $247.86
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is HCI Group Insider Ownership?

HCI Group HCI +1.49% 82 Insider Ownership is 3.52 % as of Aug. 13, 2026. GuruFocus rates HCI with a GF Score™ of 82/100 and a GF Value™ of $247.86 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Insider ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, HCI Group's insider ownership is 3.52%.

Institutional Ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, HCI Group's Institutional Ownership is 75.84%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, HCI Group's Float Percentage Of Total Shares Outstanding is 84.94%.

HCI Group Insider Ownership Historical Data

* Premium members only.

The historical data trend for HCI Group's Insider Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HCI Group Insider Ownership Chart

HCI Group Historical Data

The historical data trend for HCI Group can be seen below:

2025-07-31 2025-08-31 2025-09-30 2025-10-31 2025-11-30 2026-01-31 2026-02-28 2026-05-31 2026-06-30 2026-07-31
Insider Ownership 4.73 4.73 4.73 4.73 4.73 3.69 3.86 3.86 3.89 3.52
HCI
82GF Score
HCI Group Inc HCI
Insider Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

HCI Group Insider Ownership Calculation

The percentage of shares that are owned by company insiders relative to the total shares outstanding.

Frequently Asked Questions Learn more about Insider Ownership →
What does a Insider Ownership of 3.52 % mean?
HCI Group (HCI) has a Insider Ownership of 3.52 % as of Aug. 13, 2026. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on HCI Group and its competitors.
Is HCI Group's Insider Ownership too high?
HCI Group's current Insider Ownership is 3.52 %. Overall, HCI Group has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HCI Group's Insider Ownership compare to SLDE and SKWD?
HCI Group's Insider Ownership of 3.52 % can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Insider Ownership for an Insurance company?
A good Insider Ownership depends on the Insurance industry context. However, Insider Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Insider Ownership mean?
A high Insider Ownership can signal that a stock is expensive relative to its fundamentals. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on HCI Group and its competitors. HCI Group's current Insider Ownership is 3.52 %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HCI Group stock overvalued right now?
Based on GuruFocus' analysis, HCI Group (HCI) is currently considered Modestly Undervalued. The stock's GF Value™ is $247.86, compared to a current price of $186.34 — trading 24.8% below its estimated fair value. The current Insider Ownership is 3.52 %. HCI Group's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Insider Ownership calculated?
Insider Ownership is calculated from a company's financial statements. For HCI Group (HCI), the current Insider Ownership is 3.52 % as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HCI Group (HCI) Overvalued in 2026?

Based on GuruFocus' analysis, HCI Group stock appears to be undervalued. The current stock price of $186.34 is trading 24.8% below its estimated GF Value™ of $247.86. GuruFocus considers HCI Group to be Modestly Undervalued.

Key valuation signals for HCI:

  • Insider Ownership: 3.52 %
  • GF Value™: $247.86 vs. price of $186.34 (24.8% below fair value)
  • GF Score™: 82/100 with 3 warning signs

No single metric tells the full story. See the HCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

HCI Group Business Description

Other Exchanges 0J22:UK0H5:Germany
Address 3802 Coconut Palm Drive, Tampa, FL, USA, 33619
HCI Group Inc is engaged in the property and casualty insurance business through two Florida domiciled insurance companies, Homeowners Choice Property & Casualty Insurance Company (HCPCI) and TypTap Insurance Company (TypTap). Both HCPCI and TypTap are authorized to underwrite various homeowners' property and casualty insurance products and allied lines business in the state of Florida and other states. The operating segments of the group are insurance operations, TypTap Group, reciprocal exchange operations, real estate operations, and corporate and other. It derives key revenue from the HCPCI Insurance operation segment.
82GF Score

Get the complete analysis for HCI

Insider Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$186.34
Price
$247.86
GF Value