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HCI GroupHCI -2.43%81 3-1 Month Momentum % is 14.12% as of Jul. 31, 2026. GuruFocus rates HCI with a GF Score™ of 81/100 and a GF Value™ of $253.26 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 576 Insurance companies, HCI Group ranks better than 81.94% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-31), HCI Group's 3-1 Month Momentum % is 14.12%.
The industry rank for HCI Group's 3-1 Month Momentum % or its related term are showing as below:
HCI's 3-1 Month Momentum % is ranked better than 81.94% of 576
companies
in the Insurance industry
Industry Median: 3
vs HCI: 14.12
HCI Group (NYSE:HCI) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
HCI Group 3-1 Month Momentum % Related Terms
HCI vs SLDE, SKWD, HMN: 3-1 Month Momentum % Comparison
For the Insurance - Property & Casualty subindustry, HCI Group's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HCI Group 3-1 Month Momentum % vs Insurance Industry
For the Insurance industry and Financial Services sector, HCI Group's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where HCI Group's 3-1 Month Momentum % falls into.
HCI Group (NYSE:HCI) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HCI Group (HCI) has a 3-1 Month Momentum % of 14.12% as of Jul. 31, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on HCI Group and its competitors. According to the industry distribution chart, HCI Group ranks #104 out of 576 companies in the Insurance industry, placing it in the top 18.1%.
Is HCI Group's 3-1 Month Momentum % too high?
HCI Group's current 3-1 Month Momentum % is 14.12%. The Insurance industry median 3-1 Month Momentum % is 3.00. HCI Group's value of 14.12% is 370.7% above this industry median. Based on the distribution chart, HCI Group ranks #104 out of 576 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, HCI Group has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HCI Group's 3-1 Month Momentum % compare to SLDE and SKWD?
According to the Insurance industry distribution chart, HCI Group ranks #104 out of 576 companies for 3-1 Month Momentum %. This places HCI Group in the top 18% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 3.00. HCI Group's value of 14.12% is 370.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for an Insurance company?
The median 3-1 Month Momentum % among Insurance companies is 3.00, based on 576 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HCI Group's current 3-1 Month Momentum % of 14.12% is 370.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on HCI Group and its competitors. For the Insurance industry, the median 3-1 Month Momentum % is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HCI Group's current 3-1 Month Momentum % is 14.12%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HCI Group stock overvalued right now?
Based on GuruFocus' analysis, HCI Group (HCI) is currently considered Significantly Undervalued. The stock's GF Value™ is $253.26, compared to a current price of $177.60 — trading 29.9% below its estimated fair value. The current 3-1 Month Momentum % is 14.12% and 370.7% above the Insurance industry median of 3.00. HCI Group's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For HCI Group (HCI), the current 3-1 Month Momentum % is 14.12% as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HCI Group (HCI) Overvalued in 2026?
Based on GuruFocus' analysis, HCI Group stock appears to be undervalued.
The current stock price of $177.60 is trading 29.9% below its estimated GF Value™ of $253.26.
GuruFocus considers HCI Group to be Significantly Undervalued.
Key valuation signals for HCI:
3-1 Month Momentum %: 14.12%
GF Value™: $253.26 vs. price of $177.60 (29.9% below fair value)
Industry Position: 370.7% above the Insurance median (#104 of 576)
No single metric tells the full story. See the HCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HCI Group Inc is engaged in the property and casualty insurance business through two Florida domiciled insurance companies, Homeowners Choice Property & Casualty Insurance Company (HCPCI) and TypTap Insurance Company (TypTap). Both HCPCI and TypTap are authorized to underwrite various homeowners' property and casualty insurance products and allied lines business in the state of Florida and other states. The operating segments of the group are insurance operations, TypTap Group, reciprocal exchange operations, real estate operations, and corporate and other. It derives key revenue from the HCPCI Insurance operation segment.
81GF Score
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