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Pretax income is the income that a company earns before paying income taxes. HCI Group's pretax income for the
three
months ended in Jun. 2026 was $111.0 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $461.0 Mil.
HCI Group's pretax margin was 44.99%.
During the past 13 years, HCI Group's highest Pretax Margin was 48.39%. The lowest was -13.91%. And the median was 14.17%.
During the past 13 years, HCI Group's highest Pretax Margin was 48.39%. The lowest was -13.91%. And the median was 14.17%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HCI Group Pre-Tax Income Related Terms
HCI Group Pre-Tax Income Historical Data
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The historical data trend for HCI Group's Pre-Tax Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, HCI Group's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HCI Group Pre-Tax Income vs Insurance Industry
For the Insurance industry and Financial Services sector, HCI Group's Pre-Tax Income distribution charts can be found below:
* The bar in red indicates where HCI Group's Pre-Tax Income falls into.
Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $461.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HCI Group (HCI) has a Pre-Tax Income of $461.0 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on HCI Group and its competitors.
Is HCI Group's Pre-Tax Income too high?
HCI Group's current Pre-Tax Income is $461.0 Mil. Overall, HCI Group has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HCI Group's Pre-Tax Income compare to SKWD and STC?
HCI Group's Pre-Tax Income of $461.0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for an Insurance company?
A good Pre-Tax Income depends on the Insurance industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on HCI Group and its competitors. HCI Group's current Pre-Tax Income is $461.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HCI Group stock overvalued right now?
Based on GuruFocus' analysis, HCI Group (HCI) is currently considered Modestly Undervalued. The stock's GF Value™ is $243.62, compared to a current price of $184.19 — trading 24.4% below its estimated fair value. The current Pre-Tax Income is $461.0 Mil. HCI Group's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For HCI Group (HCI), the current Pre-Tax Income is $461.0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HCI Group (HCI) Overvalued in 2026?
Based on GuruFocus' analysis, HCI Group stock appears to be undervalued.
The current stock price of $184.19 is trading 24.4% below its estimated GF Value™ of $243.62.
GuruFocus considers HCI Group to be Modestly Undervalued.
Key valuation signals for HCI:
Pre-Tax Income: $461.0 Mil
GF Value™: $243.62 vs. price of $184.19 (24.4% below fair value)
No single metric tells the full story. See the HCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HCI Group Inc is engaged in the property and casualty insurance business through two Florida domiciled insurance companies, Homeowners Choice Property & Casualty Insurance Company (HCPCI) and TypTap Insurance Company (TypTap). Both HCPCI and TypTap are authorized to underwrite various homeowners' property and casualty insurance products and allied lines business in the state of Florida and other states. The operating segments of the group are insurance operations, TypTap Group, reciprocal exchange operations, real estate operations, and corporate and other. It derives key revenue from the HCPCI Insurance operation segment.
82GF Score
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