HCI (HCI Group) ROE % Adjusted to Book Value: 15.07% (As of Mar. 2026)


HCI HCI Group Inc HCI
69 GF Score
Price $180.46
GF Value $248.61
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is HCI Group ROE % Adjusted to Book Value?

HCI Group HCI +4.21% 69 ROE % Adjusted to Book Value is 15.07% as of Mar. 2026. GuruFocus rates HCI with a GF Score™ of 69/100 and a GF Value™ of $248.61 (Modestly Undervalued). The stock has 2 warning signs investors should review.

HCI Group's ROE % for the quarter that ended in Mar. 2026 was 27.57%. HCI Group's PB Ratio for the quarter that ended in Mar. 2026 was 1.83. HCI Group's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 15.07%.

HCI Group ROE % Adjusted to Book Value Related Terms

HCI Group ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for HCI Group's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HCI Group ROE % Adjusted to Book Value Chart

HCI Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.27 -11.52 12.38 10.20 16.74

HCI Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.61 15.89 10.94 17.55 15.07

HCI vs STC, SLDE, HMN: ROE % Adjusted to Book Value Comparison

For the Insurance - Property & Casualty subindustry, HCI Group's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

HCI Group ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, HCI Group's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where HCI Group's ROE % Adjusted to Book Value falls into.


HCI
69GF Score
HCI Group Inc HCI
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

HCI Group ROE % Adjusted to Book Value Calculation

HCI Group's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=40.02% / 2.39
=16.74%

HCI Group's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=27.57% / 1.83
=15.07%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 15.07% mean?
HCI Group (HCI) has a ROE % Adjusted to Book Value of 15.07% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on HCI Group and its competitors.
Is HCI Group's ROE % Adjusted to Book Value too high?
HCI Group's current ROE % Adjusted to Book Value is 15.07%. Overall, HCI Group has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HCI Group's ROE % Adjusted to Book Value compare to STC and SLDE?
HCI Group's ROE % Adjusted to Book Value of 15.07% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on HCI Group and its competitors. HCI Group's current ROE % Adjusted to Book Value is 15.07%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HCI Group stock overvalued right now?
Based on GuruFocus' analysis, HCI Group (HCI) is currently considered Modestly Undervalued. The stock's GF Value™ is $248.61, compared to a current price of $180.46 — trading 27.4% below its estimated fair value. The current ROE % Adjusted to Book Value is 15.07%. HCI Group's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For HCI Group (HCI), the current ROE % Adjusted to Book Value is 15.07% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HCI Group (HCI) Overvalued in 2026?

Based on GuruFocus' analysis, HCI Group stock appears to be undervalued. The current stock price of $180.46 is trading 27.4% below its estimated GF Value™ of $248.61. GuruFocus considers HCI Group to be Modestly Undervalued.

Key valuation signals for HCI:

  • ROE % Adjusted to Book Value: 15.07%
  • GF Value™: $248.61 vs. price of $180.46 (27.4% below fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the HCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

HCI Group Business Description

Other Exchanges 0J22:UK0H5:Germany
Address 3802 Coconut Palm Drive, Tampa, FL, USA, 33619
HCI Group Inc is engaged in the property and casualty insurance business through two Florida domiciled insurance companies, Homeowners Choice Property & Casualty Insurance Company (HCPCI) and TypTap Insurance Company (TypTap). Both HCPCI and TypTap are authorized to underwrite various homeowners' property and casualty insurance products and allied lines business in the state of Florida and other states. The operating segments of the group are insurance operations, TypTap Group, reciprocal exchange operations, real estate operations, and corporate and other. It derives key revenue from the HCPCI Insurance operation segment.
69GF Score

Get the complete analysis for HCI

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$180.46
Price
$248.61
GF Value