HCI (HCI Group) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 25, 2026)


HCI HCI Group Inc HCI
69 GF Score
Price $174.47
GF Value $248.48
Valuation Significantly Undervalued
! 2 Warning Signs
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What is HCI Group Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

HCI Group's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

HCI vs STC, SLDE, HMN: Margin of Safety % (DCF FCF Based) Comparison

For the Insurance - Property & Casualty subindustry, HCI Group's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

HCI Group Margin of Safety % (DCF FCF Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, HCI Group's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where HCI Group's Margin of Safety % (DCF FCF Based) falls into.


HCI
69GF Score
HCI Group Inc HCI
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is HCI Group (HCI) Overvalued in 2026?

Based on GuruFocus' analysis, HCI Group stock appears to be undervalued. The current stock price of $174.47 is trading 29.8% below its estimated GF Value™ of $248.48. GuruFocus considers HCI Group to be Significantly Undervalued.

Key valuation signals for HCI:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: $248.48 vs. price of $174.47 (29.8% below fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the HCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

HCI Group Business Description

Other Exchanges 0J22:UK0H5:Germany
Address 3802 Coconut Palm Drive, Tampa, FL, USA, 33619
HCI Group Inc is engaged in the property and casualty insurance business through two Florida domiciled insurance companies, Homeowners Choice Property & Casualty Insurance Company (HCPCI) and TypTap Insurance Company (TypTap). Both HCPCI and TypTap are authorized to underwrite various homeowners' property and casualty insurance products and allied lines business in the state of Florida and other states. The operating segments of the group are insurance operations, TypTap Group, reciprocal exchange operations, real estate operations, and corporate and other. It derives key revenue from the HCPCI Insurance operation segment.
69GF Score

Get the complete analysis for HCI

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$174.47
Price
$248.48
GF Value