Generalfinance SpA (MIL:GF) Gross Profit: €56.6 Mil (TTM As of Mar. 2026)

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MIL:GF Generalfinance SpA MIL:GF
79 GF Score
Price €21.10
GF Value €15.48
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Generalfinance SpA Gross Profit?

Generalfinance SpA MIL:GF -0.47% 79 Gross Profit is €56.6 Mil as of Mar. 2026. GuruFocus rates MIL:GF with a GF Score™ of 79/100 and a GF Value™ of €15.48 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Generalfinance SpA's gross profit for the three months ended in Mar. 2026 was €11.7 Mil. Generalfinance SpA's gross profit for the trailing twelve months (TTM) ended in Mar. 2026 was €56.6 Mil.

Gross Margin % is calculated as gross profit divided by its revenue. Generalfinance SpA's gross profit for the three months ended in Mar. 2026 was €11.7 Mil. Generalfinance SpA's Revenue for the three months ended in Mar. 2026 was €23.3 Mil. Therefore, Generalfinance SpA's Gross Margin % for the quarter that ended in Mar. 2026 was 50.32%.

Generalfinance SpA had a gross margin of 50.32% for the quarter that ended in Mar. 2026 => Durable competitive advantage

During the past 8 years, the highest Gross Margin % of Generalfinance SpA was 71.13%. The lowest was 51.76%. And the median was 61.36%.

Warning Sign:

Generalfinance SpA gross margin has been in long-term decline. The average rate of decline per year is -4.9%.


Generalfinance SpA  (MIL:GF) Gross Profit Explanation

Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.

Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %

1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key

Generalfinance SpA had a gross margin of 50.32% for the quarter that ended in Mar. 2026 => Durable competitive advantage


Generalfinance SpA Gross Profit Related Terms


Generalfinance SpA Gross Profit Historical Data

* Premium members only.

The historical data trend for Generalfinance SpA's Gross Profit can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Generalfinance SpA Gross Profit Chart

Generalfinance SpA Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Profit
Get a 7-Day Free Trial 20.67 27.05 32.25 43.62 60.87

Generalfinance SpA Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Gross Profit Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.42 17.67 15.71 11.73 11.52

MIL:GF vs V, MA, AXP: Gross Profit Comparison

For the Credit Services subindustry, Generalfinance SpA's Gross Profit, along with its competitors' market caps and Gross Profit data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Generalfinance SpA Gross Profit vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Generalfinance SpA's Gross Profit distribution charts can be found below:

* The bar in red indicates where Generalfinance SpA's Gross Profit falls into.


MIL:GF
79GF Score
Generalfinance SpA MIL:GF
Gross Profit is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Generalfinance SpA Gross Profit Calculation

Gross Profit is the different between the sale prices and the cost of buying or producing the goods.

Generalfinance SpA's Gross Profit for the fiscal year that ended in Dec. 2025 is calculated as

Gross Profit (A: Dec. 2025 )=Revenue - Cost of Goods Sold
=100.177 - 39.308
=60.9

Generalfinance SpA's Gross Profit for the quarter that ended in Mar. 2026 is calculated as

Gross Profit (Q: Mar. 2026 )=Revenue - Cost of Goods Sold
=23.321 - 11.587
=11.7

Gross Profit for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €56.6 Mil.

Gross Profit is the numerator in the calculation of Gross Margin.

Generalfinance SpA's Gross Margin % for the quarter that ended in Mar. 2026 is calculated as

Gross Margin % (Q: Mar. 2026 )=Gross Profit (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=(Revenue - Cost of Goods Sold) / Revenue
=11.7 / 23.321
=50.32 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.

Frequently Asked Questions Learn more about Gross Profit →
What does a Gross Profit of €56.6 Mil mean?
Generalfinance SpA (MIL:GF) has a Gross Profit of €56.6 Mil as of Mar. 2026. Gross Profit equals net sales less total cost of goods sold. View historical data on Generalfinance SpA and its competitors.
Is Generalfinance SpA's Gross Profit too high?
Generalfinance SpA's current Gross Profit is €56.6 Mil. Overall, Generalfinance SpA has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Generalfinance SpA's Gross Profit compare to V and MA?
Generalfinance SpA's Gross Profit of €56.6 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Profit for a Credit Services company?
A good Gross Profit depends on the Credit Services industry context. However, Gross Profit should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Profit mean?
A high Gross Profit can signal that a stock is expensive relative to its fundamentals. Gross Profit equals net sales less total cost of goods sold. View historical data on Generalfinance SpA and its competitors. Generalfinance SpA's current Gross Profit is €56.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Generalfinance SpA stock overvalued right now?
Based on GuruFocus' analysis, Generalfinance SpA (MIL:GF) is currently considered Significantly Overvalued. The stock's GF Value™ is €15.48, compared to a current price of €21.10 — trading 36.3% above its estimated fair value. The current Gross Profit is €56.6 Mil. Generalfinance SpA's overall GF Score™ is 79/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Profit calculated?
Gross Profit is calculated from a company's financial statements. For Generalfinance SpA (MIL:GF), the current Gross Profit is €56.6 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Generalfinance SpA (MIL:GF) Overvalued in 2026?

Based on GuruFocus' analysis, Generalfinance SpA stock appears to be overvalued. The current stock price of €21.10 is trading 36.3% above its estimated GF Value™ of €15.48. GuruFocus considers Generalfinance SpA to be Significantly Overvalued.

Key valuation signals for MIL:GF:

  • Gross Profit: €56.6 Mil
  • GF Value™: €15.48 vs. price of €21.10 (36.3% above fair value)
  • GF Score™: 79/100 with 5 warning signs

No single metric tells the full story. See the MIL:GF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Generalfinance SpA Business Description

Other Exchanges VG30:Germany
Address Via Carso no. 36, Via Piave no.22, Biella, ITA, 13900
Generalfinance SpA operates is engaged in providing factoring services to small and medium-sized companies in financial difficulty. The group offers customized financing solutions to meet the needs of companies operating in the manufacturing, wholesale business, transportation, and construction.
79GF Score

Get the complete analysis for MIL:GF

Gross Profit is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€21.10
Price
€15.48
GF Value