Generalfinance SpA (MIL:GF) Long-Term Debt: €566.0 Mil (As of Mar. 2026)


MIL:GF Generalfinance SpA MIL:GF
68 GF Score
Price €29.20
GF Value €16.02
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Generalfinance SpA Long-Term Debt?

Generalfinance SpA MIL:GF 68 Long-Term Debt is €566.0 Mil as of Mar. 2026. GuruFocus rates MIL:GF with a GF Score™ of 68/100 and a GF Value™ of €16.02 (Significantly Overvalued). The stock has 9 warning signs investors should review.

Generalfinance SpA's Long-Term Debt for the quarter that ended in Mar. 2026 was €566.0 Mil.

Generalfinance SpA's quarterly Long-Term Debt increased from Sep. 2025 (€485.5 Mil) to Dec. 2025 (€643.5 Mil) but then declined from Dec. 2025 (€643.5 Mil) to Mar. 2026 (€566.0 Mil).

Generalfinance SpA's annual Long-Term Debt increased from Dec. 2023 (€387.6 Mil) to Dec. 2024 (€568.0 Mil) and increased from Dec. 2024 (€568.0 Mil) to Dec. 2025 (€643.5 Mil).

Generalfinance SpA  (MIL:GF) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Generalfinance SpA Long-Term Debt Related Terms

Generalfinance SpA Long-Term Debt Historical Data

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The historical data trend for Generalfinance SpA's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Generalfinance SpA Long-Term Debt Chart

Generalfinance SpA Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial 283.62 343.93 387.56 567.99 643.51

Generalfinance SpA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 483.74 557.98 485.50 643.51 566.05
MIL:GF
68GF Score
Generalfinance SpA MIL:GF
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €566.0 Mil mean?
Generalfinance SpA (MIL:GF) has a Long-Term Debt of €566.0 Mil as of Mar. 2026.
Is Generalfinance SpA's Long-Term Debt too high?
Generalfinance SpA's current Long-Term Debt is €566.0 Mil. Overall, Generalfinance SpA has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Generalfinance SpA's Long-Term Debt compare to V and MA?
Generalfinance SpA's Long-Term Debt of €566.0 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Credit Services company?
A good Long-Term Debt depends on the Credit Services industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Generalfinance SpA's current Long-Term Debt is €566.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Generalfinance SpA stock overvalued right now?
Based on GuruFocus' analysis, Generalfinance SpA (MIL:GF) is currently considered Significantly Overvalued. The stock's GF Value™ is €16.02, compared to a current price of €29.20 — trading 82.3% above its estimated fair value. The current Long-Term Debt is €566.0 Mil. Generalfinance SpA's overall GF Score™ is 68/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Generalfinance SpA (MIL:GF), the current Long-Term Debt is €566.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Generalfinance SpA (MIL:GF) Overvalued in 2026?

Based on GuruFocus' analysis, Generalfinance SpA stock appears to be overvalued. The current stock price of €29.20 is trading 82.3% above its estimated GF Value™ of €16.02. GuruFocus considers Generalfinance SpA to be Significantly Overvalued.

Key valuation signals for MIL:GF:

  • Long-Term Debt: €566.0 Mil
  • GF Value™: €16.02 vs. price of €29.20 (82.3% above fair value)
  • GF Score™: 68/100 with 9 warning signs

No single metric tells the full story. See the MIL:GF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Generalfinance SpA Business Description

Other Exchanges VG30:Germany
Address Via Carso no. 36, Via Piave no.22, Biella, ITA, 13900
Generalfinance SpA operates is engaged in providing factoring services to small and medium-sized companies in financial difficulty. The group offers customized financing solutions to meet the needs of companies operating in the manufacturing, wholesale business, transportation, and construction.
68GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€29.20
Price
€16.02
GF Value