Generalfinance SpA (MIL:GF) Growth Rank: 10 (As of Jul. 30, 2026) — 67% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MIL:GF Generalfinance SpA MIL:GF
76 GF Score
Price €23.80
GF Value €15.66
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Generalfinance SpA Growth Rank?

Generalfinance SpA MIL:GF -10.86% 76 Growth Rank is 10 as of Jul. 30, 2026, which is 67% above its 10-year median of 6.00. GuruFocus rates MIL:GF with a GF Score™ of 76/100 and a GF Value™ of €15.66 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Generalfinance SpA has the Growth Rank of 10.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.


Generalfinance SpA Growth Rank Related Terms


MIL:GF vs V, MA, AXP: Growth Rank Comparison

For the Credit Services subindustry, Generalfinance SpA's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Generalfinance SpA Growth Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Generalfinance SpA's Growth Rank distribution charts can be found below:

* The bar in red indicates where Generalfinance SpA's Growth Rank falls into.


MIL:GF
76GF Score
Generalfinance SpA MIL:GF
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 10 mean?
Generalfinance SpA (MIL:GF) has a Growth Rank of 10 as of Jul. 30, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Generalfinance SpA and its competitors. This is 67% above median its historical median of 6.00. Over the past decade, Generalfinance SpA's Growth Rank has ranged from 5.00 to 10.00.
Is Generalfinance SpA's Growth Rank too high?
Generalfinance SpA's current Growth Rank of 10 is 67% above median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 10.00. Overall, Generalfinance SpA has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Generalfinance SpA's Growth Rank compare to V and MA?
Generalfinance SpA's Growth Rank of 10 can be compared against companies in the Credit Services industry. Historically, Generalfinance SpA's own Growth Rank has ranged from 5.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Credit Services company?
A good Growth Rank depends on the Credit Services industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Generalfinance SpA and its competitors. Generalfinance SpA's current Growth Rank is 10, which is 67% above median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Generalfinance SpA stock overvalued right now?
Based on GuruFocus' analysis, Generalfinance SpA (MIL:GF) is currently considered Significantly Overvalued. The stock's GF Value™ is €15.66, compared to a current price of €23.80 — trading 52% above its estimated fair value. The current Growth Rank is 10, which is 67% above median its 10-year median of 6.00. Generalfinance SpA's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Generalfinance SpA (MIL:GF), the current Growth Rank is 10 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Generalfinance SpA (MIL:GF) Overvalued in 2026?

Based on GuruFocus' analysis, Generalfinance SpA stock appears to be overvalued. The current stock price of €23.80 is trading 52% above its estimated GF Value™ of €15.66. GuruFocus considers Generalfinance SpA to be Significantly Overvalued.

Key valuation signals for MIL:GF:

  • Growth Rank: 10 (67% above median its 10-year median of 6.00)
  • GF Value™: €15.66 vs. price of €23.80 (52% above fair value)
  • GF Score™: 76/100 with 5 warning signs

No single metric tells the full story. See the MIL:GF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Generalfinance SpA Business Description

Other Exchanges VG30:Germany
Address Via Carso no. 36, Via Piave no.22, Biella, ITA, 13900
Generalfinance SpA operates is engaged in providing factoring services to small and medium-sized companies in financial difficulty. The group offers customized financing solutions to meet the needs of companies operating in the manufacturing, wholesale business, transportation, and construction.
76GF Score

Get the complete analysis for MIL:GF

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€23.80
Price
€15.66
GF Value