Generalfinance SpA (MIL:GF) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MIL:GF Generalfinance SpA MIL:GF
81 GF Score
Price €27.20
GF Value €15.79
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Generalfinance SpA Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Generalfinance SpA Quality Rank Related Terms

MIL:GF
81GF Score
Generalfinance SpA MIL:GF
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Generalfinance SpA (MIL:GF) Overvalued in 2026?

Based on GuruFocus' analysis, Generalfinance SpA stock appears to be overvalued. The current stock price of €27.20 is trading 72.3% above its estimated GF Value™ of €15.79. GuruFocus considers Generalfinance SpA to be Significantly Overvalued.

Key valuation signals for MIL:GF:

  • Quality Rank:
  • GF Value™: €15.79 vs. price of €27.20 (72.3% above fair value)
  • GF Score™: 81/100 with 5 warning signs

No single metric tells the full story. See the MIL:GF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Generalfinance SpA Business Description

Other Exchanges VG30:Germany
Address Via Carso no. 36, Via Piave no.22, Biella, ITA, 13900
Generalfinance SpA operates is engaged in providing factoring services to small and medium-sized companies in financial difficulty. The group offers customized financing solutions to meet the needs of companies operating in the manufacturing, wholesale business, transportation, and construction.
81GF Score

Get the complete analysis for MIL:GF

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€27.20
Price
€15.79
GF Value